Jerry Fowler
VP, Producing Production Manager
Q&A with Jerry Fowler
What made you decide on a career with BankSouth Mortgage?
This is actually my second career and I have always been intrigued by the mortgage industry. I have bought and sold a lot of parcels and lots, so I decided I wanted to learn more and really understand the full cycle of the real estate business. My wife got into the business first and I decided to follow her. I have enjoyed it from day one.
What accomplishments are you most proud of?
My goal in this business was to be the top in the industry, the diamond level of the industry which is $50M per year. In 2020, I surpassed that goal and closed more than $125M, which I am very proud of.
What do you like to do on the weekend?
Well I work a lot on the weekends so that my clients get the best service possible. But, when I am not working I enjoy going to the beach.
Bio of Jerry Fowler
Jerry brings more than eighteen years of real estate and mortgage experience and is a graduate of Capstone Institute of Mortgage Finance. He has also received numerous awards throughout his career, including: The Who’s Who of American Business Leaders for four consecutive years, the 2007 and 2008 Mortgage Bankers Association of Georgia (MBAG) Gold Award, The MBAG Platinum Award 2009-2017, The MBAG Diamond Award 2018-2023, The 2009, 2010, 2011 and 2012 MBAG President’s Award, The 2009 and 2010 MBAG Future Leader Award and The BankSouth.Relationship Optimaization Award in 2015. Jerry is actively involved with the Georgia Association of Realtors (GAR), the Lake Country Board of Realtors (LCBR), MBAG, Lake Oconee Area Builders Association (LOABA) and Make A Wish Foundation- Georgia. In addition, Jerry also served on the 2007 Board of Atlanta Women’s Council of Realtors and was the 2008, 2012, 2017, 2022 and 2023 LCBR Affiliate of the Year.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Jerry Fowler
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Total Reviews
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Alan Moodie
Posted on July 23, 2024
Easiest application process I have done. The portal and app were easy to use and it made fulfilling our requirements simple and straightforward.
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Amy Wayco
Posted on July 19, 2024
Jerry Fowler/Bank South's office & staff made our recent mortgage loan a breeze start to finish! They are incredibly professional, timely communication and terrific follow up. They didn't miss a beat and such a pleasure to work with!
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Peter Ito
Posted on July 18, 2024
Jerry and Kelly Fowler are the "go to" team when its comes to obtaining a mortgage. Their knowledge, expertise and, most importantly, client-centric devotion are unmatched. I am forever grateful for their help!!
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Micki Tanner
Posted on July 17, 2024
Jerry, Kelli and the Fowler Team could not have been easier to work with. I consider them great colleagues and more importantly, good friends.
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RG arora
Posted on July 17, 2024
great bank .great service ...awesome Mr Jerry Fowler and his loan department team!!!!
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dana vick
Posted on July 17, 2024
best mortgage broker in georgia!
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Adair Field
Posted on July 17, 2024
Jerry and Kelli are the best. They are exceptionally knowledgeable in all areas of the mortgage industry and can help provide financing for your clients for just about any lending instrument type. They are very responsive and easy to to work with. I would not hesitate to recommend them and look forward to working with them again soon!
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Alan Kent
Posted on July 17, 2024
Jerry & Kelli Fowler always give their clients an exceptional experience from start to finish and know ways to handle just about anything that comes up to fulfill their objectives for clients. I've been a Realtor for 35 years and have worked with both of them for over 20 years with nothing but great results. They can get the job done, and won't stick the client with crazy junk fees. They will consult with the clients to help them find the best loan type for their needs. They work hard and long hours to make it all happen. You won't be disappointed!
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Milt Miller
Posted on July 17, 2024
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Jim Hudson
Posted on July 17, 2024
The last closing was very professional, very seamless transaction. Jerry and Kelli have all the tools in their mortgage bag to address any unusual circumstance.
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kisha blockum
Posted on July 17, 2024
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Johnny Deeb
Posted on July 17, 2024
Best team in the mortgage business hands down.
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Nathaniel Carlson Stone
Posted on April 26, 2024
The whole team is professional and above and beyond the best. I cannot over emphasize how good the Fowler team is.
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Douglas Staton
Posted on April 15, 2024
Jerry and his team was so great to work with. It was so easy and painless to get what the needed. They are the best mortgage company I've dealt with ever. Highly recommend them.
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Christopher Campbell Wray
Posted on April 10, 2024
Very good communication and support
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Tiffany Lenore Wray
Posted on April 7, 2024
Excellent experience. Great communication. The home buying process can be quite stressful, so it is great to work with an experienced, honest and professional company that made the home buying process seamless. Highly recommend.
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Jennifer Lynn Baswell
Posted on April 6, 2024
Thank you....
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Michele Ozzimo Fleming
Posted on April 4, 2024
Very responsive. Answered questions quickly. Stepped us through the process.
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Lisa Michelle Petty
Posted on April 4, 2024
Jerry and his team were awesome during the whole process! It's a stressful time, especially with us deciding to move across the country, and Jerry and his team helped to put my mind at ease during the whole process! Highly recommend!!! Thank you!!
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Mike Brandt
Posted on April 2, 2024
Jerry and his team were very responsive and helpful. I highly recommend them.
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