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Kristy Ragsdale

Kristy Ragsdale

VP, Loan Officer

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Q&A with Kristy Ragsdale

Why did you decide on your career?

Many lenders say that when they started working in the mortgage industry, they had no expectation for it to evolve into a career. It seems that once you get into it you do not get out. This applied to me. I did not intend for it to be my career but I absolutely fell in love with it. It is very rewarding to be involved with homeownership. You see the joys and achievement it brings to families.

List up to 3 things you enjoy doing on weekends.

On the weekends I enjoy cooking. I love to eat and cooking different cuisines. I also enjoy sailing our Hobie Cat and fishing off the back. I take in a concert any chance I get.

List 1-3 reasons you’re different than others in your profession.

I have over 20 years experience as a lender. I strive to communicate through each step of the process. I have a great attention to detail. I am committed to providing the best mortgage experience for my clients.

Bio of Kristy Ragsdale

Kristy is an Atlanta native and a licensed mortgage loan originator who specializes in new construction. As a mortgage specialist, Kristy is dedicated to providing the most exceptional customer service available for both seasoned and first-time homebuyers. She has over 20 years of experience in assisting buyers in achieving the American dream of home ownership. Kristy is a gold and platinum recipient member of the Mortgage Bankers Association of Georgia. She is here to assist you with any questions or guidance needed through the lending process.

What Customers Say About Kristy Ragsdale

4.86
Ratings
412
Total Reviews
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V
Vanessa M Q
GRAYSON - GA
Posted on February 2, 2023
5.0
verified-review
Great experience!
B
Brandon B B
ADAIRSVILLE - GA
Posted on January 23, 2023
5.0
verified-review
Kristy was absolutely amazing all around. Great communication and any information given to us was clear and concise. Her, along with her team made the entire process so much easier than I thought it would be.
S
Sylika s
-
Posted on January 21, 2023
5.0
From the very first phone call with Kristy to the last, she was so amazing. She explained the entire process thoroughly and lets us know the big don’ts. As a first time homebuyer I couldn’t have done it without her!
S
Sylika Z S
ADAIRSVILLE - GA
Posted on January 21, 2023
5.0
verified-review
From the very first phone call with Kristy to the last, she was so amazing. She explained the entire process thoroughly and lets us know the big don’ts. As a first time homebuyer I couldn’t have done it without her!
l
leonardjabbott
-
Posted on January 19, 2023
5.0
Kristy and team BankSouth did a terrific job assisting me with my new home purchasing. The team was communicative, diligent, and helpful throughout the entire process. Thank you so much Kristy and team BankSouth for helping make my dream a reality!
L
Leonard J A
JASPER - GA
Posted on January 19, 2023
5.0
verified-review
My experience with Kristy and the team at BankSouth was terrific from beginning to end. Kristy and the team were very informative throughout the process, diligent, and communicated efficiently. Thank you, Kristy and team BankSouth Mortgage, for helping me purchase my first home!
K
Kaitlyn A R
KENNESAW - GA
Posted on January 9, 2023
5.0
verified-review
Great communication, super helpful with any questions we had and made it a super smooth process!
A
Austin K R
KENNESAW - GA
Posted on December 31, 2022
5.0
verified-review
Kristy was fantastic throughout the whole process. Highly recommend!
S
Stephanie M G
SMYRNA - GA
Posted on December 31, 2022
5.0
verified-review
The process was seamless and Kristy and her team were prompt and knowledgeable and very easy to work with!
J
Jeanne A M
BALL GROUND - GA
Posted on December 29, 2022
5.0
verified-review
Kristy Was absolutely wonderful! I needed to be walked through everything and she was patient, kind and took her time to explain everything to me.she always let me know what was going on and what to expect next. There’s a lot to know and fo and she made sure I was comfortable with everything!

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