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Jennifer McCranie

Jennifer McCranie

Loan Officer

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Q&A with Jennifer McCranie

What made you decide to be a BankSouth Loan Officer?

I have been in banking for over 10 years. In 2018, I started helping in the mortgage department at the bank where I worked and realized that working with customers to purchase their homes was the most rewarding part of my job.

What is your biggest success professionally? Why was it a big success?

My biggest success professionally was moving companies and stepping out into the unknown to pursue my career strictly in mortgages. The move was a success for me because it helped me grow in my career and become more knowledgeable in the field made for me.

List up to 3 things you enjoy doing on weekends.

I enjoy attending the kids sports games on weekends, spending time with family, traveling to new places and exploring.

If you could be anywhere than your home state, where would you want to be? Why?

I would be on a beach or in the mountains enjoying the sand and water or the cool temps and snow.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At 10, I wanted to be a pediatrician because I loved being around babies.

Bio of Jennifer McCranie

Jennifer McCranie is married to Daniel and has four boys. Born and raised in Georgia, she grew up in Social Circle. She moved to Valdosta in 2016, and is a current senior at VSU working on her BBA in Business Management. With over nine years of experience, her goal in mortgages is to provide exceptional customer service to clients wanting to purchase or refinance a home. She is a member of Cub Scout Troop 440 in Hahira, Valdosta Board of Realtors, Tifton Board of Realtors, and The Porch Community Church.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jennifer McCranie

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Francesca T C
Posted on May 30, 2023
Great customer service! Jennifer was able to get our loan processed in less than a week. Something another lender took over a month to do! Glad we made the switch. Positive experience!
Melissa A C
Posted on May 3, 2023
Jennifer kept us well informed and was very patient with our entire process.
Molly T
Posted on April 17, 2023
Jennifer was honest, trustworthy, friendly, flexible, and helped educate us throughout the entire process. It was a pleasure working with her and her team.
Michael A D
Posted on April 7, 2023
I was constantly made aware of all the steps needed to complete our sell. While the amount of paperwork seemed tedious at times, I was glad that all the requirements were later out so we could further our goal on this purchase.
Matthew C R
Posted on March 3, 2023
Jennifer and her team at Bank South Mortgage are dedicated to their craft and strive for the best quality of service. My family and I personally experienced unparalleled communication access to Jennifer throughout our home buying process. This was extremely invaluable to us because we needed a mortgage banker that could streamline buying a home while we were overseas on different time zones. As a result of Jennifer’s commitment to being available for us, we were able to complete our mortgage application and buy a home on schedule when we returned back to the US. Thank you to Jennifer and her team at Bank South Mortgage!
Michelle L H
Posted on February 25, 2023
Jennifer was an absolute pleasure to work with! She kept us informed and walked us through every step!! Would absolutely recommend her.
Joshua E R R
Posted on December 5, 2022
Excellent experience. Very helpful every step of the way
Shauna L B
Posted on December 1, 2022
Jennifer was absolutely wonderful to work with! I highly recommend her for any mortgage related needs.
Hanna L P
Posted on November 24, 2022
Very great customer service received!!!
Amy P F
Posted on October 7, 2022
Jennifer is fantastic. She got us the lowest rate available and locked at the perfect time. We were also in the process of selling our home in one state and buying another in GA, and when we weren't sure we would sell in time to make a larger down payment she immediately came up with a solution to avoid a bridge loan. In the end we were able to sell prior to buying but without Jennifer's calm head and broad knowledge base we would have been so lost. She answered every question we had and kept us on top of any tasks we needed to get done. She is wonderful and I will be recommending her to anyone I know in the market for a mortgage.

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