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Katie Patronis

Katie Patronis

Loan Officer

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Q&A with Katie Patronis

What made you decide to be a BankSouth Loan Officer?

Growing up I wanted to be a teacher. As a young adult I worked as a substitute Pre-K teacher and after school mentor to elementary children. I enjoy learning new things and have always had a need to understand the “why” behind things. I truly enjoy sharing knowledge and ideas with others. I feel accomplished when I can positively influence those around me to learn or better themselves. My inclination to help others inspired me to become a mortgage loan officer. I enjoy being able to help break down the mortgage process and make others comfortable with one of the largest purchases of their lifetime.

What do you enjoy doing on the weekends?

In my free time I enjoy a good documentary, spending time with family or just getting out and enjoying nature. Having grown up fishing and boating in the Ogeechee River I still very much enjoy boating and fishing around Georgia’s barrier islands with my husband and children. I also have a love for music and will jump at the chance to see live shows any chance I can. You may even catch me belting a tune or strumming a guitar from time to time if given the opportunity.

What organizations are you active in?

I enjoy being active in the local community each year in different ways. In 2022 I helped organize two fundraising events benefiting Habitat for Humanity of Effingham County and Savannah Chatham Authority for the Homeless.

Bio of Katie Patronis

Katie Patronis isn't just your mortgage loan officer; she's your dedicated partner in achieving homeownership dreams. Born and raised in Effingham County, Katie comes from a large family, instilling in her the values of community and family. She treats clients like family, providing personalized care and comprehensive support for informed decisions. With a passion for empowering clients and a commitment to excellence, Katie brings a wealth of experience and diverse skills to her role. From application to closing, she ensures clients receive exceptional service, offering expertise in diverse home loan products. Trust Katie to guide you through your homeownership journey with care and expertise.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Katie Patronis

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Rochelle O
Posted on April 2, 2024
Katie has a nice personality to work with and is knowledgeable about concerns or questions that I may have. During this process her patience was greatly appreciated. Working with her is amazing.
Reply from Katie Patronis
I'm so grateful for your kind words, Rochelle. It was an absolute pleasure assisting you with your mortgage needs. Your satisfaction is always my top priority and I'm thrilled to hear that my efforts were appreciated. I strive to make even the most complex processes as straightforward and stress-free as possible. If you ever have additional questions or concerns, please don't hesitate to reach out. Thank you again for choosing BankSouth Mortgage and for taking the time to leave such a thoughtful review.
Kelton D K
Posted on February 18, 2023
Kate is extremely knowledgeable, and made the lending process very smooth. I would recommend her team to any first time homebuyer.

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