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Aaron Sharp

Aaron Sharp

Senior Loan Officer

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Q&A with Aaron Sharp

What accomplishments are you most proud of?

I have extensive knowledge and experience with all loan types - VA, FHA, USDA and conventional. I also have years of experience with NON QM loans such as Bank Statement loans, Investor cash flow loans and Asset qualifier. I I have the ability to find ways to make difficult loans work. Especially ones that have been turned down by other lenders. If a loan is doable I will find a way to make it work. If I can’t do it, I will find someone that can do it.

What makes you different than others in your profession?

It’s important for me that my clients feel that I went above and beyond to help them realize their dream of homeownership. That I was available to answer questions when other loan officers are not working. I want my clients to feel that mitigated the stress on their behalf and made the process feel easy.

What skill or talent most people don’t know about you?

I spent 15 years in the restaurant industry with the majority of that as a chef.

Bio of Aaron Sharp

Aaron is a seasoned loan officer with 12 years of experience in the mortgage industry. He was born and raised in Savannah, GA, and comes from a military family, with his father serving in the Army for 20 years. He studied Business Management at Georgia State University and specializes in VA loans, driven by his affinity for Veterans and active duty military. Aaron's wife, Catherine, has also been in the military for 17 years.

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Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Aaron Sharp

5
Ratings
29
Total Reviews

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J
John Alan Nevin III
Posted on April 19, 2024
5.0
Thanks to Aaron, I refinanced my house with little to no headache. I would recommend his service to anyone.
L
Lisa Michele White
Posted on April 7, 2024
5.0
Aaron is always quick to get in touch with and resolve any issues or concerns I may have.
J
Janan M. Minyard
Posted on February 24, 2024
5.0
Thank you!
T
Taylor John Smith
Posted on February 1, 2024
5.0
Aaron was a very good communicator and detail oriented, as a first time homebuyer. Signing documents through the process was very easy and made closing quick.
B
Benjamin Cates
Posted on January 26, 2024
5.0
Our experience was so smooth and we never worried. Aaron took amazing care of us. We are so pleased and we will use him and his team anytime we can!!
Reply from Aaron Sharp
I'm thrilled to hear that your experience was smooth and worry-free, Ben! This is exactly the level of service we strive to provide at BankSouth Mortgage. My team and I appreciate your kind words and the 5-star rating. Knowing you would use our services again is the highest compliment we could receive. We're here for any future mortgage needs you may have. Many thanks.
L
Logan D Moody
Posted on December 11, 2023
5.0
Awesome and easy experience!
Reply from Aaron Sharp
I'm thrilled to hear about your positive experience, Logan. It's always my aim to make the mortgage process as seamless as possible for my clients. Thank you for taking the time to leave a 5-star review, your feedback is greatly appreciated. If you have any more needs or questions in the future, don't hesitate to reach out to us at BankSouth Mortgage.
K
Kaitlyn N Moody
Posted on December 7, 2023
5.0
We called Aaron and he immediately started working on our loan paperwork! He was great!
Reply from Aaron Sharp
I'm elated to read your review, Kaitlyn! It was truly a pleasure working with you. I'm glad to know that you found our services efficient and satisfactory. At BankSouth Mortgage, we always strive to immediately cater to the needs of our clients. Thank you again for the fantastic rating of 5 stars. Looking forward to assisting you with any future needs. - Aaron Sharp
S
Sean Leon Davis
Posted on October 25, 2023
5.0
Mr. Sharp was very helpful and responsive throughout the whole process even if it was after hours he did everything in his power to assist you
Reply from Aaron Sharp
I genuinely appreciate the positive feedback, Sean. It was a pleasure assisting you throughout the process and I'm glad to hear my availability and efforts were of value to you. At BankSouth Mortgage, we strive to provide the best service at any hour. Should you have any further needs or queries, don't hesitate to reach out. Thanks for the 5-star rating!
D
Darlene G Ratliff
Posted on September 29, 2023
5.0
AARON AND HIS TEAM WERE AVAILABLE TO US AT ANY TIME. THEY WERE EXPEDIENT WITH EVERY ASPECT OF OUR MORTGAGE, VERY THE INITIAL STAGES OF PRE-QUALIFYING TO THE CLOSING. THEY MAINTAINED PERTINENT CONTACT, AND WE WERE NOT OVERWHELMED WITH TOO MUCH COMMUNICATION. IT WAS "JUST RIGHT. " WE WOULD HIGHLY RECOMMEND AARON AND HIS TEAM. WE ARE EXTREMELY PLEASED.
Reply from Aaron Sharp
I am truly grateful for your kind review, Darlene. I am thrilled to hear that you felt our communication was "just right" and that you were pleased with the expedience of our service from pre-qualifying to closing. Our team at BankSouth Mortgage always aims to be available and efficient. Thank you so much for recommending us. We are incredibly happy that you had a positive experience with us!
W
William Brewer
Posted on September 16, 2023
5.0
Mr. Aaron always keep me up to date on what was going on in the buying process and if there was ever a mistake he would fix it almost immediately.
Reply from Aaron Sharp
Thank you so much Josh and Leslie for the outstanding review and the perfect rating. I'm so pleased to hear that you felt well-informed and taken care of during the buying process. Ensuring a seamless experience for my clients is always my top priority. If you ever require any further assistance, please don't hesitate to reach out. Thanks for choosing BankSouth Mortgage!
J
Jeanita Pinkerton
Posted on September 15, 2023
5.0
Aaron was great to work with! He answered all my questions and explained everything in detail, awesome experience!
Reply from Aaron Sharp
I'm absolutely thrilled to hear that you had such a great experience with me at BankSouth Mortgage, Jeanita! It was a pleasure to assist you and I'm glad I could answer all your questions and provide detailed explanations. Thank you for the wonderful 5-star review and your kind words. If you have any more questions in the future, don't hesitate to reach out.
W
William J Belin
Posted on August 10, 2023
5.0
Aaron and the team at Bank South Mortgage stayed on task was able to get out new home loan done. I know it was challenging but my family thanks all the made it happen
Reply from Aaron Sharp
I'm incredibly grateful for your kind words, William. Knowing that my team and I could assist in making your home loan happen, despite the challenges, brings me great pride and satisfaction. It's comments like yours that remind us why we do what we do at BankSouth Mortgage. Rest assured that your appreciation has been shared with the entire team. Looking forward to assisting you again in the future.
L
Leslie
Posted on August 10, 2023
5.0
We had a fairly difficult application that required more paperwork than the average mortgage, but Mandi Macklin walked us through it step-by-step. The Banksouth mortgage app added to the ease bc I was able to scan the documents with my phone at any time. This is the second time we’ve used the team of Aaron Sharp, Scott Seckinger, Mandi Macklin, and I would use them again and again!
L
Leslie M Belin
Posted on August 5, 2023
5.0
No matter how awesome the team, going through the underwriting process can be tough. However, the ability to scan and upload items into the Banksouth app with my phone made it a lot easier. Mandi was EXTREMELY kind and helpful through the whole thing. If given the opportunity, I would chose the Aaron, Scott, and Mandi team at Banksouth over and over.
Reply from Aaron Sharp
I'm truly grateful for your kind words, Leslie. It's fantastic to hear you found our underwriting process efficient with the help of our BankSouth app. Your positive feedback about Mandi and the rest of the team truly means a lot. We always strive to provide top-notch service to our customers and it's rewarding to hear that we met that mark with you. Please don't hesitate to reach out if you need anything in the future. Thanks for choosing the Aaron, Scott, and Mandi team at BankSouth Mortgage.
R
Robert Murray
Posted on July 28, 2023
5.0
Aaron Sharp was amazing! As a first time home buyer I was nervous and did not really know how to navigate this process. Aaron took out all the guesswork and made it a simple and smooth process! He was also very patient with me and answered all of my questions without hesitation. 10 out of 10 recommend!
F
Francesca Bailey-Murray
Posted on July 28, 2023
5.0
Aaron was amazing! As a first time home buyer I was nervous and did not really know how to navigate this process. Aaron took out all the guesswork and made it a simple and smooth process! He was also very patient with me and answered all of my questions without hesitation. 10 out of 10 recommend!
Reply from Aaron Sharp
I'm deeply grateful for your kind words, Francesca. It was a pleasure to guide you through your first-time home buying process. At BankSouth Mortgage, we strive to make this journey as simple and smooth as possible for our clients. Your questions and concerns were always welcome, as they helped me better tailor the process to your specific needs. Your recommendation means a lot to me. Should you, or anyone you know, need any assistance in the future, don't hesitate to reach out!
J
Joseph D Sheahan Sr.
Posted on July 3, 2023
5.0
Great team experience
Reply from Aaron Sharp
I'm thrilled to hear that you had a great team experience with us at BankSouth Mortgage, Joseph! It's always our goal to provide top-notch service, and your feedback affirms the hard work we put in every day. We're grateful for your kind words and 5-star rating. Thank you for choosing us for your mortgage needs. Please don't hesitate to reach out if you need anything in the future.
J
Jessica Cartwright
Posted on April 26, 2023
5.0
Aaron Sharpe made buying a house easy and fast. He is very knowledgeable with buying a house and any questions I had he was there to answer.
Reply from Aaron Sharp
I'm truly grateful for your kind words and 5-star rating, Jessica. It was a pleasure guiding you through the home buying process and being there to answer your questions. Please do not hesitate to reach out if you have any more questions in the future. Thank you for choosing BankSouth Mortgage.
J
James Thomas Brewer
Posted on April 1, 2023
5.0
Answered my questions, did what he said he would.
Reply from Aaron Sharp
I'm really pleased to hear you had a positive experience with us at BankSouth Mortgage, James. Providing clear communication and following through on promises is something I strive for, so it's great to know that it's appreciated. Thank you for giving us a perfect rating. If you have any other questions in the future, don't hesitate to reach out. Thanks again, James! Best, Aaron Sharp.
D
David Alan Johnson
Posted on February 24, 2023
5.0
Aaron was fantastic. Easy to work with, attentive and knowledgeable. Highly recommend.
Reply from Aaron Sharp
I'm incredibly grateful for your wonderful review, David. I take great pride in providing each client with a seamless and educational experience, and I'm thrilled to hear that this was reflected in our work together. Your recommendation means a lot to me and the entire team at BankSouth Mortgage. Should you have any questions in the future or need assistance with anything else, do not hesitate to reach out. Thank you once again for your kind words and for choosing BankSouth Mortgage.

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