Shawn Stufflebeam
Senior Loan Officer
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Shawn Stufflebeam
114
Total Reviews
Powered By
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Arshy Ahmed
Posted on April 11, 2024
Shawn is amazing! I’m happy to work with him.
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Bryan Kindland
Posted on April 3, 2024
Shawn is great. Regular and detailed communication with solid advice. No surprises. This is our second time using Shawn and will use again when needed.
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Melanie Kovach
Posted on April 2, 2024
Shawn guided us through every step of the process- making it a seamless and stress-free experience. It was especially helpful that Shawn kept our realtor in the loop, saving us time. And, the Readyloan portal was a useful tool to on the same page.
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Evan Andree
Posted on January 3, 2024
Shawn was awesome! Always available - Super knowledgable. And worked to get us the best possible outcome.
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Gail Meis
Posted on December 4, 2023
Shawn maintained consistent phone and email communication throughout the process and was available for questions and concerns. I'm in a customer service role, and we call excellent service & availability the WOW factor. Thanks for employing the WOW factor!
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John Meis
Posted on December 1, 2023
From the first phone call to the final closing, Shawn and his team was on top of the transaction and provided flawless execution.
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James Lemons II
Posted on November 6, 2023
Efficient, Simple, and Comfortable
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Melinda E Carver
Posted on October 26, 2023
This was my second time working with Shawn. He constantly went above and beyond to help make my refinance experience a great one with his thorough knowledge and advice. His calm, confident demeanor was always reassuring when mine started to waiver. I would highly recommend him to anyone and will use him again in the future!
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Kristen Renee Bell
Posted on October 7, 2023
Very grateful for the work that Shawn put in to get our loan for our investment property. He as always easy to reach, got back to us in a timely manner, and willing to do what it took to get this loan complete. Looking forward to working with him again!
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Dexter George Bell
Posted on October 2, 2023
What’s can I say, Shawn and his team go above and beyond expectations to problem solve and navigate this arduous process at times to eventually execute with precision the desired outcome. Hats off, can’t wait for us to tackle the next adventure! Thanks again!
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Mark Parsons
Posted on August 8, 2023
I cannot thank Shawn enough for his attention to detail and willingness to stop and talk an amateur through the process. GREAT JOB!
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Chelsea Renee Campbell
Posted on May 9, 2023
Started working with Shawn months before I was ready to buy my first home. He is friendly, professional, and always made time to answer questions, exchange ideas, and provide valuable updates and feedback. Shawn was a great help throughout the entire process.
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Ashley Cavileer
Posted on February 15, 2023
Shawn is so knowledgeable and able to explain technical concepts in an easy to understand manner. He was always available to answer my questions and got me the best deal he could find.
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Ashley M Cavileer
Posted on February 15, 2023
Shawn is so knowledgeable and able to explain technical concepts in an easy to understand manner. He was always available to answer my questions and got me the best deal he could find.
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Bruce L Olson
Posted on January 9, 2023
Shawn provided not just great communication, but also ideas and options.
And, it appears (still remains TBD) that BankSouth is being aggressive in providing reasonable rates and options, like no cost refi for lower rate if rates decline in the next 12 months.
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Julia T Olson
Posted on January 7, 2023
Shawn made the loan process very easy! Great communication, guidance and support. The BSM really simplified the whole process. Definitely recommend!
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JT O
Posted on January 7, 2023
Mortgage process was very easy with Shawn, and the Bank South app really streamlined what can be a complicated process. Would definitely recommend.
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Karen Annette Klein
Posted on September 19, 2022
You communicated everything effectively to my husband and I and you helped us a great deal with the closing process on both of our homes.
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Omar D.
Posted on September 17, 2022
Shawn and team are the best. 3 years I've done 4 loans with them. I can't imagine working with any other team.
The pre-work and due diligence to make sure the loan is doable saves so much time. And his engagement with clients is above and beyond. Shawn and team make loans an enjoyable process as well as explaining any issues or concerns.
What a great team!
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Ivor Omar Delara
Posted on September 16, 2022
Shawn and team are the best. 3 years I've done 4 loans with them. i can't imagine working with any other team.
the pre-work and due diligence to make sure the loan is doable saves so much time. And his engagement with clients is above and beyond. Shawn and team make loans an enjoyable process as well as explaining any issues or concerns.
What a great team!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.