Chris Philmon
Loan Officer
- Cell: (770) 864-7526
- 3290 Northside Parkway Suite 600 Atlanta, GA, 30327
- NMLS ID #: 214746
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Chris Philmon
18
Total Reviews
J
Justin C
PORT ST JOE - FL
Posted on May 23, 2023
Chris is very hands on and knowledgeable about the process and product that he recommends.
D
David B
STONE MTN - GA
Posted on May 7, 2023
I wouldn't trust anyone other than Chris to handle navigating the loan qualification process. I have had loan processors at large banks fail on me the day before closing. Once I met Chris, I decided I'd never work with another officer. He goes above and beyond in both availability and financial acumen. He was available for any and all conversations regarding our financing questions, and would always provide multiple scenarios for us so that we could make informed financial decisions. He even took the time to show up at our closing and support us through the entire process. I will continue to work with Chris on all of my real estate transactions going forward. Can't say enough good things about him.
M
Margaret Q
STONE MTN - GA
Posted on May 5, 2023
I have worked with Chris Philmon for YEARS and on multiple property purchases and sales - there is not another loan officer that I trust more than Chris. I value his skillset and trust his process. I have recommended Chris and his team to countless friends and family because I appreciate his hard work, his patience to explain things, and that he takes my questions or concerns seriously. He is dedicated to getting to the closing table successfully and efficiently. Chris is communicative and always prepared - and as a customer I appreciate those characteristics the most!
C
Christina R
WAXHAW - NC
Posted on April 23, 2023
Chris and his team are great! They got our mortgage processed in a timely manner as we hand a time crunch and are Excellent communicators!
J
James S L
HARTWELL - GA
Posted on April 22, 2023
Everything along the way went as planned, which resulted in a perfect on time closing! Thank you!
S
Spencer R
MARIETTA - GA
Posted on April 18, 2023
Very helpful throughout the entire process and available whenever I needed him.
E
Enyia M
ATLANTA - GA
Posted on April 17, 2023
Chris and Mandi were great. The two of them as team kept me going through the process. But it was longer than I anticipated. Longer than any of us anticipated I’m sure.
L
Lukasz R
WAXHAW - NC
Posted on April 17, 2023
From start to finish, great communication and amazing help. Thank you Chris including your team for helping is with our dream home purchase.
Rogowski Family
J
Justin Q W
BROOKHAVEN - GA
Posted on April 6, 2023
Chris always made himself available to answer any questions or concerns I had. If he didn't know the answer directly he found out right away and I appreciate him guiding me through this process as it was all very new to me. Thanks Chris!
V
Vasili E
ATLANTA - GA
Posted on February 23, 2023
Chris and his team provided quality of customer support which you do not see often. Incredibly knowledgable and with very good communicating skills
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.