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Nic Smith

Nic Smith

Loan Officer

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Loan Support Team

  • Luiggi Amoretti
    Processor
Jerry Fowler Named a 2026 Scotsman Guide Top Originator
July 2, 2026
Kim Nelson Named a 2026 HousingWire Women of Influence Honoree
July 1, 2026
BankSouth Mortgage Named 2026 Lender of the Year by Atlanta Agent Magazine
June 10, 2026
Rebecca Gilliam Named a 2026 HousingWire Marketing Leader
June 3, 2026
Savannah’s Best of Homes 2026 Winner
May 19, 2026
BankSouth Mortgage Named Best Mortgage Lender in Vinings & Smyrna for 2026
April 7, 2026

What Customers Say About Nic Smith

4.8
Ratings
973
Total Reviews

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C
Carnage Bringer
Posted on June 28, 2026
5.0
Excellent team that will assist you whenever you have questions or concerns. Provided knowledge that will help whomever needs it for their home buying ventures. Thank you for helping me obtain my 1st and new home!
K
Kallima James
Posted on June 23, 2026
5.0
Wonderful team! Always there to support you through the whole loan process. If they didn’t know an answer they would find it for me and it truly made my first home buying experience a breeze at the end of it all.
L
Lydia Sam
Posted on June 2, 2026
5.0
M
Maurice Brown
Posted on May 20, 2026
5.0
A seamless a stress free process.
S
Shela Wilson
Posted on May 20, 2026
5.0
V
Victor Ibarra-Simms
Posted on May 18, 2026
5.0
I started to work with Nic Smith and Luiggi Amoretti around April 1st and let me tell you, both guys are AMAZING!! They communicated fast and even helped my buyer with an FHLB program that got his closing cost as well as his down-payment covered. I highly suggest to all future home owners to give them a try, YOU WON'T REGRET IT!
A
Amanda Rogers
Posted on May 7, 2026
5.0
The Smith Rhodes team did an outstanding job throughout our transaction. Their communication was clear, timely, and proactive, which made the entire process smooth from start to finish. I truly appreciate the professionalism and attention to detail they brought to the closing. This success simply could not have happened without them. I look forward to working together again.
J
JARVIS WALKER
Posted on May 7, 2026
5.0
The fact that Rebecca showed up for my closing made me even more happy. I appreciate the professionalism and communication.
K
KJ Phillips
Posted on March 11, 2026
5.0
Luiggi Amoretti was extremely easy to work with and communication was outstanding throughout
G
Garry Poe
Posted on March 5, 2026
5.0
N
Nakita Snead
Posted on January 18, 2026
5.0
The experience was effortless and I was always kept informed of the status.
Y
Yolanda Leary
Posted on January 12, 2026
5.0
F
Frederick Beauchamp
Posted on November 1, 2025
5.0
What a smooth process. Thanks to Rebecca and Will, I’m happily living in my new Rocklyn Home at Emerald Fields in Hudson, Florida. You were always there to answer questions during the process and you quickly resolved a minor insurance matter after the fact. Thanks.
J
Jodi Holley
Posted on October 15, 2025
5.0
The Smith-Rhoades team at Banksouth Mortgage was Great to work with! Recently, I was fortunate enough to be a buyers agent during this transaction. Will and Rebecca, were with us every step of the way. They helped the buyer feel very comfortable and explained everything to him that he asked in easy to understand terms. They were patient, Time efficient and delightful to work with through the entire process. They saved a lot of stress on our end, even when the closing date was moved up… They Made the transaction seamless. I would recommend working with this team whenever possible!
C
Christina W
Posted on September 15, 2025
5.0
Nic and his team at BankSouth Mortgage were fantastic to work with! They kept me in the loop every step of the way and made the entire process so easy and stress-free. I truly appreciated their clear communication and support throughout. Highly recommend!
C
Chasity Mcgee - Real Estate Agent
Posted on August 1, 2025
5.0
C
Cecilia Escorza
Posted on July 16, 2025
5.0
I was beyond satisfied with the service I received! Nic was extremely attentive & always provided a quick response whenever I had a question. Nic also provided exceptional guidance during the entire process before closing day. As a first time homebuyer the whole process is a bit overwhelming but when you have the right guidance it makes a work of a difference. 
K
Kevin White
Posted on June 4, 2025
5.0
My experience with the Smith-Rhoades team was phenomenal. Highly recommended using BankSouth mortgage, Rebecca and Patti we’re very responsive and committed to helping me buy my first home. I couldn’t have done it without them.
C
Cherie Sebro
Posted on May 13, 2025
5.0
Nic Smith, my loan officer, was wonderful! He was informative, efficient, and really looked out for my best interests. He kept me informed about my status and answered any questions I had in a timely manner.
O
Olivia Yancey
Posted on May 6, 2025
5.0
My experience with BankSouth Mortgage company was truly great, everyone that I talked with was very helpful and professional ,thank you all so much.

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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.