Shawn Stufflebeam
Senior Loan Officer
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Shawn Stufflebeam
99
Total Reviews
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Chelsea R C
ATLANTA - GA
Posted on May 9, 2023
Started working with Shawn months before I was ready to buy my first home. He is friendly, professional, and always made time to answer questions, exchange ideas, and provide valuable updates and feedback. Shawn was a great help throughout the entire process.
A
Ashley M C
MARIETTA - GA
Posted on February 15, 2023
Shawn is so knowledgeable and able to explain technical concepts in an easy to understand manner. He was always available to answer my questions and got me the best deal he could find.
B
Bruce L O
POOLER - GA
Posted on January 9, 2023
Shawn provided not just great communication, but also ideas and options.
And, it appears (still remains TBD) that BankSouth is being aggressive in providing reasonable rates and options, like no cost refi for lower rate if rates decline in the next 12 months.
J
Julia T O
POOLER - GA
Posted on January 7, 2023
Shawn made the loan process very easy! Great communication, guidance and support. The BSM really simplified the whole process. Definitely recommend!
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Karen A K
PEACHTREE CTY - GA
Posted on September 19, 2022
You communicated everything effectively to my husband and I and you helped us a great deal with the closing process on both of our homes.
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Ivor O D
BROOKHAVEN - GA
Posted on September 16, 2022
Shawn and team are the best. 3 years I've done 4 loans with them. i can't imagine working with any other team.
the pre-work and due diligence to make sure the loan is doable saves so much time. And his engagement with clients is above and beyond. Shawn and team make loans an enjoyable process as well as explaining any issues or concerns.
What a great team!
T
Turner M
ATLANTA - GA
Posted on August 9, 2022
Shawn is amazing!
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Daniel A C Z
ATLANTA - GA
Posted on July 29, 2022
Shawn went above and beyond to help us get to the finish line of this complex process. As first time buyers, we really appreciated his calmness and patience when walking us through the different stages and requirements, as well as his outstanding responsiveness and knowledge.
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Kaitlyn T
ATLANTA - GA
Posted on July 23, 2022
I can’t say enough good things about Shawn and his team! They truly went above and beyond to help us out with buying our house. As first-time home buyers, Shawn’s experience and advice were so valuable to us. He was always available any time we needed him and always looking out for our best interests. Highly recommend!
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Marla R C
WILLIAMSON - GA
Posted on July 1, 2022
We have purchased and refinanced several homes and this transaction by far was the most efficient. The communication we received from Shawn Stufflebeam was timely and professional. We really felt like Shawn was invested in this transaction and we were not just another number. Thank you for such a amazingly seamless transaction from application to closing!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.