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Home Mortgage Loans with ReadyLoan®

Enjoy a simpler mortgage process that blends smart technology and personal support.

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What can ReadyLoan® do for you?

Estimate what you can afford

Explore your mortgage options with calculators that help you understand how much you may qualify to borrow and what future payments might look like.

Get preapproved for a loan

Ready to look for a home? A preapproval gives you – and sellers – confidence that you’re ready for the next step.

Easily Apply for Your Mortgage

Apply anytime and anywhere – from your phone or tablet. No waiting, No paper. No need to visit a loan office.

Securely submit, review and sign

Submit required documents and forms through our state-of-the-art app with our encrypted and secure portal.

Track your loan progress

Check the status of your mortgage and see what steps are ahead in the process.

Stay in touch

Securely communicate with your loan officer and agent if you have questions or need to provide other information.

Close quickly, enjoy your home sooner

Review your closing package and sign most documents prior to closing.

ReadyLoan® from BankSouth Mortgage is an all-in-one digital app that makes your part of getting a mortgage easy. Whether you’re a first-time homebuyer, a current homeowner looking to refinance or purchase again, or a real estate agent with clients ready to buy, the ReadyLoan app makes the loan process simple and convenient.  Of course, our local loan officers are always nearby to guide you through our stress-less, no-surprises process.

Ready to go?

Download the ReadyLoan® App

Homeowners Love Us. It’s Mutual.

You love where you live; we do, too. Buying a home is about more than a loan. It’s about life. It’s about being with each customer we serve, every step of the way, building and encouraging sustainable home ownership and thriving communities. One mortgage at a time.

We think that type of commitment sets us apart; so, do our customers.

12237 reviews

from Customers like you

4.89 out of 5

Average Customer Satisfaction Rating

Read Our Reviews

Shannon and her team are simply the best in the business, and part of that is how they really take the time to explain everything to you and make real recommendations based on your own situation. I learned an incredible amount about the buying process by working with her and we came out with exactly what we were looking for and more. Thank you!!

Christopher G FWOODSTOCK - GA

Jessica was extremely responsive and willing to take the time to answer any and all questions. Highly recommend!

Sean CCHAMBLEE - GA

As a Real Estate Professional, I always highly recommend Jennifer to my clients. She is always there to answer questions and give guidance. Jennifer is above a 5 Star in my book!

Robert G W JGROVETOWN - GA

I enjoyed having the app on my phone. There were moments during the process when important documents were needed ASAP. Greg Clements team members will communicate with you get you through the process quickly. Bank South Mortgage gets 5 stars .

Andrew J GCOVINGTON - GA

This is by far the simplest a d easiest loan application and closing that I have experienced. Stuart and team were a pleasure to work with. I know who I will be calling when I need my next mortgage.

Ronald A RMILTON - GA

Cyndi was very professional, kept us informed on the status of our application. I would highly recommend her to friends and family for financial assistance.

Michael E W SAUGUSTA - GA

Excellent communication from the entire team! Sasha is THE BEST!! So appreciative for all her help!

Maisha U RCOLLEGE PARK - GA

Kristy was a pleasure to work with. We were first time homebuyers and she made the process go so smoothly! I highly recommend using banksouth.

Kameron S AROME - GA

The team was prompt, professional, courteous, knowledgeable and friendly. The loan process is always detailed and somewhat cumbersome, the the team made the process and transition as painless as possible.

Sandra A GCARTERSVILLE - GA
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Mortgage Loan Options

Conventional

Multiple, standard mortgage options for qualifying homebuyers and homeowners.

Construction

Create your dream home with a loan that provides funds to cover the cost of building or rehabilitating a home.

FHA

Mortgages insured by the Federal Housing Administration requiring lower minimum credit scores and down payments – especially popular with first-time homebuyers.

USDA Rural Housing

A USDA home loan helps low to moderate income families buy affordable homes in rural areas.

Refinancing

Replace your old mortgage with a new one to lower your rate, reduce your loan term, or cash out home equity.

VA

Special financing for military veterans, service members, and surviving spouses offering favorable terms with options to buy, build, renovate, or refinance a primary residence.

Low to No Down Payment

VA loans, USDA loans, FHA loans and other options that help buyers finance their new home while putting less money down.

Jumbo Loans

For buyers considering higher-end properties – Jumbo loans can help provide the financing you need.

Renovation Loans

Want to fix up your existing home? A renovation loan gives you the funds to make those renovations updates to your home.

Mortgage Options
View All Mortgage Options

More About Mortgages

You’re not just financing a home. You’re building a life. Here’s the support you need to make the best decisions.

Calculators

Calculators

Get the facts and figures to give you more borrowing knowledge or confidence. Estimate payments. Explore options. Plan for your goals and more.
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BankSouth Mortgage-FAQ

Frequently Asked Questions

You have questions; we have answers. Many borrows have similar questions about mortgages, borrowing and finances. Here’s some of the questions we hear most often... and our answers.
Learn More
Articles

Education Center

Our Blog for homebuyers, realtors, builders and more – insights to smooth the mortgage and home purchase process.
Learn More

Mortgage Loan Calculator

Contact Us

Telephone: (678) 551-7120
Toll Free: (833) 540-7120

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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
© Copyright 2023 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Web Design by M16 Marketing
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