Nikki Rodgers
VP, Producing Production Manager
Q&A with Nikki Rodgers
What made you decide to be a BankSouth Loan Officer?
After completing my Accounting and Finance Degree, I went into banking and found a huge love for helping people. During my growth in community banking, I was given the opportunity to do lending and found it to be my favorite part of the job: Helping people become homeowners. This is when I knew that Mortgage Lending was for me! BankSouth Mortgage's commitment to local growth made it the perfect fit for me!
What makes you different than others in your profession?
The two things that differentiate me from others in this industry are my local knowledge and ability to relate with many people on a personal level. Having lived in the Valdosta area almost my whole life, I am familiar with the area and can help my customers feel at ease through the process.
What do you enjoy doing on weekends?
On the weekends, I enjoy spending time with friends and family. Whether on the ball field watching my kids play, in the outdoors hunting or fishing with my husband, or relaxing with friends. I cherish the memories I am able to create with the people around me.
What organizations are you or have been active in throughout your community?
I love my community and being involved with local organizations. Some of these include the local Homebuilders Association, Board of Realtors Association, Valdosta Junior Service League, and ministries within my church at Park Avenue Church.
If you could be anywhere than your home state, where would you want to be? Why?
If I could travel anywhere, it would be Greece. I have some Greek ancestry that I would love to explore, and the beautiful scenic pictures of the land make it an ideal destination for me.
Flashback to when you were 10 years old. What do you want to be when you grow up? Why?
At age 10, I wanted to be a doctor. I have always had a love for helping people and this seemed like the perfect way to do that.
Bio of Nikki Rodgers
Nikki Rodgers is a Valdosta native who holds a BBA in Accounting and Finance from VSU and is a graduate of the Paul W. Barrett Jr. Graduate School of Banking. Nikki particularly enjoys the personal aspect of helping customers reach their goals, whether that is home ownership or restructuring their mortgage to meet their financial goals. She has ten-plus years of experience in the mortgage industry. She is a member of the 2015 Leadership Lowndes Class, Valdosta Junior Service League, and Park Avenue Church. Nikki is married to Marty and has three boys.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Nikki Rodgers
93
Total Reviews
K
Kimberli D
MOULTRIE - GA
Posted on October 8, 2023
Nikki was so much help!!! She made everything smooth and easy!! The best!!
H
Hunter F
ADEL - GA
Posted on September 30, 2023
Nikki was great and helped every way she could!
M
Md R A
VALDOSTA - GA
Posted on September 17, 2023
She is supper.
Z
Zachariah D G
HAHIRA - GA
Posted on August 27, 2023
Nikki was fantastic! Always available, never got frustrated with our questions...and we had a ton! Would use her and BankSouth again in a heartbeat.
A
Amanda J G
HAHIRA - GA
Posted on August 24, 2023
Nikki is fantastic! She is always willing to answer questions and walk us through our construction loan process. She is wonderful to work with and we will highly recommend her to anyone we know looking for a home loan.
S
Saul A R A
MOULTRIE - GA
Posted on August 24, 2023
I had a great experience. This was my first mortgage for the purchase of a house. From the beginning until the end, the whole process went smoothly, fast, and efficiently. I am very pleased with Nikki Rodgers and Bank South Mortgage.
G
Garrett T F
HAHIRA - GA
Posted on August 4, 2023
Nikki was excellent to work with throughout the entire process! Her entire team operates professionally, are extremely knowledgeable, and are eager to help when needed. Easy to recommend this team for your mortgage needs!
A
Ana P
MONTICELLO - FL
Posted on July 27, 2023
Nikki, Julia, Sydney were absolutely wonderful to work with. We went through several failed almost purchased houses and they were extremely flexible, answered all my questions. Any time I didn't understand information, they would take the time to explain it to us and help us feel more at ease. It was comfortable and not as intimidating as you would assume it would be. These phenomenal people made me feel as if friends were helping us. Truly wonderful, I would/will recommend them to everyone I know.
R
Regan C
VALDOSTA - GA
Posted on June 26, 2023
Nikki is always amazing to work with with grade-A communications throughout the whole process!
G
Gabriel C
VALDOSTA - GA
Posted on June 23, 2023
Nikki is GREAT!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.