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Home Mortgage Loans with ReadyLoan®

Enjoy a simpler mortgage process that blends smart technology and personal support.

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What can ReadyLoan® do for you?

Estimate what you can afford

Explore your mortgage options with calculators that help you understand how much you may qualify to borrow and what future payments might look like.

Get preapproved for a loan

Ready to look for a home? A preapproval gives you – and sellers – confidence that you’re ready for the next step.

Easily Apply for Your Mortgage

Apply anytime and anywhere – from your phone or tablet. No waiting, No paper. No need to visit a loan office.

Securely submit, review and sign

Submit required documents and forms through our state-of-the-art app with our encrypted and secure portal.

Track your loan progress

Check the status of your mortgage and see what steps are ahead in the process.

Stay in touch

Securely communicate with your loan officer and agent if you have questions or need to provide other information.

Close quickly, enjoy your home sooner

Review your closing package and sign most documents prior to closing.

ReadyLoan® from BankSouth Mortgage is an all-in-one digital app that makes your part of getting a mortgage easy. Whether you’re a first-time homebuyer, a current homeowner looking to refinance or purchase again, or a real estate agent with clients ready to buy, the ReadyLoan app makes the loan process simple and convenient.  Of course, our local loan officers are always nearby to guide you through our stress-less, no-surprises process.

Ready to go?

Download the ReadyLoan® App

Homeowners Love Us. It’s Mutual.

You love where you live; we do, too. Buying a home is about more than a loan. It’s about life. It’s about being with each customer we serve, every step of the way, building and encouraging sustainable home ownership and thriving communities. One mortgage at a time.

We think that type of commitment sets us apart; so, do our customers.

13090 reviews

from Customers like you

4.89 out of 5

Average Customer Satisfaction Rating

Read Our Reviews

The whole team at Bank South was very responsive and listened to my needs and gave honest advice and recommendations throughout the whole process. They made buying a home as stress free and easy as they could and talked to me every step of the way!

Jeremy S CBethlehem - GA

Nic and Sasha went out of their way to serve me well- thank you all!

Elizabeth R WCONYERS - GA

What made my great was the fact that if I had any questions or anything that came to my mind I can always call and reach or ask Carol anything that may have been on my mind Carol was or anyone on her team reached out to me to explain or talk about it. It made my first homebuying very pleasant.

Thomas L H JSAVANNAH - GA

This is maybe the third or fourth time that Carol has helped me. I have noticed when I have gone to others for professional guidance repeatedly there service sometimes lags a little. But Carol has been the same professional, helpful person from the first until recently. I forgot the communication. Carol is top notch in my book.

Michael T WSAVANNAH - GA

We recently worked with Stephen Hester at BankSouth Mortgage to purchase our new home. He was very easy to work with and kept in constant contact with us to help us through the process. Our closing went smoothly with no issues.

Stacey JDECATUR - GA

Jan is the best! I’ve enjoyed working with her & her coworkers - very professional & responsive. Doesn’t get much better than that.

Joy S MFAIRMOUNT - GA

Jennifer is very knowledgeable on what she does, communication was outstanding she is very friendly and she'll get your loan approved! I'll recommend her to any family or friend.
Thank you Jennifer!

Nimia FLINCOLNTON - GA

Jan was always available and communicated with us very well. I felt much more confident during the whole process because of the help we received from Jan.

Phillip J SDALLAS - GA

Greg and his team makes the whole process efficient and idiot-proof for a person as busy and unknowledgeable as myself. This is my second closing with the team and it was awesome.

Robert L SMACON - GA
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Mortgage Loan Options

Conventional

Multiple, standard mortgage options for qualifying homebuyers and homeowners.

Construction

Create your dream home with a loan that provides funds to cover the cost of building or rehabilitating a home.

FHA

Mortgages insured by the Federal Housing Administration requiring lower minimum credit scores and down payments – especially popular with first-time homebuyers.

USDA Rural Housing

A USDA home loan helps low to moderate income families buy affordable homes in rural areas.

Refinancing

Replace your old mortgage with a new one to lower your rate, reduce your loan term, or cash out home equity.

VA

Special financing for military veterans, service members, and surviving spouses offering favorable terms with options to buy, build, renovate, or refinance a primary residence.

Low to No Down Payment

VA loans, USDA loans, FHA loans and other options that help buyers finance their new home while putting less money down.

Jumbo Loans

For buyers considering higher-end properties – Jumbo loans can help provide the financing you need.

Renovation Loans

Want to fix up your existing home? A renovation loan gives you the funds to make those renovations updates to your home.

Mortgage Options
View All Mortgage Options

More About Mortgages

You’re not just financing a home. You’re building a life. Here’s the support you need to make the best decisions.

Calculators

Calculators

Get the facts and figures to give you more borrowing knowledge or confidence. Estimate payments. Explore options. Plan for your goals and more.
Learn More
BankSouth Mortgage-FAQ

Frequently Asked Questions

You have questions; we have answers. Many borrows have similar questions about mortgages, borrowing and finances. Here’s some of the questions we hear most often... and our answers.
Learn More
Articles

Education Center

Our Blog for homebuyers, realtors, builders and more – insights to smooth the mortgage and home purchase process.
Learn More

Mortgage Loan Calculator

Contact Us

Telephone: (678) 551-7120
Toll Free: (833) 540-7120

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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured. BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.
Credit and collateral are subject to approval. Terms and conditions apply. Rates, program terms and conditions are subject to change without notice. Some programs have geographic restrictions. This is not a commitment to lend.
© Copyright 2023 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Web Design by M16 Marketing
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