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Jerry Fowler

Jerry Fowler

VP, Producing Production Manager

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Q&A with Jerry Fowler

What made you decide on a career with BankSouth Mortgage?

This is actually my second career and I have always been intrigued by the mortgage industry. I have bought and sold a lot of parcels and lots, so I decided I wanted to learn more and really understand the full cycle of the real estate business. My wife got into the business first and I decided to follow her. I have enjoyed it from day one.

What accomplishments are you most proud of?

My goal in this business was to be the top in the industry, the diamond level of the industry which is $50M per year. In 2020, I surpassed that goal and closed more than $125M, which I am very proud of.

What do you like to do on the weekend?

Well I work a lot on the weekends so that my clients get the best service possible. But, when I am not working I enjoy going to the beach.

Bio of Jerry Fowler

Jerry brings more than sixteen years of real estate and mortgage experience and is a graduate of Capstone Institute of Mortgage Finance. He has also received numerous awards throughout his career, including: The Who’s Who of American Business Leaders for four consecutive years, the 2007 and 2008 Mortgage Bankers Association of Georgia (MBAG) Gold Award, The MBAG Platinum Award 2009-2017, The MBAG Diamond Award 2018-2020, The 2009, 2010, 2011 and 2012 MBAG President’s Award, The 2009 and 2010 MBAG Future Leader Award and The BankSouth.Relationship Optimaization Award in 2015. Jerry is actively involved with the Georgia Association of Realtors (GAR), the Lake Country Board of Realtors (LCBR), MBAG, Lake Oconee Area Builders Association (LOABA) and Habitat for Humanity. In addition, Jerry also served on the 2007 Board of Atlanta Women’s Council of Realtors and was the 2008, 2012 and 2017 LCBR Affiliate of the Year.


Awards

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jerry Fowler

4.83
Ratings
661
Total Reviews
Powered by Experience.com
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Rebecca L
GREENSBORO - GA
Posted on February 25, 2024
5.0
verified-review
From the beginning Jerry and his staff made our mortgage loan experience a pleasant one. He and his staff were always a phone call away and always answered ALL our questions. He has great communication, very friendly and always made us feel welcome. We were nervous about being out of town home buyers not knowing anyone in the business in GA! Not to worry because we felt as though we had a team of people at BankSouth helping us make our dreams come true! We are from Northern VA and have never had a loan officer attend our closing! Thanks for making us feel like a part of the family! We wish you much continued success with all your endeavors! The Leavitt Family.
C
Craig L
GREENSBORO - GA
Posted on February 20, 2024
5.0
verified-review
Jerry and his team were amazing. They communicated with us through the entire process. Very friendly and took care of us while we completed this purchase from out-of-state. Thank you !!
J
James R B
GREENSBORO - GA
Posted on February 14, 2024
5.0
verified-review
Being that this was my first home purchase, and I was purchasing my home in Georgia while living in California, Jerry and his team were there for me every step of the way.
C
Charles V P J
GREENSBORO - GA
Posted on February 1, 2024
5.0
verified-review
very responsive very supportive personal interest always shown
M
Milton E M I
EATONTON - GA
Posted on January 27, 2024
5.0
verified-review
Jerry and Staff!
C
Christine Y
ATHENS - GA
Posted on January 2, 2024
5.0
verified-review
Jerry and Kelli along with their team went above and beyond assisting me with securing the loan for my new home from start to finish. Would definitely recommend using them.
A
Alicia C
EATONTON - GA
Posted on December 29, 2023
5.0
verified-review
We enjoyed working with Jerry and his entire team! We would highly recommend them to anyone looking for a mortgage.
C
Christian J H
ATHENS - GA
Posted on December 22, 2023
5.0
verified-review
Jerry was very responsive and informative to any questions or concerns we had, and since this was our first time buying a home, he helped us walk through every step of the process.
R
Richard M C
EATONTON - GA
Posted on December 21, 2023
5.0
verified-review
It was great working with Jerry and the Fowler team. The communication was perfect and the efforts were above and beyond. I will refer anyone I know to them!
D
Destiny C B
MARIETTA - GA
Posted on December 20, 2023
5.0
verified-review
Working with the Fowler team is working with family! They helped me with everything from locating an agent two hours away; to a seamless closing! They made the transaction smooth and helped me every step of the way! The only brokerage I will use! Thank you Jerry and BankSouth mortgage:)

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