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Nikki Rodgers

Nikki Rodgers

VP, Producing Production Manager

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Q&A with Nikki Rodgers

What made you decide to be a BankSouth Loan Officer?

After completing my Accounting and Finance Degree, I went into banking and found a huge love for helping people. During my growth in community banking, I was given the opportunity to do lending and found it to be my favorite part of the job: Helping people become homeowners. This is when I knew that Mortgage Lending was for me! BankSouth Mortgage's commitment to local growth made it the perfect fit for me!

What makes you different than others in your profession?

The two things that differentiate me from others in this industry are my local knowledge and ability to relate with many people on a personal level. Having lived in the Valdosta area almost my whole life, I am familiar with the area and can help my customers feel at ease through the process.

What do you enjoy doing on weekends?

On the weekends, I enjoy spending time with friends and family. Whether on the ball field watching my kids play, in the outdoors hunting or fishing with my husband, or relaxing with friends. I cherish the memories I am able to create with the people around me.

What organizations are you or have been active in throughout your community?

I love my community and being involved with local organizations. Some of these include the local Homebuilders Association, Board of Realtors Association, Valdosta Junior Service League, and ministries within my church at Park Avenue Church.

If you could be anywhere than your home state, where would you want to be? Why?

If I could travel anywhere, it would be Greece. I have some Greek ancestry that I would love to explore, and the beautiful scenic pictures of the land make it an ideal destination for me.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At age 10, I wanted to be a doctor. I have always had a love for helping people and this seemed like the perfect way to do that.

Bio of Nikki Rodgers

Nikki Rodgers is a Valdosta native who holds a BBA in Accounting and Finance from VSU and is a graduate of the Paul W. Barrett Jr. Graduate School of Banking. Nikki particularly enjoys the personal aspect of helping customers reach their goals, whether that is home ownership or restructuring their mortgage to meet their financial goals. She has ten-plus years of experience in the mortgage industry. She is a member of the 2015 Leadership Lowndes Class, Valdosta Junior Service League, and Park Avenue Church. Nikki is married to Marty and has three boys.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Nikki Rodgers

4.96
Ratings
77
Total Reviews
Powered by Experience.com
C
Cassie H
HAHIRA - GA
Posted on May 13, 2023
5.0
verified-review
Nikki made our loan process as smooth and quick as possible, handled all out of our questions and concerns quickly and thoroughly and stayed in communication with us. She walked us through every hurdle we faced and got us the best rate and terms we could have received. She is highly skilled at what she does and I would recommend her highly to anyone!
K
Katrina I E
HAHIRA - GA
Posted on April 20, 2023
5.0
verified-review
Very easy to work with and extremely helpful!
A
Angela N A
VALDOSTA - GA
Posted on March 8, 2023
5.0
verified-review
Nikki made the home buying experience a breeze! Her knowledge, attention to detail, and prompt communication were key factors in why we chose her to guide us in our home buying process. We will gladly recommend her to friends, family and other in the community with complete confidence that she will give them the same customer service and kindness we received.
M
Michael R
NAYLOR - GA
Posted on March 6, 2023
5.0
verified-review
Very easy to work with and prompt with answers and responses.
C
Christopher S A
VALDOSTA - GA
Posted on March 3, 2023
5.0
verified-review
Nikki and her team have made the whole mortgage lending process seamless and enjoyable from start to finish. The communication from day one has been excellent. I would highly recommend Nikki and BankSouth to anyone needing a home loan.
R
Rebecca R
MEXICO BEACH - FL
Posted on February 27, 2023
5.0
verified-review
Nikki was amazing from start to finish! She provided all the information I needed and answered every question I had. She was always prompt in responding and made me feel valued and successful throughout the entire process!
N
Nicholas B D
HAHIRA - GA
Posted on February 16, 2023
5.0
verified-review
Nikki was awesome every step of the way! She was in constant communication with us and she made the process easy and painless!
M
Mary S B
LAKE PARK - GA
Posted on December 28, 2022
5.0
verified-review
It was truly a great experience!!!! Nikki was wonderful and extremely helpful! She answered all of my many questions!!!! The process for uploading the requested documents was simile and efficient. My previous closing was so much more stressful than this time!!!! I will recommend Nikki and Bank South mortgage to everyone!
K
Kayla S
HAHIRA - GA
Posted on November 13, 2022
5.0
verified-review
Nikki and her team were always available even outside business hours to answer any questions!
R
Randall G F
QUITMAN - GA
Posted on November 11, 2022
5.0
verified-review
Working with Nikki was great. She answered any questions & offered advice when needed.

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