Jerry Fowler
VP, Producing Production Manager
Q&A with Jerry Fowler
What made you decide on a career with BankSouth Mortgage?
This is actually my second career and I have always been intrigued by the mortgage industry. I have bought and sold a lot of parcels and lots, so I decided I wanted to learn more and really understand the full cycle of the real estate business. My wife got into the business first and I decided to follow her. I have enjoyed it from day one.
What accomplishments are you most proud of?
My goal in this business was to be the top in the industry, the diamond level of the industry which is $50M per year. In 2020, I surpassed that goal and closed more than $125M, which I am very proud of.
What do you like to do on the weekend?
Well I work a lot on the weekends so that my clients get the best service possible. But, when I am not working I enjoy going to the beach.
Bio of Jerry Fowler
Jerry brings more than sixteen years of real estate and mortgage experience and is a graduate of Capstone Institute of Mortgage Finance. He has also received numerous awards throughout his career, including: The Who’s Who of American Business Leaders for four consecutive years, the 2007 and 2008 Mortgage Bankers Association of Georgia (MBAG) Gold Award, The MBAG Platinum Award 2009-2017, The MBAG Diamond Award 2018-2020, The 2009, 2010, 2011 and 2012 MBAG President’s Award, The 2009 and 2010 MBAG Future Leader Award and The BankSouth.Relationship Optimaization Award in 2015. Jerry is actively involved with the Georgia Association of Realtors (GAR), the Lake Country Board of Realtors (LCBR), MBAG, Lake Oconee Area Builders Association (LOABA) and Habitat for Humanity. In addition, Jerry also served on the 2007 Board of Atlanta Women’s Council of Realtors and was the 2008, 2012 and 2017 LCBR Affiliate of the Year.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Jerry Fowler
646
Total Reviews
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Nathan L H
BUCKHEAD - GA
Posted on December 1, 2023
EASY TO DEAL WITH
S
Susanne M H
GREENSBORO - GA
Posted on November 23, 2023
Made the process easy, good communication and very flexible
A
Andrew T L
GREENSBORO - GA
Posted on November 23, 2023
Jerry and team never fail to provide a seamless and easy process! Thanks
M
Michael R
HADDOCK - GA
Posted on November 15, 2023
The Fowler team was great to work with. They are very knowledgeable and easy to talk to. When ever you have a question or concern just shoot them a email or give them a call and they’re quick to answer with the best responses than can provided. I enjoyed working with them and would recommend to anyone!
C
Courtney R G
CUMMING - GA
Posted on November 8, 2023
Jerry’s team was so helpful!
K
Kyle M G
CUMMING - GA
Posted on November 3, 2023
Always fast to answer any questions we had. A pleasure to do business with.
B
Brenda S B
GREENSBORO - GA
Posted on October 29, 2023
So thankful for your help! You are the best!
T
Timothy J J
GREENSBORO - GA
Posted on September 9, 2023
Easy process.
S
Sharlene P F
GREENSBORO - GA
Posted on September 2, 2023
The responsiveness was unmatched creating a seamless process! The entire team, Jerry, Lori, Jen, etc., were phenomenal! First-class experience!
C
Christine L H
GREENSBORO - GA
Posted on September 2, 2023
Everyone was so responsive and helpful.
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.