Cherokee County native Cheryl Cloud is a trusted Loan Officer with BankSouth Mortgage, bringing over 37 years of banking and lending experience to every client she serves. Her passion for serving others, combined with deep local roots, gives Cheryl a unique perspective on the dreams and challenges of North Georgia homebuyers.
Specializing in construction-permanent lending, Cheryl helps buyers turn visions into reality, guiding them from the first steps of financing through move-in day. She proudly serves clients across Cherokee, Cobb, Pickens, and the North Georgia Mountains, offering expertise in Construction-Permanent, VA, FHA, USDA, conforming, and non-conforming loans to match a wide range of borrower needs.
Known for her proactive, hands-on approach, Cheryl provides responsive support and honest guidance at every stage of the loan process. Her dedication has built a loyal community of repeat customers and referrals, thanks to her personal commitment to client success. Whether by email, text, or phone, Cheryl is always ready to answer questions and simplify what can feel like a complex journey.
Outside of work, Cheryl is a devoted wife, mother, nana, and dog mom to a spoiled Boston Terrier. She loves exploring the North Georgia Mountains with her family on Jeep rides, supporting local restaurants and shops in Downtown Canton and Woodstock, and lending a helping hand through her church’s prayer team and volunteer programs, including Hope for Christmas and Give a Kid a Chance. Cheryl is also actively involved with the Cherokee Board of Realtors and supports Focus on the Family through volunteer fundraising efforts.
In her free time, Cheryl shines in the kitchen as a proud Southern cook, known for her famous fried chicken, mashed potatoes, and delicious desserts.
Whether you’re dreaming of building a custom home, purchasing a new property, or refinancing, Cheryl Cloud is ready to help you make it happen—from start to finish—with clarity, compassion, and confidence.