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D.C. Aiken

D.C. Aiken

VP, Producing Production Manager

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Q&A with D.C. Aiken

What is the best thing about being a BankSouth Mortgage loan officer?

Making the dream come true of homeownership for my customers. I am a person who is in constant contact with my customers throughout the whole process.

What has been your biggest accomplishment in your career?

• Consistently being in the top 10 in regards to producing.
• Having served several families over my 38-year career, it’s always exciting to hear from them for either repeat service, a referral, or to help their sons and daughters purchase their first home.
• Mentoring. One of my favorite things to do is teach, coach, and train. This has always been extremely rewarding for me. I have worked with some of the best in the business and have spent a lot of my time investing in those on the field and in corporate America.

What do you enjoy doing on the weekends?

I coach high school baseball from January to May. I also served as mayor pro-tem for close to 15 years for the City of Alpharetta. However, when not on a baseball field, I love spending time with my wife and 4 kids.

Bio of D.C. Aiken

D.C. Aiken, a 48 year resident of the Metro Atlanta Area, graduated from the College of William and Mary with a BA in Economics. With more than 30 years of experience in the mortgage business, he has a solid understanding of the local real estate market and knows how to find the best mortgage financing solution to fit your specific needs.


Awards

Loan Support Team

  • Monica Page
    Team Manager
  • Ben Bartlett
    MBA II
  • Terri Horne
    Processor III

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

Recent Posts

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What Customers Say About D.C. Aiken

4.9
Ratings
708
Total Reviews

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Bea Mcclain
Posted on July 4, 2024
5.0
This is the second house BankSouth has financed for us. They are truely great to work with. We recommend them.
Reply from D.C. Aiken
We're elated to hear about your positive experience with BankSouth. Thank you for recommending us!
M
Maria Carmen
Posted on June 17, 2024
5.0
Reply from D.C. Aiken
Thank you for the 5-star rating, Maria! Your feedback is important to us.
C
Chris Maurer
Posted on May 31, 2024
5.0
D.C. Aiken and the entire BankSouth mortgage team are a joy to work with. It was the most painless home purchase process we have ever experienced -- and between the two of us, we have purchased 16 homes during our lifetime! I would highly recommend D.C. Aiken and BankSouth!
Reply from D.C. Aiken
Thank you so much for your kind words! I'm thrilled to hear that you had such a positive experience with our team at BankSouth Mortgage. It's always our goal to make the home-buying process as smooth and stress-free as possible, and knowing that we achieved that for you, especially given your extensive experience with home purchases, means a lot to us. Your recommendation is greatly appreciated, and it was a pleasure working with you both! Congratulations on the new home! - DC Aiken
N
Nick Karoglou
Posted on May 31, 2024
5.0
We're incredibly grateful for the support and guidance we received from DC Aiken and his team at BankSouth. Their professionalism, knowledge of the market, excellent communication, and accomodation made our home buying process seamless and simple. We can't recommend them highly enough.
Reply from D.C. Aiken
Thank you so much for your kind words Nick! We are thrilled to hear that you had such a positive experience with our team at BankSouth. It was our pleasure to assist you throughout the home-buying process. Your acknowledgment of our professionalism, market knowledge, and communication means a lot to us. We strive to provide the best service possible, and your recommendation is the highest compliment we could receive. Congratulations on your new home, and please don't hesitate to reach out if you need anything in the future! Best regards, DC Aiken
M
Monica Page
Posted on May 7, 2024
5.0
As someone who works within the same company as my loan officer, I understand the importance of integrity and professionalism in the mortgage industry. With that said, I can genuinely attest to the outstanding service provided by D.C. Aiken during my recent refinance process. From the very beginning, D.C. demonstrated a deep understanding of the intricacies of refinancing and guided me with his advice on all my options. Despite our professional connection, I never felt as though my application received any preferential treatment. He treated me just like any other client, prioritizing my needs and ensuring that I fully understood the terms and options available to me. His communication throughout the process was exemplary. He promptly responded to all my inquiries, patiently explained complex financial concepts, and kept me updated on the progress of my application. His attention to detail and proactive approach instilled confidence in me that everything was being handled efficiently and professionally. Furthermore, D.C. went above and beyond to secure the best possible terms for my refinance, leveraging his extensive network and expertise to explore all available options. He took the time to personalize the experience, tailoring the loan package to meet my specific financial goals and circumstances. In a field where trust and transparency are paramount, D.C. truly stands out as a consummate professional. Despite our professional relationship, he treated me with the same respect and dedication as any other client, ensuring that my refinance experience was smooth, stress-free, and ultimately rewarding. I would wholeheartedly recommend D.C. Aiken to anyone seeking a trustworthy and knowledgeable mortgage professional. He is a true asset to our company and exemplifies the highest standards of excellence in the industry.
Reply from D.C. Aiken
Your feedback is incredibly valuable to us. We greatly appreciate your kind words and are thrilled to hear about your positive experience with D.C. Aiken. Thank you for recommending him as a trustworthy and knowledgeable mortgage professional. If you ever need assistance in the future, please don't hesitate to reach out to us at (770) 596-6746.
M
Monica Page
Posted on May 7, 2024
5.0
As someone who works within the same company as my loan officer, I understand the importance of integrity and professionalism in the mortgage industry. With that said, I can genuinely attest to the outstanding service provided by D.C. Aiken during my recent refinance process. From the very beginning, D.C. demonstrated a deep understanding of the intricacies of refinancing and guided me with his advice on all my options. Despite our professional connection, I never felt as though my application received any preferential treatment. He treated me just like any other client, prioritizing my needs and ensuring that I fully understood the terms and options available to me. His communication throughout the process was exemplary. He promptly responded to all my inquiries, patiently explained complex financial concepts, and kept me updated on the progress of my application. His attention to detail and proactive approach instilled confidence in me that everything was being handled efficiently and professionally. Furthermore, D.C. went above and beyond to secure the best possible terms for my refinance, leveraging his extensive network and expertise to explore all available options. He took the time to personalize the experience, tailoring the loan package to meet my specific financial goals and circumstances. In a field where trust and transparency are paramount, D.C. truly stands out as a consummate professional. Despite our professional relationship, he treated me with the same respect and dedication as any other client, ensuring that my refinance experience was smooth, stress-free, and ultimately rewarding. I would wholeheartedly recommend D.C. Aiken to anyone seeking a trustworthy and knowledgeable mortgage professional. He is a true asset to our company and exemplifies the highest standards of excellence in the industry.
Reply from D.C. Aiken
Thank you Monica for recognizing our commitment to integrity and professionalism. I appreciate your feedback and am glad to hear that you had a positive experience! If you have any further questions or need assistance in the future, feel free to reach out to Me at (770) 596-6746.
J
Jeffrey Jayne
Posted on April 19, 2024
5.0
We had a great experience with DC Aiken and his team! Communication was great the whole way through the process and all tasks were completed ahead of schedule to ensure an on-time and smooth closing. Thank you DC!!
J
Jeffrey Lee Jayne
Posted on April 19, 2024
5.0
We had a great experience with DC Aiken and his team! Communication was great the whole way through the process and all tasks were completed ahead of schedule to ensure an on-time and smooth closing. Thank you DC!!
Reply from D.C. Aiken
I'm truly delighted to hear that your experience with us at BankSouth Mortgage was a positive one, Jeffrey. We always strive to provide the best communication and complete tasks ahead of schedule to ensure our clients have a smooth experience. Your feedback is greatly appreciated and serves as a great motivator for our team to keep providing excellent service. Thank you for taking the time to leave such a glowing review! Let me know if I can be of assistance in the future, DC Aiken.
V
Venu Kumar Pisike
Posted on April 18, 2024
5.0
Application process, subsequent communication, document sharing was made easy by the portal. Mr.Aiken and Monica were very prompt and cooperative throughout the process.
Reply from D.C. Aiken
I appreciate your positive feedback, Venu. It's fantastic to hear that you found the application process and document sharing via our portal to be convenient. Monica and I are always here to provide prompt and cooperative service. Thank you for choosing BankSouth Mortgage and for the 5-star rating. It was a pleasure working with you! If I can ever be of assistance in the future, please do not hesitate to reach out to me.
B
Bruce Kook
Posted on April 17, 2024
5.0
From the moment I spoke with DC, I knew that I was in good hands. The mortgage market at this time is volital. DC walked me through the mess and achieved a great deal for me. There were multiple issues and he and his team were always readily available.
Reply from D.C. Aiken
Thank you for the stellar review, Bruce. It's wonderful to hear that you felt in good hands throughout the mortgage process. We understand how volatile the mortgage market can be and our priority is to guide our clients through it as smoothly as possible. I'm glad we could address your concerns and provide you with a favorable outcome. Remember, the team at BankSouth Mortgage and I are always here to assist you. Your satisfaction is our success. Congratulations on the new home!
T
Thomas E Daniel
Posted on April 5, 2024
5.0
Hey, you guys were great from the get-go, no problems. I wish all transactions were this simple but of course I have to consider the sorce.
Reply from D.C. Aiken
Thank you, Tom, for the positive feedback. At BankSouth Mortgage, we aim to make all transactions as straightforward as possible and we're thrilled that we met your expectations. We appreciate the perfect rating and look forward to assisting you in the future. Best, DC Aiken.
M
Michael Thomas Cioce
Posted on April 4, 2024
5.0
This is our third loan crew D.C.. Always great service and timely transactions!
Reply from D.C. Aiken
I'm thrilled to hear that you had another positive experience with our loan process, Michael. It's always a pleasure to ensure your transactions are smooth and timely. We really appreciate your five-star rating and look forward to serving any future mortgage needs you may have with BankSouth Mortgage. Thank you for your trust and loyalty. - DC Aiken
K
Kyle Kelly
Posted on April 4, 2024
5.0
We were first time home buyers! DC & his team were excellent! They were always available for questions & provided great insight. I would highly recommend DC!
Reply from D.C. Aiken
I'm so glad to hear your first home buying experience was a positive one, Kyle! My team and I at BankSouth Mortgage always strive to provide the best service and insight for our clients. We appreciate your kind words and recommendation, and hope to have the opportunity to work with you again in the future. Thank you for taking the time to leave a 5-star review.
A
Angie Hammond
Posted on April 3, 2024
5.0
Everything was extremely fast. Very smooth process. Terri answered all my questions! Big or small.
Reply from D.C. Aiken
I greatly appreciate your kind words and the time you took to share your experience, Angie. I'm thrilled to hear that you found the mortgage process smooth and efficient. Please know that Terri and the rest of the team at BankSouth Mortgage are always here should you have any more questions, no matter how big or small. Thanks again for the stellar rating!
T
Tina Dianne Brooks
Posted on February 29, 2024
5.0
Working with BankSouth, DC Aiken and Terre Horne has been an effortless process. They handled everything efficiently and professionally. They were available for all of our questions, prompt to return calls and emails. We have purchased several homes and I must say, If you are looking to finance a home, call this DC Aiken and his Team. Paul and Tina Brooks
Reply from D.C. Aiken
I'm truly humbled by your kind words, Tina. It's rewarding to know that you found our process effortless and efficient. Our team prides itself on being available to answer any questions and providing prompt responses, so it is great to hear that we met these expectations. Your confidence in recommending us to others for home financing truly means a lot. Thank you for giving BankSouth Mortgage and my team the opportunity to serve you. Sincerely, DC Aiken
M
Melodi Haghighi
Posted on February 28, 2024
5.0
Our experience with BankSouth Mortgage was absolutely wonderful. We closed in less than 20 days. Very professional team, responded to our questions in a timely manner and everything went very smoothly. Thank you guys!
Reply from D.C. Aiken
I am thrilled to hear about your positive experience with BankSouth Mortgage, Melodi. Our team strives to provide professional and efficient service to make the process as smooth as possible for our clients. We're incredibly grateful for your feedback and the high rating you've given us. It was a pleasure to serve you in this process and we hope to assist you again in the future. Thank you for taking the time to share your experience.
R
Rodolfo Velazquez Gonzalez
Posted on February 27, 2024
5.0
It was a great experience working with Aiken!! I will recommend Mr. Aiken to all my family and friends
Reply from D.C. Aiken
I'm incredibly grateful for your kind words, Rudy! It was an absolute pleasure to work with you, and I'm thrilled to hear that you were satisfied with your experience at BankSouth Mortgage. Your recommendation to family and friends is the highest compliment I could receive. Thank you for taking the time to share your positive feedback. I look forward to assisting you and your loved ones with any future mortgage needs.
K
Kenneth Robertson
Posted on February 24, 2024
5.0
We were referred to DC and team for a mortgage for our vacation home. They did an outstanding job in ensuring the process went smoothly and coordinating documents, closing and everything in between. Highly recommend!
Reply from D.C. Aiken
I deeply appreciate your kind words and the 5-star rating, Kenneth. I am thrilled to hear that my team and I were able to provide you with an outstanding mortgage service for your vacation home. It was a pleasure working with you. I hope to have the opportunity to work with you again in the future. Thank you for choosing BankSouth Mortgage and for your high recommendation.
K
Ken Robertson
Posted on February 23, 2024
5.0
We were referred to DC and team for a mortgage for our vacation home. They did an outstanding job in ensuring the process went smoothly and coordinating documents, closing and everything in between. Highly recommend!
R
Richard Jacobs
Posted on February 20, 2024
5.0
D.C was great and Terri Horne was always there and helpful, they are a great team and I would recommend them to everyone
Reply from D.C. Aiken
Thank you so much for the five-star rating and for taking the time to leave such a positive review, Skip. I'm thrilled to hear that you had a great experience with us here at BankSouth Mortgage, and working with Terri Horne. We pride ourselves on our team's ability to be there for our customers throughout the whole process, and your recommendation means a lot to us. We look forward to the opportunity to work with you again in the future!

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