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Jerry Fowler

Jerry Fowler

VP, Producing Production Manager

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Q&A with Jerry Fowler

What made you decide on a career with BankSouth Mortgage?

This is actually my second career and I have always been intrigued by the mortgage industry. I have bought and sold a lot of parcels and lots, so I decided I wanted to learn more and really understand the full cycle of the real estate business. My wife got into the business first and I decided to follow her. I have enjoyed it from day one.

What accomplishments are you most proud of?

My goal in this business was to be the top in the industry, the diamond level of the industry which is $50M per year. In 2020, I surpassed that goal and closed more than $125M, which I am very proud of.

What do you like to do on the weekend?

Well I work a lot on the weekends so that my clients get the best service possible. But, when I am not working I enjoy going to the beach.

Bio of Jerry Fowler

Jerry brings more than sixteen years of real estate and mortgage experience and is a graduate of Capstone Institute of Mortgage Finance. He has also received numerous awards throughout his career, including: The Who’s Who of American Business Leaders for four consecutive years, the 2007 and 2008 Mortgage Bankers Association of Georgia (MBAG) Gold Award, The MBAG Platinum Award 2009-2017, The MBAG Diamond Award 2018-2020, The 2009, 2010, 2011 and 2012 MBAG President’s Award, The 2009 and 2010 MBAG Future Leader Award and The BankSouth.Relationship Optimaization Award in 2015. Jerry is actively involved with the Georgia Association of Realtors (GAR), the Lake Country Board of Realtors (LCBR), MBAG, Lake Oconee Area Builders Association (LOABA) and Habitat for Humanity. In addition, Jerry also served on the 2007 Board of Atlanta Women’s Council of Realtors and was the 2008, 2012 and 2017 LCBR Affiliate of the Year.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jerry Fowler

4.82
Ratings
613
Total Reviews
Powered by Experience.com
G
Gail O
GREENSBORO - GA
Posted on June 2, 2023
5.0
verified-review
Jerry and his team were amazing. They made our purchase stress free.
D
Daniel P S
GREENSBORO - GA
Posted on May 31, 2023
5.0
verified-review
Jerry and his team are great and I will always use him in the future. Thanks again Jerry
C
Charles M B
GREENSBORO - GA
Posted on May 27, 2023
5.0
verified-review
Jerry is the best! He is always working for his clients to make the life changing decisions of moving easy. Thank you Jerry Fowler! We definitely give you a A+….
D
Daniel B
Greensboro - GA
Posted on May 19, 2023
5.0
verified-review
You made it easy.
W
WILLIAM E S
JACKSON - GA
Posted on May 18, 2023
5.0
verified-review
Experience was second to none
B
Brenda D H
GREENSBORO - GA
Posted on May 9, 2023
5.0
verified-review
Jerry and the entire team at Banksouth made our purchase as streamlined and easy as possible. Would highly recommend Jerry and his staff for your next home loan.
K
Karly M
GREENSBORO - GA
Posted on May 6, 2023
5.0
verified-review
Jerry was great to work with! Very communicative, had great insight into the local area and was also looking to find ways to get us the best rates possible. Would highly recommend him to anyone!
J
John D W
SPARTA - GA
Posted on May 6, 2023
5.0
verified-review
The Fowler team goes above and beyond to make buying a home a great experience. They make things happen.
S
Stephen M B
WALESKA - GA
Posted on May 1, 2023
5.0
verified-review
This is the second mortgage loan we have done with Jerry Fowler and his team. Even though Jerry is quite good the team around him is what makes him one of the best I have ever used for our home mortgages. Both Lori and Tiffany went above and beyond to listen to what I wanted to do and offer suggestions on how it could be accomplished. I am what Jerry, Lori, and Tiffany call a VERY thorough client. Which is their nice way of saying I could be a royal pain at times!! No matter how many times I called or texted with miniscule or wierd questions Lori and Tiffany would help with smile on thier faces and a pleasent tone in their voices. True leaders alway try and surround themselves with people that are smarter and with better skill sets than the leader. True to form, Jerry has done that quite well with Lori and Tiffany. I would highly recommend Jerry and his team any time you are in need of a mortgage of any kind.
D
Derek M N
EATONTON - GA
Posted on April 24, 2023
5.0
verified-review
Amazing team. Always communicating and closing on time. 2nd time closing with Jerry and team and I'd have it no other way.

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