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Teresa Downey

Teresa Downey

VP, Producing Production Manager

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Q&A with Teresa Downey

What made you decide to be a BankSouth Loan Officer?

I didn’t. My career chose me. I started working in the mortgage industry in 1988 as a part-time employee. My role grew from junior processor through the operations side, including underwriting. I joined the sales team as a production partner to a top producer in 2001 and began originating my own book of business in 2012.

What accomplishments you’re most proud of?

Raising my children. I have 2 adult children. Both are successful. Both have a strong work ethic and treat others with kindness and respect. They’ve both told me that their father and I showed them what love looked like and how to treat other people.

What is your biggest success professionally? Why was it a big success?

Being awarded the rising star award in 2012. That was my first year originating my own book of business. It was a statement from the leadership that they believed in me and that YES, I could do this.

What makes you different than others in your profession?

I will still meet a client in person. In a time that everything is digital, I find that the borrowers and agents in the area that I serve still like to meet in person. I will meet them in person for application and I attend 90% of my closings. I consider my support staff as equal teammates and I recognize that they are a very important part of the transaction from the beginning to the end. I think it’s important to make them feel valued.

What do you enjoy doing on weekends?

In the fall, I watch college football with my sister. In the summer, I spend time on the lake, we have a pontoon boat. We enjoy having our friends join us. I have a new grandbaby so I spend the weekends visiting him.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

I wanted to be a school teacher. I don’t know why. I had a chalk board and I taught my friends math and cursive writing. Maybe I’m not too far off from that now. The majority of my business is first time home buyers. In a way, I am a teacher.

Bio of Teresa Downey

Teresa offers a customizable communication platform based on the needs of the client and real estate agent. Teresa will meet you where you are in your real estate journey.  From purchasing your first home, building a custom home, downsizing for your empty nest, purchasing your dream vacation home, or investing in real estate for the rental market, she’s here to help you get there.

What Customers Say About Teresa Downey

4.89
Ratings
375
Total Reviews
Powered by Experience.com
F
Frances Y S R
DALTON - GA
Posted on January 28, 2023
5.0
verified-review
The whole process was quick and smooth compared to other lenders we’ve used. So far, very content with the experience!
S
Sarah L I F
DALTON - GA
Posted on January 21, 2023
5.0
verified-review
Teresa was readily available at my convenience to help me understand the process and guide in the best interest for me.
R
Rasima F V
ROME - GA
Posted on January 18, 2023
5.0
verified-review
I am from Russia and this is my first home purchase. It seemed like an endless papers to sign but Teresa helped us through the entire process with explanations and a lot of patience. Teresa helped to make the process to buy a home, thru the endless supply of things to sign, an easy process. I cannot thank her enough. Teresa, and her colleagues and Bank South are friendly and professional and deserve a big pat on the back. Thank you Teresa.
H
Heidi D
DALTON - GA
Posted on January 16, 2023
5.0
verified-review
Communication was wonderful
M
Marcia M
CARTERSVILLE - GA
Posted on January 12, 2023
5.0
verified-review
Teresa and her team went above and beyond to meet my needs, late on a weekend night and had everything to me almost immediately. Each stage was well thought out, communicated and so easy and transparent. Best mortgage experience I have had hands down.
M
Michael G J
ROME - GA
Posted on January 7, 2023
5.0
verified-review
Teresa was awesome the entire process. Her knowledge helped clear up all questions and guide the process from beginning to end. I cannot thank her enough.
K
Kori F
DALTON - GA
Posted on December 31, 2022
5.0
verified-review
Very Knowledgeable Quick Responses Caring, Made the process very easy.
R
Renee F
CARTERSVILLE - GA
Posted on December 31, 2022
5.0
verified-review
The entire transition from beginning to closing was awesome. I certainly will recommend BankSouth in the future. Outstanding team!
C
Charles G S
ROME - GA
Posted on December 25, 2022
5.0
verified-review
Teresa Downey
D
Darlene M
DALTON - GA
Posted on December 23, 2022
5.0
verified-review
My total time from start to finish was only about one month. Teresa Downey and Narda Williams were an awesome team to work with. So far, I love my house and could not be more pleased. I would recommend this team to anyone buying a house.

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