Blog - Latest News
Perry Williams

Perry Williams

Loan Officer

Apply Now Add to Contacts

Bio of Perry Williams

Perry was born and raised in Marietta Georgia and graduated from Georgia College where he majored in Marketing and Public Relations. Perry began his mortgage career as a Southeast Marketing Specialist which allowed him to work alongside hundreds of realtors and some of the best loan officers in the industry.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Perry Williams

Total Reviews

Powered By
Clinton Esarey
Posted on April 2, 2024
Tremendous thanks to Perry Williams for his service in helping us to close on our VA mortgage. Perry was very knowledgeable, extremely courteous, and very attentive to both our requirements as well as our expectations. It was a pleasure working with him and we would strongly recommend him.
Reply from Perry Williams
Thank you guys for trusting me! hope you enjoy your new home!
Jacob Laurel Tipton
Posted on February 24, 2024
Perry was incredibly kind and helpful with all the questions my wife and I had. He was super responsive whenever something came up and wanted to be sure we had the best rates we could while still being mindful of our budget needs. We would highly recommend his services to anyone!
Paul Rasori
Posted on January 17, 2024
2nd time working with Perry and would definitely reach out again if I need a mortgage.
Andrew Patrick Freeman
Posted on January 3, 2024
This was my first time buying a home. Perry did an amazing job explaining the various questions I had along the way. He truly exemplified that he cares about me during this homebuying process, he built a level of trust, and he was good at what he does. Considering this is the biggest investment of my life, I knew I was in great hands during this home buying process and highly recommend Perry and his team to anyone else looking to do the same.
Blake Holmberg
Posted on November 13, 2023
Perry and the BankSouth team made our first home buying experience a breeze. He was always available and quick to respond to all of our calls/texts/emails and always explained things very clearly so we felt informed every step of the way. Perry worked very closely with our agent and it felt like we had a team behind our back that was always a step ahead making sure the deal got done and we landed our dream home! We couldn't have done it with anyone else!
Victoria Holmberg
Posted on November 10, 2023
Perry was instrumental in helping us navigate our first home-buying experience. He is extremely knowledgeable, friendly, and easy to work with! He updated us on every step in the process and was available for our questions at every turn. We highly recommend Perry and Bank South.
Michael Paul Campbell
Posted on September 3, 2023
As a first time buyer, Perry helped me feel knowledgeable and confident throughout the entire process. Perry was always available to answer my questions, make quick changes, and help in every way. If you’re looking for someone thorough and patient, you will be in great hands with Perry.
Reply from Perry Williams
Thank you and Lexie both for the great review! I hope you enjoy your time in your new home :)
Brandon Brown
Posted on September 2, 2023
Perry took the time to explain everything to us and make us feel comfortable in every step of our application / approval. There were quite a few times where I didn't understand the process of lender approval or how things change, and he did an excellent job making sure I understood everything. He was also the only lender to call pretty quickly after we put in our application which made us feel like we were appreciated by him. Overall, our experience was great.
Reply from Perry Williams
Brandon thank you so much for this review! Glad we got to meet and grab lunch after as well. Hope you guys enjoy your new home together :)
Colleen Marie Pintozzi
Posted on August 11, 2023
Perry got back with us quickly, every time, and took our efforts into consideration as we looked at a loan qual. Couldn't be happier with the process and the outcome!
Reply from Perry Williams
Thank you so much for this review Colleen! Hope you and the family are enjoying the new place!

Mortgage Calculator

We're ready to help.

Let's get in touch