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Nikki Rodgers

Nikki Rodgers

VP, Producing Production Manager

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Q&A with Nikki Rodgers

What made you decide to be a BankSouth Loan Officer?

After completing my Accounting and Finance Degree, I went into banking and found a huge love for helping people. During my growth in community banking, I was given the opportunity to do lending and found it to be my favorite part of the job: Helping people become homeowners. This is when I knew that Mortgage Lending was for me! BankSouth Mortgage's commitment to local growth made it the perfect fit for me!

What makes you different than others in your profession?

The two things that differentiate me from others in this industry are my local knowledge and ability to relate with many people on a personal level. Having lived in the Valdosta area almost my whole life, I am familiar with the area and can help my customers feel at ease through the process.

What do you enjoy doing on weekends?

On the weekends, I enjoy spending time with friends and family. Whether on the ball field watching my kids play, in the outdoors hunting or fishing with my husband, or relaxing with friends. I cherish the memories I am able to create with the people around me.

What organizations are you or have been active in throughout your community?

I love my community and being involved with local organizations. Some of these include the local Homebuilders Association, Board of Realtors Association, Valdosta Junior Service League, and ministries within my church at Park Avenue Church.

If you could be anywhere than your home state, where would you want to be? Why?

If I could travel anywhere, it would be Greece. I have some Greek ancestry that I would love to explore, and the beautiful scenic pictures of the land make it an ideal destination for me.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At age 10, I wanted to be a doctor. I have always had a love for helping people and this seemed like the perfect way to do that.

Bio of Nikki Rodgers

Nikki Rodgers is a Valdosta native who holds a BBA in Accounting and Finance from VSU and is a graduate of the Paul W. Barrett Jr. Graduate School of Banking. Nikki particularly enjoys the personal aspect of helping customers reach their goals, whether that is home ownership or restructuring their mortgage to meet their financial goals. She has ten-plus years of experience in the mortgage industry. She is a member of the 2015 Leadership Lowndes Class, Valdosta Junior Service League, and Park Avenue Church. Nikki is married to Marty and has three boys.


Awards

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Nikki Rodgers

5
Ratings
104
Total Reviews

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M
Martha Caroline Dampier
Posted on April 7, 2024
5.0
Nikki was the BEST! She was very helpful and knowledgeable. She made the process easy and answered all of my questions before I even had to ask. I will defiantly use her again in the future.
Reply from Nikki Rodgers
Thank you so much for your kind words, Carrie. I'm thrilled to hear that you found the process easy and that I was able to anticipate and answer all your questions. I'm always here to help with any future mortgage needs. Thank you for choosing BankSouth Mortgage.
K
Kenneth Washington Jr
Posted on April 4, 2024
5.0
Mrs. Nikki Rodgers was very knowledgeable, patient, and understanding of any issues, which made the process smooth and pleasant, from start to finish. I would highly recommend Mrs. Rodgers to anyone, as I have zero doubts they would be in great hands. This review soley represents Mrs. Rodgers. Based on the service I recieved, I think the her professionalism and rapport implemented into a business training solution would make a positive impact to the customer's experience.
Reply from Nikki Rodgers
Thank you so much for your kind words, Kenneth. It was a pleasure assisting you and I'm thrilled to know that the process was smooth and pleasant for you. Your feedback is greatly appreciated and it will help us to continue to improve and offer the best possible service. Your recommendation means a lot to me and to the entire team at BankSouth Mortgage. I'm delighted to have left a positive impression and I'll work hard to continue to provide the same level of service in the future.
D
David Ferraro
Posted on April 2, 2024
5.0
Nikki and her team make our closing very easy. They were very helpful and curious.
Reply from Nikki Rodgers
I'm sincerely grateful for your kind words, David. I'm thrilled to know that my team and I were able to make your closing process easy and satisfying. Providing helpful and courteous service is always our top priority at BankSouth Mortgage. I look forward to assisting you again in the future. Thank you for awarding us with a 5-star rating, it means a lot!
R
Rebecca Ferraro
Posted on April 2, 2024
5.0
Nikki and her team went above and beyond assisting us during the mortgage application and closing process. The team were very personable and respectful. We would definitely refer others to Nikki for their mortgage journey.
Reply from Nikki Rodgers
I'm thrilled to hear that you had a positive experience with our team during your mortgage process. We take pride in being personable and respectful to all our customers. Your kind words mean a lot to us. If you ever require further assistance, please do not hesitate to reach out. Thank you so much for considering referring others to us, it's the greatest compliment we could receive.
K
Kelly Glenn
Posted on February 28, 2024
5.0
Nikki was outstanding to work with. As a realtor, she always does a great job with my clients and I never hesitate to refer her to anyone. Such a great job that I decided to trust her as my lender for my own personal transaction for my first investment. She goes above and beyond and I am so thankful for all that she did for us during the process! Thanks Nikki!
Reply from Nikki Rodgers
I'm thrilled to hear such positive feedback, Kelly! It's always my goal to provide excellent service, particularly with important endeavors . Your trust in me to be your lender means a lot, and I'm glad to know that I was able to meet your expectations. I'll always be here to assist you or any of your clients with your mortgage needs in the future. Thank you so much for the wonderful review and your continued support!
L
Lauren Lee Plair
Posted on February 20, 2024
5.0
Nikki was absolutely phenomenal throughout the entire process! With this being my first time purchasing a home, I had no idea what this process was like. She made it so smooth, so efficient, and was so helpful every step of the way. We were able to close almost two weeks before the initial closing date because of how awesome she was! I could not have dreamed of a better experience.
Reply from Nikki Rodgers
Thank you so much for your kind words, Lauren! I'm thrilled to hear about your positive experience. As a first-time home buyer, it can definitely be a daunting process, but I'm glad I could make it smooth and efficient for you. It was absolutely my pleasure to assist you and I'm delighted we could close earlier than expected. It was a pleasure working with you and if you ever need any assistance in the future, don't hesitate to reach out. Best wishes on your new home!
M
Michael Smith
Posted on February 19, 2024
5.0
I cannot begin to tell you how fortunate I was to find VA Specialist, Nikki Rodgers. When I found the house I wanted to buy I started contacting VA Specialists that I was familiar with in the past. Each one took some of my information and promised to get back with me as soon as possible. I guess they were not that interested. Some called back in 2 - 3 days and some not at all. after numerous times trying to call them, I was frustrated, to say the least. I then found Nikki Rodgers. When I called her she immediately started the normal questioning process and said she would get back with me soon. I was very pleased whn she called me back the same day and said that she had started the process for me to purchase the home. The entire process with Nikki was outstanding! Nikki kept me informed every step of the way and answered my questions the same day without hesitation. Nikki was actually like a "Breath of Fresh Air" compared to all the other VA Specialists I had tried to work with. Nikki Rodgers, I want to thank you and your team at BankSouth for a very smooth process in purchasing this home. I most deffinitely will recommend you to other potential buyers and should I need to purchase another home in the future, you will be my first contact! Thank you so very much, Michael Smith
Reply from Nikki Rodgers
Dear Michael, Thank you immensely for taking the time to leave such a heartfelt review. I am deeply touched by your kind words and am thrilled to hear about your positive experience with me and BankSouth Mortgage. Being there for our clients is the cornerstone of our business, and it's always rewarding to know that this has made a noticeable difference. Your satisfaction is my highest priority, and I am pleased that I was able to assist you effectively and promptly. Your feedback serves as a great motivator, and I am truly grateful for your appreciation. It was my absolute pleasure to assist you with your home purchase and I look forward to the opportunity to work with you in the future. Rest assured, at BankSouth Mortgage, we strive to maintain the high standards of service that you experienced. I will pass along your kind words to the rest of the team. Thank you once again, Michael. Your recommendation means the world to us and to me personally. Best Wishes, Nikki Rodgers
V
Verna Harvey
Posted on January 19, 2024
5.0
Throughout the mortgage loan process, the professionalism of Mrs. Nikki Rodgers was unmatched! The entire team worked together and was always knowledgeable of the current status of our loan. They made the process enjoyable by minimizing unnecessary paperwork and being available to answer our questions. We felt valued. If we ever buy another home, we'll be sure to contact Team Nikki Rodgers!
Reply from Nikki Rodgers
I am incredibly grateful for your kind words, Mrs. Verna! It's always rewarding to hear that our dedication to professional service and efficient processes is noticed and appreciated by our clients. Our team makes it a priority to provide knowledge and assistance every step of the way, and your positive experience affirms the hard work we put in. I'd be more than happy to work with you again should you decide to purchase another home in the future. Thank you for choosing BankSouth Mortgage and Team Rodgers!
C
Casey Renee Howell
Posted on January 9, 2024
5.0
Nikki went above and beyond to make this process as seamless as possible. She thoroughly answered our questions and made herself exceptionally available. We valued her professionalism, communication, and personability!
Reply from Nikki Rodgers
Thank you so much for your kind words and incredible rating, Casey. It was truly my pleasure to assist you through this process. I'm delighted to hear that you found the experience to be seamless and that you felt well-informed and supported. I always aim to be available for all my clients to answer any questions and offer clarity. Your satisfaction and peace of mind are my top priorities. I'm thrilled to have been able to provide a service that met your needs and expectations. Thanks once again for choosing BankSouth Mortgage. Looking forward to assisting you in the future!
W
William Andrew Howell
Posted on January 9, 2024
5.0
Nikki is very helpful and explains things in depth. She is easy to get in contact with and works hard to secure the best interest rate.
Reply from Nikki Rodgers
Thank you for the kind words, William! I'm thrilled to hear that you found my services helpful. It's always my goal to provide clear explanations and the best possible rates for my clients. Your satisfaction is my top priority. Thanks again for choosing BankSouth Mortgage and for the fantastic review. Looking forward to assisting you in the future.
V
Vilma H Versailles
Posted on December 28, 2023
5.0
What a great experienced as a first time buyer all by myself. I never thought how smoothly the process from the beginning up to the end. I really credit to Miss Julia who helped me a lot process all the papers and etc. I did learned a lot. Thank you Miss Nikki and Miss Julia. I hope you can help more people in loaning a house in the future. BRAVO
Reply from Nikki Rodgers
I'm overjoyed to hear about your positive experience as a homebuyer, Vilma! It was an absolute pleasure to guide you through the process. We at BankSouth Mortgage always strive to make the home buying journey as seamless as possible for our clients. Julia and I are thrilled we were able to help you with the necessary paperwork. Your learning and satisfaction is our motivation. We look forward to assisting more people in their home buying journey. Thank you for the wonderful review and for giving us a perfect rating! BRAVO back to you!
S
Soyna Peeler
Posted on December 16, 2023
5.0
Nikki was very helpful with informing me how to get my credit score suitable to manage the amount of loan needed to purchase my home. She is very knowledgeable and easy to work with. She made the process seamless. Thank you Nikki for all you did for me and it was a pleasure.
Reply from Nikki Rodgers
I'm absolutely delighted to hear about your positive experience, Soyna. Ensuring you are well-informed and comfortable during every step of the loan process is always my top priority. Your kind words mean a lot to me and I'm glad to hear that I was able to assist you effectively. It was a pleasure working with you too. Thank you for your trust and the wonderful review. Remember, I'm just a call away for any future assistance.
K
Kimberli Deal
Posted on October 8, 2023
5.0
Nikki was so much help!!! She made everything smooth and easy!! The best!!
Reply from Nikki Rodgers
Thank you so much for your kind words, Kimberli! I'm delighted to hear that you found our process smooth and easy. At BankSouth Mortgage, we strive to provide the best possible service for our clients. It was a pleasure working with you and Matt. I'm here if you need anything in the future. Best wishes!
H
Hunter Folsom
Posted on September 30, 2023
5.0
Nikki was great and helped every way she could!
Reply from Nikki Rodgers
I'm incredibly grateful for your kind words and high rating, Hunter! It was truly a pleasure to assist you and Kensley. Your satisfaction is a priority and I'm thrilled to hear that I was able to meet your expectations. Should you require further assistance in the future, do not hesitate to reach out. Thank you for choosing BankSouth Mortgage!
M
Md Ruhul Amin
Posted on September 17, 2023
5.0
She is supper.
Z
Zachariah D Grage
Posted on August 27, 2023
5.0
Nikki was fantastic! Always available, never got frustrated with our questions...and we had a ton! Would use her and BankSouth again in a heartbeat.
S
Saul A Ramos Aguilar
Posted on August 24, 2023
5.0
I had a great experience. This was my first mortgage for the purchase of a house. From the beginning until the end, the whole process went smoothly, fast, and efficiently. I am very pleased with Nikki Rodgers and Bank South Mortgage.
Reply from Nikki Rodgers
Thank you so much for your kind words, Saul! I am very glad that your experience with BankSouth Mortgage was a positive one. I'm delighted that you were able to purchase your first home and that the process went smoothly. I am proud to be part of the BankSouth Mortgage team and it is an honor to have served you.
A
Amanda Jones Grage
Posted on August 24, 2023
5.0
Nikki is fantastic! She is always willing to answer questions and walk us through our construction loan process. She is wonderful to work with and we will highly recommend her to anyone we know looking for a home loan.
Reply from Nikki Rodgers
Thank you so much, Mandy! I'm so glad that you had an enjoyable experience. I'm here to help anyone I can, and I'm so grateful that you took the time to share your experience. Thank you for recommending me and BankSouth Mortgage - we really appreciate it!
G
Garrett Thomas Faucette
Posted on August 4, 2023
5.0
Nikki was excellent to work with throughout the entire process! Her entire team operates professionally, are extremely knowledgeable, and are eager to help when needed. Easy to recommend this team for your mortgage needs!
Reply from Nikki Rodgers
Thank you so much for the stellar review, Garrett! I'm delighted to hear you found our process straightforward and our team knowledgeable. It was a pleasure working with you on your mortgage needs. We deeply appreciate your recommendation and hope to assist you again in the future. Best regards, Nikki Rodgers, BankSouth Mortgage.
J
Joel Gough
Posted on August 1, 2023
5.0
We had an excellent experience here, anytime we had any questions or concerns we would immediately get answers and if they didn't know they would do everything they could to find the answers along with tagging us and every email so we knew what was going on at all times. I definitely recommend Nikki Rodgers to anybody that's trying to buy a home.
Reply from Nikki Rodgers
Thank you so much for your kind words, Joel. I'm thrilled to hear that your experience with me at BankSouth Mortgage was excellent. My goal is always to provide clear communication and prompt answers to all of my clients' questions. I'm glad I was able to assist you throughout your home buying process and I appreciate your recommendation. This feedback is incredibly encouraging and further motivates me to continue delivering the best service possible. Thanks again for choosing BankSouth Mortgage.

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