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Carla Estep
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Q&A with Carla Estep

What made you decide to be a BankSouth Loan Officer?

I became a mortgage banker when my first boss said I can teach you how to run this calculator, but I can’t teach customer service skills and yours are Top Notch! I relate to folks because I have gone thru this process living in another State, and country. I know what it feels like to be living in a hotel with your kids and animals so we do all we can to make sure we meet and sometimes beat their closing dates.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

I wanted to be a flight attendant when I was 10 and see the world, little did I know I was going to marry a military man and see the world. Fourteen moves across both Oceans in the 23 years he was an active duty member.

What do you enjoy doing on weekends?

My weekends are spent planning for the week ahead, cooking and meal planning to make the work week easier

Bio of Carla Estep

Carla moved to Richmond Hill in 2002 with her husband Don who is a retired Army Pilot. She is a current member of Savannah Homebuilders and Sales and Marketing Council. Carla previously served as the president of Sales and Marketing Council and on the Bryan County Board of Directors.

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Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Carla Estep

4.86
Ratings
161
Total Reviews
Powered by Experience.com
L
Laura E S
DAYTONA BEACH - FL
Posted on September 9, 2023
5.0
verified-review
All around pleasure working with Carla.
Reply from Carla Estep
It was my pleasure to help with your mortgage.
S
Steven C W
RINCON - GA
Posted on August 21, 2023
5.0
verified-review
Was a smooth transaction, thanks for your help!
Reply from Carla Estep
Thankful we could make it happen on your timeline.
D
Dana J
SAVANNAH - GA
Posted on June 14, 2023
5.0
verified-review
Carla & her staff were great from start to finish. Always explain information that needed in an understanding way. Overall process was no stress.
Reply from Carla Estep
We know buying a house can be stressful, we try and take that out so you can enjoy your HOME!!
K
Kevin D B
GUYTON - GA
Posted on May 28, 2023
5.0
verified-review
Carla and Scott were amazing. They were very knowledgeable and was always available to answer questions. They reviewed my credit profile and provide a plan that help me in 30 days boost my score to allow for a better rate. The whole process was seamless. I've heard horror stories about buying a home however, Carla and Scott made it so easy. I would recommend them 1000x's to everyone looking to buy a home.
Reply from Carla Estep
Kevin we are so happy we were able to help. We like to give our borrowers options and you did everything we said so we could get you a better rate.
L
Laura E Y
SAVANNAH - GA
Posted on May 22, 2023
5.0
verified-review
Carla Estep is very helpful and I would refer anyone I know in the Savannah area looking for a mortgage lender to her. In fact , I think she should move up the chain in the bank south lending department. She not only is extremely knowledgeable in her field, she is compassionate and has a great sense understanding of her clients. Thank you Carla Estep!
Reply from Carla Estep
Laura it was my pleasure tp help you and your husband with your mortgage. Thank you for your kind words they mean alot.
T
TaQanya S L
HINESVILLE - GA
Posted on April 15, 2023
5.0
verified-review
Everyone was 100% transparent and was willing to work everything within our budget. They weren’t pushy like other lender and realtors and very honest about the whole process.
Reply from Carla Estep
Thank You for your kind words we aim to please
J
Jolene R
PORT WENTWRTH - GA
Posted on February 11, 2023
5.0
verified-review
As a first time homebuyer things can seem very overwhelming but Carla and the team at BankSouth made everything simple and easy. They were quick to respond when I had questions and made what I thought was impossible possible.
Reply from Carla Estep
So glad we could make you a Homeowner :)
K
Kenya B
SAVANNAH - GA
Posted on January 3, 2023
5.0
verified-review
Mrs. Estep was very courteous and honest
Reply from Carla Estep
Happy to help you with your new construction home purchase.
S
Sandra P R
RICHMOND HILL - GA
Posted on December 21, 2022
5.0
verified-review
The app that she used it super convinient and keeps you up to date on everything needed as soon as it is needed. If I had to reach out to her directly, she was expedient in her responses. She was awesome.
Reply from Carla Estep
Thank You for the kind words and it was our p[leasure to serve you.
D
David A H
BLOOMINGDALE - GA
Posted on December 17, 2022
5.0
verified-review
Carla, was so helpful told me everything I needed to do communicated with me with e-signing documents and streamline the whole process very efficiently
Reply from Carla Estep
So glad I could help you again with your Forever Home

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