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Perry Williams

Perry Williams

Loan Officer

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Bio of Perry Williams

Perry was born and raised in Marietta Georgia and graduated from Georgia College where he majored in Marketing and Public Relations. Perry began his mortgage career as a Southeast Marketing Specialist which allowed him to work alongside hundreds of realtors and some of the best loan officers in the industry.

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Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Perry Williams

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Michael P C
Posted on September 4, 2023
As a first time buyer, Perry helped me feel knowledgeable and confident throughout the entire process. Perry was always available to answer my questions, make quick changes, and help in every way. If you’re looking for someone thorough and patient, you will be in great hands with Perry.
Reply from Perry Williams
Thank you and Lexie both for the great review! I hope you enjoy your time in your new home :)
Colleen M P
Acworth - GA
Posted on August 11, 2023
Perry got back with us quickly, every time, and took our efforts into consideration as we looked at a loan qual. Couldn't be happier with the process and the outcome!
Reply from Perry Williams
Thank you so much for this review Colleen! Hope you and the family are enjoying the new place!

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