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Jennifer McCranie

Jennifer McCranie

Loan Officer

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Q&A with Jennifer McCranie

What made you decide to be a BankSouth Loan Officer?

I have been in banking for over 10 years. In 2018, I started helping in the mortgage department at the bank where I worked and realized that working with customers to purchase their homes was the most rewarding part of my job.

What is your biggest success professionally? Why was it a big success?

My biggest success professionally was moving companies and stepping out into the unknown to pursue my career strictly in mortgages. The move was a success for me because it helped me grow in my career and become more knowledgeable in the field made for me.

List up to 3 things you enjoy doing on weekends.

I enjoy attending the kids sports games on weekends, spending time with family, traveling to new places and exploring.

If you could be anywhere than your home state, where would you want to be? Why?

I would be on a beach or in the mountains enjoying the sand and water or the cool temps and snow.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At 10, I wanted to be a pediatrician because I loved being around babies.

Bio of Jennifer McCranie

Jennifer McCranie is married to Daniel and has four boys. Born and raised in Georgia, she grew up in Social Circle. She moved to Valdosta in 2016, and is a current senior at VSU working on her BBA in Business Management. With over nine years of experience, her goal in mortgages is to provide exceptional customer service to clients wanting to purchase or refinance a home. She is a member of Cub Scout Troop 440 in Hahira, Valdosta Board of Realtors, Tifton Board of Realtors, and The Porch Community Church.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jennifer McCranie

Total Reviews
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Nathaniel J D
Posted on November 9, 2023
Jennifer and her team did an awesome job of communicating and explaining everything we had questions about. Great experience, everything went super smooth! Thank you again!
Kayla E
Posted on September 14, 2023
Jennifer and her team made the home buying process so easy and they were very informative anytime we had questions!
Posted on September 13, 2023
Jennifer and Donnie were so helpful and walked us through every step of the way, even all the set backs they were right there with us explaining what was going on!! We can't thank them enough and are so happy we made it to our goal of owning our home. Best Team Ever!
Reply from Jennifer McCranie
Hey Melissa, I hope you and Collin are enjoying your home sweet home! 🏡 I just wanted to take a moment to express my gratitude for your kind words and for your trust in me as your mortgage partner. It was fantastic working with you, and I hope you've settled into your new place comfortably. If you know of any friends or family who are thinking about their own mortgage journey and could use some guidance, I'd be absolutely thrilled if you could send them my way. Your recommendation carries a lot of weight, and I'd be honored to help them navigate the path to homeownership. Feel free to share my contact information or let them know about your positive experience. And, of course, remind them that mentioning your name will get you a special treat! Thanks again for choosing us as your mortgage team. Your support means the world to me, and I look forward to assisting your referrals with the same expertise and care! Kindest regards, Jennifer McCranie
Matthew D L
Posted on August 23, 2023
Jennifer made everything smooth and was helpful in so many ways. She really cares and it shows with how much she kept my fiancé and I updated on everything and how she would break things down and explain everything to us. She responds really fast as well.
Reply from Jennifer McCranie
Hey Matthew, I hope this message finds you well. 😊 It was fantastic working with you, and I truly appreciate your trust in our services. If you happen to come across anyone in your network who might benefit from what we offer, I'd be thrilled if you could give them a friendly nudge in my direction! Your referral would mean a lot to me, and it's the kind of support that keeps me going strong. Feel free to share my contact info or tell them about your positive experience. And, of course, let them know they can drop your name for a warm welcome! Thanks a million for being an awesome client, and for any referrals you might send my way. I'm here to deliver the same top-notch service that you've come to expect!
Maranda R L
Posted on July 4, 2023
Jennifer was patient with us as we went through finishing our construction and moving it over to a mortgage. She answered all our questions and phone calls, and walked us through the whole process!
Reply from Jennifer McCranie
Hey Maranda, I hope you are loving your cozy new home! 🏠😊 I wanted to send a big shoutout and a massive THANK YOU for choosing me as your trusted mortgage lender. You made my days a little brighter by working with me! Now, here comes the fun part: If you've got pals, family, or even random strangers at the coffee shop who are chatting about mortgages, please think of me and send them my way! I promise to be the secret sauce to their home-buying adventures. Feel free to drop my phone number or share my website with them. And of course, tell them that mentioning your name will unlock the secret vault of mortgage wisdom! 🤫 Your referrals mean more homes, more smiles, and maybe even more happy dances in living rooms across town. I can't wait to turn your friends into my next success stories! Thanks again for being awesome clients, and here's to more happy homes and even happier homeowners! 🏡🎉
Jonathan R L
Posted on July 3, 2023
Jennifer is very knowledgeable about the mortgage process and is very helpful. She will bend over backward for you to get your mortgage loan through to closing. Jennifer is the best! Thanks for working hard for us!
Reply from Jennifer McCranie
Hey Jonathan, Thank you and Maranda for trusting me with the refinance of your construction loan! It was my pleasure working with both of you throughout the process! I wanted to take a moment to express my heartfelt gratitude. Working with you was truly a pleasure, and it's been a joy to be a part of this journey with you. Your trust in me means the world, and I'm thrilled that you're now living in the house you designed. Please send referrals my way as often as possible. Referrals are the highest compliments that can be given. Thank you again for choosing me, and I wish you nothing but happiness and countless wonderful memories in your home. As always, let me know if I can help you with anything!
Rabecca R R
Posted on June 8, 2023
Jeniffer was awesome!! Very helpful and attentive.
Reply from Jennifer McCranie
I'm incredibly grateful for your generous review, Rabecca. I'm thrilled to hear that you were satisfied with my service. Here at BankSouth Mortgage, we strive to provide the best service to our clients and your feedback makes it all worth it. Thanks again for choosing us. It was a pleasure assisting you.
Francesca T C
Posted on May 30, 2023
Great customer service! Jennifer was able to get our loan processed in less than a week. Something another lender took over a month to do! Glad we made the switch. Positive experience!
Reply from Jennifer McCranie
Hey Francesca, Thank you for making the switch and trusting me as your mortgage partner. I'm honored that you put your trust in me when it mattered most. Your satisfaction is my top priority, and I'm here to ensure your friends are taken care of the same way. If you know anyone looking for a mortgage, I'd love to be their guiding light in the home-buying journey. Your recommendation means the world to me. Feel free to share my contact info or simply drop a hint - I'm here to make dreams of homeownership come true! 😊
Melissa A C
Posted on May 3, 2023
Jennifer kept us well informed and was very patient with our entire process.
Reply from Jennifer McCranie
Hey Melissa, I hope this message finds you well and enjoying your lovely home. 😊 I wanted to take a moment to express my heartfelt gratitude for choosing me as your mortgage partner. It was truly a pleasure working with you throughout your home-buying journey. Your trust in me means the world, and I'm so thrilled to have been a part of making your homeownership dreams come true. If you know someone who could benefit from my services too, I'd love it if you could pass on the word! Your referral is important to me, and it's the highest compliment I can receive. Thank you again for allowing me to be a part of your story.
Molly T
Posted on April 17, 2023
Jennifer was honest, trustworthy, friendly, flexible, and helped educate us throughout the entire process. It was a pleasure working with her and her team.
Reply from Jennifer McCranie
Hey Molly, I hope all is well! Your kind words truly brightened my day! 🌟 I'm grateful for your support and delighted to have you as a valued customer. If you ever need anything, please don't hesitate to reach out. Your satisfaction means the world to me.

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