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Jimmy Mullinax

Jimmy Mullinax

Loan Officer

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Q&A with Jimmy Mullinax

What accomplishments you’re most proud of?

I enjoy meeting and helping people get into their dream home.

What do you enjoy doing on weekends?

I enjoy golfing, the water, and Clemson Sports.

Bio of Jimmy Mullinax

Jimmy has spent over 30 years of his career in financing. He hopes every client walks away having felt they have received best in class customer service. Jimmy strives to be the best person he can be every day and truly enjoys helping families finance their dream home.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jimmy Mullinax

4.93
Ratings
20
Total Reviews
Powered by Experience.com
L
Loni T L
GRAY COURT - SC
Posted on June 2, 2023
5.0
verified-review
Jimmy was awesome! Always there to answer any questions we had!
K
Kimberly O
TEMPLE - GA
Posted on February 18, 2023
5.0
verified-review
It was a pleasure working with Jimmy and his team. They were very attentive and made sure I had a pleasant experience while purchasing my first and forever home. Thank you for all of your help.
M
Monet O G
CONYERS - GA
Posted on December 17, 2022
5.0
verified-review
Jimmy with BankSouth was a great help.
K
Kenneth L P S
STOCKBRIDGE - GA
Posted on December 4, 2022
5.0
verified-review
Five star service. I am a returning client, the service and professionalism is great. I highly recommend Bank South and the entire team is awesome.
J
Jeffrey J W
CHARLOTTE - NC
Posted on November 19, 2022
5.0
verified-review
Jimmy and his team at Banksouth were fantastic to deal with and very responsive to questions and requests. He even got us closed a week sooner than we originally thought!
S
Sandra C S
HIRAM - GA
Posted on August 30, 2022
5.0
verified-review
My experience with BSM was phenomenal, Jimmy was very attentive and knowledgeable, he made it all so easy and uncomplicated to get done. Plus I got a great interest rate!
M
Mason S M
HARTWELL - GA
Posted on July 22, 2022
5.0
verified-review
Jimmy helped me with any questions I had and made everything extremely smooth for me to close on my house
D
David D C
EASLEY - SC
Posted on July 20, 2022
5.0
verified-review
It was great
J
John M G J
CHARLOTTE - NC
Posted on May 22, 2022
5.0
verified-review
Jimmy was fantastic. He helped with the entire process of getting a loan for my new house. He was a professional and always available to help with any questions. I would recommend his to anyone interested in a loan.
C
Clarez S E
MCDONOUGH - GA
Posted on March 15, 2022
5.0
verified-review
Jimmy was very quick with responding and knowledgeable with any questions I had. The process was a great experience due to Jimmy

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