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Sharon Simons

Sharon Simons

Senior Loan Officer

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Q&A with Sharon Simons

What made you decide to be a BankSouth Loan Officer?

I started my mortgage career with a background in Real Estate and after a very successful career, I decided to enter the Mortgage Business. I always loved the financial side of the real estate transaction, and I love helping borrowers and navigate the mortgage experience. I feel that the borrower should be well informed about the mortgage process.

What makes you different than others in your profession?

My reputation for being honest, thorough, and available to my borrowers has helped me build a great business. Helping you get your dream home is my highest priority.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

When I was 10, I wanted to be a nurse so that I could serve and help people. Though, I then realized there are many important ways you can serve and help people. I am passionate about the mortgage industry and serving my borrowers.

What organizations are you active in?

I am a member of the Mortgage Banker Association of Georgia (MBAG) and a Gold Award Winner. I am also is a volunteer for Golden Harvest Food Bank and served 5 years as a Board Member of the Sales & Marketing Council of Augusta.

What do you enjoy doing on the weekends?

In my free time I enjoy spending time with my daughter and granddaughter, friends and family.

Bio of Sharon Simons

Sharon Simons has been in the mortgage industry since 2008. She started her career in the building business where she gained valuable experience in new construction and investment property. Sharon also spend 15 years as a Realtor during which time she learned how important it is to keep buyers informed on each aspect of the mortgage process.


Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Sharon Simons

Total Reviews

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Kavin James Cleveland
Posted on April 9, 2024
So pleased with the service we received from Sharon. She was knowledgeable, fast and communicated with us through out the entire transaction. There were times when we got anxious and doubtful but Sharon kept us on the right path with providing estimated times for each step. There is no doubt that Sharon will be our go to lender for any future purchases.
Reply from Sharon Simons
Thank you so much, Kavin, for your kind words and 5-star rating! I'm thrilled to hear of your satisfaction with the service you received. It was a pleasure assisting you throughout the transaction. I understand how nerve-wracking the process can be and I'm glad I was able to provide some reassurance and guidance to help ease your worry. Please know that I'm always here for you and look forward to being your go-to lender for any future purchases. Thanks again for choosing BankSouth Mortgage.
Chad R Dinkins
Posted on April 7, 2024
Customer service and communication
Anthony Veney Jr.
Posted on April 4, 2024
By far the best and easiest experience ever. Very people friendly and easy to communicate with.
Reply from Sharon Simons
Thank you so much for your kind words, Anthony! I'm delighted to hear that you had such a positive experience with us at BankSouth Mortgage. Personal connections and clear communication are things we hold in high esteem, and I'm glad these were evident in your interaction with us. I am here to simplify the process for you and make it as easy as possible. Your review made my day! Thank you for taking the time to share your experiences.
Danielle Veney
Posted on April 3, 2024
Sharon was exceptional in the home mortgage process. She was with me every step of the way even during non-work hours. Sharon is the epitome of a professional! Highly recommend her to anyone who wants their process to be painless.
Reply from Sharon Simons
I'm absolutely thrilled to hear that you had a positive experience with your home mortgage process, Danielle! Nothing pleases me more than ensuring that my clients are supported every step of the way, and I'm glad you felt that during our time together. I appreciate your kind words and your recommendation. It was a pleasure to work with you and I'm here if you ever need assistance in the future. Thank you for choosing BankSouth Mortgage. - Sharon Simons
Richard David Cooney II
Posted on December 19, 2023
Sharon and Patti explained everything to us and were very helpful as they answered all of our many questions and kept us well informed as to how the loan process was going. Would definitely give them a 10 star rating and recommend them to anyone who was looking to get a loan.
Posted on December 17, 2023
My experience was amazing because Bank South Mortgage made sure I was updated every step of the way and contacted me ASAP if I was missing any documents. 10/10 would recommend working with them!
Jennifer Cortez
Posted on December 3, 2023
Sharon made the home buying process, painless and easy. She communicated with me regularly and looked out for me consistently.
Reply from Sharon Simons
Thank you so much for your kind words, Jennifer. I'm truly pleased to hear that you found the home buying process to be painless and easy. At BankSouth Mortgage, it is our top priority to communicate openly and consistently, always looking out for our clients' best interests. Please do not hesitate to reach out in the future. Thank you again for your positive feedback, and for choosing us for your mortgage needs!
Stephanie M. Best
Posted on November 1, 2023
Thank you so much! You made the process very easy!
Reply from Sharon Simons
I'm absolutely thrilled to hear that you found the process easy, Stephanie! It was wonderful working with you. At BankSouth Mortgage, we always strive to provide a seamless and stress-free experience for our clients. Thank you for the perfect rating and kind review. Looking forward to assisting you again in the future!
Nikiya Hicks
Posted on October 25, 2023
I enjoyed working with Sharon throughout my home buying process! She professional, personable, and she has a world of knowledge to share with her clients. The closing process went so smoothly because Sharon and her team are highly skilled professionals! I would definitely recommend her to friends and family.
Alyssa Marie Daily
Posted on October 1, 2023
Sharon was amazing, I had sent emails after work at 10pm and I had a response in my inbox 8am the next morning. She was responsive and answered every question imaginable I had given this was my first time purchasing a home. It couldn’t have been an easier process and I was able to close in 3 weeks.
Reply from Sharon Simons
Thank you so much for your kind words, Alyssa. I'm thrilled to hear that you had such a positive experience with your first home purchase. Your satisfaction is my top priority, and it's always rewarding to see that reflected in a customer's experience. I'm particularly glad to hear that you found the process smooth and efficient. It was a real pleasure to assist with your mortgage, and I'll be here for any future needs. Thanks again for choosing BankSouth Mortgage.
Sarah Lawrence Owen
Posted on September 18, 2023
Sharon and Patti were both an excellent resource during our mortgage process! They were always quick to respond and on top of everything. We are so grateful for their support and advice.
Reply from Sharon Simons
Thank you so much for your kind words, Sarah! I'm thrilled to hear that you found our services helpful during your mortgage process. Patti and I aim to provide the best support and advice to our clients, and it's so rewarding to hear when we've succeeded in making the process smoother. We appreciate your 5-star rating and your acknowledgement. It was a pleasure to assist you and we're here if you need any further support. Thank you once again for choosing BankSouth Mortgage.
Keith A Lawrence
Posted on September 15, 2023
Sharon was absolutely amazing to work with. She is always on the ball with everything that is needed. She understands what it takes to get you to the closing table. She treats you like family and is always available. I have always used Sharon for all of my lending needs and she is the one I refer anyone to when they are buying a home. Both of my children have also used Sharon for their lending needs. Her years of experience in real estate and mortgage lending just can’t be matched. Bank South is a fantastic bank top to bottom. If you are looking for someone to make you home buying experience one to remember then call Sharon Simons today! Keith Lawrence
Reply from Sharon Simons
Thank you so much, Keith, for your generous review and continuous support. It's always a pleasure to assist you and your family with your lending needs. Your confidence in my expertise is greatly appreciated. At BankSouth Mortgage, we pride ourselves on our commitment to providing the best service possible, and hearing such positive feedback from clients like you makes it all worthwhile. Looking forward to assisting you again in the future! Best, Sharon Simons
Mary H Lawrence
Posted on September 14, 2023
Sharon has been amazing helping us navigate a very complicated loan process. She is always quick to respond with answers to questions and always professional. We will continue to recommend her to our friends and family.
Reply from Sharon Simons
Thank you so much, Mary, for your kind words and excellent rating! I'm so thrilled to hear you felt supported throughout the loan process. It's my aim to ensure a seamless experience and I'm glad I was able to assist you. Your willingness to recommend me to your friends and family means a lot and I look forward to serving you all in the future. Best wishes!
Michael Wacker
Posted on June 4, 2023
Very responsive
Rebecca Coffield
Posted on June 2, 2023
Sharon and her team are superb! She communicated with us every step of the process. The app is a great help.
Francis Romel Tagbac
Posted on April 27, 2023
Miss Sharon’s costumer support is top notch.
Kenneth Ray Dix
Posted on April 15, 2023
All of the representatives treated my family with great respect and their knowledge of what to do was greatly appreciated. Ms. Simons was Awesome from the time she started helping me out.
Kellie Erlacher
Posted on April 10, 2023
Great experience!
Leo Soliva
Posted on March 10, 2023
It was great working with Sharon. She was always there to lend her expertise for us to be able to achieve our goal of owning our own home.
Keith William Arroz
Posted on March 9, 2023
Awesome!!!! Sharon was always available and answered all of our questions!! A pleasure to work with!!

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