Jennifer S. Gross
Loan Officer
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Jennifer S. Gross
60
Total Reviews
D
Dashaun H
AUGUSTA - GA
Posted on May 2, 2023
Made the process smooth and easy.
R
Robert G W J
GROVETOWN - GA
Posted on March 30, 2023
As a Real Estate Professional, I always highly recommend Jennifer to my clients. She is always there to answer questions and give guidance. Jennifer is above a 5 Star in my book!
B
Barbara J W
GROVETOWN - GA
Posted on March 25, 2023
As a Real Estate Professional, I always highly recommend Jennifer to my clients. She is always there to answer questions and give guidance. Jennifer is above a 5 Star in my book!
M
Mary C B
GROVETOWN - GA
Posted on March 9, 2023
My spouse and I recently sold our home of seventeen years in Maryland and decided to move to Georgia. Jennifer S. Gross of BankSouth Mortgage was our Mortgage Loan Officer. A wonderful experience working with her and her team throughout the process of us obtaining our loan to purchase our dream home. Jennifer, a well-informed and confident loan officer passionate in her approach, ensured us the best possible loan available to us to purchase our new construction. Jennifer and her team were wonderful to work with throughout the process. Her and her team periodically reached out to us and our realtor during the year plus long process, making necessary adjustments when necessary for us as her client. Jennifer possesses a wealth of knowledge and resourceful by pinpointing professionals to assist us with the new VA lending rate and amount, as well as issues with the builder and appraisal process of the loan, she communicated with all parties involved and saw to it that all was performed and completed in time for us to meet our original appraisal deadline. Her attention to detail ensured that Toney and I was motivated and accountable throughout so that all documents were completed timely. Jennifer’s work ethic and loyalty to her craft ensured that my spouse and I a timely closing on our new home, to which we were extremely appreciative. Jennifer is a consummate professional self-motivated to accomplish strategic goals and ambitions of a Mortgage Loan Officer, aligning our interests and timeliness in the closing and purchase of our home, a job well done. Highly recommend Jennifer S. Gross’ services and BankSouth to my family, friends, future, and current homeowners loan endeavors.
Toney & Mary Barnes
J
Jack A Z
GROVETOWN - GA
Posted on March 2, 2023
Jennifer made the grueling experience of buying a house for the first time extremely pleasant. She made me feel like a close family member and went above and beyond to ensure I was being taken care of. Being a military member that moves quite often, I felt very welcome to the area having someone like her assisting in this big milestone in my family's life. Jennifer will be the first person I recommend to anyone looking to buy a home in the Augusta area.
R
Ricardo J S J
NORTH AUGUSTA - SC
Posted on February 24, 2023
Excellent service
B
Brenda W
AUGUSTA - GA
Posted on January 14, 2023
I love the respect and level of care I received. No question was too small! The team made themselves available to me 24/7 during the hunt, processing of documents, and closing of my new home. I have confidence that this team is still available even after I've bought my new home! Thank you team!
L
LaTysha M S
AUGUSTA - GA
Posted on January 8, 2023
Mrs. Gross did my uncle loan as well that is how I know of her. She went beyond her job title!!! I always ask God to place the right people in my life, I know that I had favor with Mrs. Ross. And I thank God place her in my life. If you are in the need of a GREAT lender I recommend Mrs. Jennifer Ross as your go to person.
T
Toby J P I
THOMSON - GA
Posted on January 7, 2023
Help whenever I needed it. And answered all my questions truthfully
G
Grace W
GROVETOWN - GA
Posted on November 29, 2022
Jennifer is absolutely fantastic! She has the ability to communicate the complexities of home buying in a manner that makes sense without dumbing down the material. I felt informed, supported, and valued during my home buying journey. As a first time home buyer, I was a little terrified, but Jennifer takes the time to ensure her clients really grasp the concept. I highly recommend Jennifer and the team at BankSouth!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.