Sharon Simons
Loan Officer
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Sharon Simons
60
Total Reviews
M
Michael W
EVANS - GA
Posted on June 4, 2023
Very responsive
R
Rebecca C
EVANS - GA
Posted on June 3, 2023
Sharon and her team are superb! She communicated with us every step of the process. The app is a great help.
L
Leo S
GROVETOWN - GA
Posted on March 10, 2023
It was great working with Sharon. She was always there to lend her expertise for us to be able to achieve our goal of owning our own home.
K
Keith W A
EVANS - GA
Posted on March 9, 2023
Awesome!!!! Sharon was always available and answered all of our questions!! A pleasure to work with!!
M
Michelle L F
Appling - GA
Posted on March 9, 2023
Very easy and very efficient very convenient
M
Mariam F A
EVANS - GA
Posted on December 26, 2022
She was very helpful and provided sound advice, communication and the transaction went smoothly due to her knowledge and skills. it was my pleasure working with her.
K
Kevin O P
Evans - GA
Posted on December 22, 2022
It was a pleasure working with Sharon. Very professional and responsive. Made the process smooth and simple.
N
Norma R
EVANS - GA
Posted on December 16, 2022
We had constant communications and Sharon was always available for questions. She was also very accommodating as I had some issues sending some documents. She was there till the closing snd I appreciated her help and patience!
M
Marc C
EVANS - GA
Posted on December 7, 2022
Amazing close time achieved, great communication, easy interfaces, every detail went perfectly. I always felt that Sharon and her other teammates cared. I felt like I had a very experienced team supporting us.
J
Jessica C
EVANS - GA
Posted on December 2, 2022
Sharon and Jennifer were amazing. They were super responsive and supportive through the whole process.
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.