Blog - Latest News
Jan Wagner

Jan Wagner

VP, Producing Production Manager

Apply Now Add to Contacts

Q&A with Jan Wagner

What made you decide to be a BankSouth Loan Officer?

I wanted a career I could work at and still be a mom to my son’s. I was able to do that and now my sons are part of my team. We formed the “Wagner Team” and our tag line is “let our family serve yours”

What accomplishments you’re most proud of?

• Raising two hardworking and respectable sons.
• Creating and running a successful Mortgage Brokerage for 10 years.
• Running The Milton Branch at BankSouth for 10 years.
• Nurturing several of our young operations staff.

List significant awards you’ve received in your field?

• MBAG Top producer since 2006
• Banksouth Top producer since 2012
• Broker of the year in 2009
• CMA Certification

What is your biggest success professionally? Why was it a big success?

Closing over $100 mil in 2020. I doubled my volume that year with the same staff.

List reasons why you are different than others in your profession?

I am not sure I am different, but this stands out; communication, knowledge, and caring that my clients get the best loan program and service.

What do you enjoy doing on weekends?

College football and spending time with family and enjoying my home, I work hard to create an environment I love to be in.

What significant drivers motivate you to learn your profession?

Competition - the drive to excel and be the best, and provide for my family.

If you could be anywhere than your home state, where would you want to be? Why?

North Carolina. I have a second home there on a lake and love the NC Mountains.

Bio of Jan Wagner

Jan has been an integral part of the metro Atlanta area mortgage industry since 1997. She is a Certified Residential Mortgage Specialist® who is knowledgeable in all aspects of lending, allowing her to comfortably work with first-time home buyers as well as seasoned buyers interested in second or investment properties, and retirees alike. Jan also has extensive experience in construction to permanent lending. She has received the Mortgage Bankers Association of Georgia Top Producer Gold Award every year since 2006. Her customers and referral partners often comment on her thorough communication style, ease of doing business with, and her individualized approach to obtaining the right mortgage for each client.

Visit Team Page

Loan Support Team

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

Recent Posts

What Customers Say About Jan Wagner

Total Reviews

Powered By
Berenger Greer
Posted on May 3, 2024
Reply from Jan Wagner
We're thrilled to hear about your positive experience with us! Thank you for choosing Jan Wagner and BankSouth Mortgage.
Francis James McLaughlin III
Posted on April 29, 2024
Great communication, friendly easy to deal with
Reply from Jan Wagner
Thank you for the nice review, Fran. It was a pleasure working with you.
Spenser Lloyd West
Posted on April 22, 2024
We had a great experience overall. Thanks for everything
Reply from Jan Wagner
It was a pleasure to work with you Spenser. I will let you know when rates improve and time to refinance.
Conor Linneen
Posted on April 17, 2024
Jan was super helpful for us and made the experience as easy and straightforward as possible.
Reply from Jan Wagner
Thank you, Conor. It was a pleasure working with you!
Megan Linneen
Posted on April 15, 2024
Jan was so great to work with! Always made herself available and have great advice. Would highly recommend!
Reply from Jan Wagner
Thank you, Megan, you were wonderful to work with. I am so excited for you and Conor!
Vera Houston Glover
Posted on April 10, 2024
Jan was knowledgeable, efficient, super available and responsive. She planned ahead to ensure our time sensitive closing (~18 days from contract) progressed without a hitch while she was on vacation.
Reply from Jan Wagner
Thank you, Vera. You and Michael made it all easy!
Nikrad Shahnavaz
Posted on April 2, 2024
Jan was very professional and helpful throughout the long process of Mortgage application. I highly recommend Jan.
Reply from Jan Wagner
Thank you for hanging in there with me. You were an absolute pleasure to work with.
Zachary Rockford Morris
Posted on February 29, 2024
Helped me through the entire process!
Reply from Jan Wagner
I'm thrilled to hear that you felt supported throughout your entire process, Zachary. Your satisfaction is my top priority and I'm glad that I could help make your experience with BankSouth Mortgage a positive one. Your 5-star rating is greatly appreciated. Looking forward to assisting you again in the future should you need any more guidance.
Ladan Salehi
Posted on February 8, 2024
This is my second time working with Jan and her team and they are the best around ! They make the process as smooth as possible and are readily available for questions and remain communicative throughout the home buying process. 5 stars excellent service !
Reply from Jan Wagner
Ladan, I appreciate you and you always make the process so easy. I will contact you when it is time to refinance.
Stefanie Lamp'l Lovelace
Posted on February 4, 2024
She worked so quickly and efficiently throughout the entire process. She was always willing to answer all of our questions and made this process easy!
Reply from Jan Wagner
You were wonderful to work with! I will reach out when the rates drop and it is time to refinance.
Charles Clayton Lovelace
Posted on February 2, 2024
Jan provided quick and quality support throughout our homebuying experience. Being a first-time homebuyer, things can seem a bit overwhelming and daunting, but with Jan's swift guidance we were able to feel confident and assured of our decision with moving forward. I'm happy to say we closed with no issues, and I would highly recommend Jan to everyone!
Reply from Jan Wagner
Thank you Clay. You were wonderful to work with! I will reach out when the rates drop, and it is time to refinance.
Allison Wagner
Posted on February 1, 2024
Jan and The Wagner Team were extremely helpful throughout the entire home buying process. They were on top of everything and helped my husband and I as first time homebuyers feel really confident. 10/10 would recommend Jan for all your mortgage needs!
Reply from Jan Wagner
Thank you Allison. I will keep an eye on rates and reach out when time to refinance and save money.
Drew Dylan Cox
Posted on January 13, 2024
Great Partner
Reply from Jan Wagner
looking forward to your future build and being neighbors!
Hunter Wayne Ragsdale
Posted on January 4, 2024
My first experience purchasing a home involved offers on several properties before the right home came along. Each time we started the process with a new offer, Jan was there quickly with essential information and advice. When the home I eventually purchased came around, Jan and her team were able to move fast and allow me to close in my requested time period. Jan and her team made closing on my first home straightforward. I would recommend their services to anyone.
Reply from Jan Wagner
Hunter thank you for this review and the google review. You were a pleasure to work with and i look forward to our next transaction together.
Katherine Ledbetter Miller
Posted on December 12, 2023
Jan took the time to make sure we understood everything that was happening during what can be a confusing process. I really appreciated having Jan as a trusted partner making sure everything was right and that we were getting the best deal possible!
Reply from Jan Wagner
Katherine, thank you for your kind words. You were a pleasure to work with and I look forward to our next transaction together. I will keep you updated when these rates go down so we can refinance.
Jessica McClung Wasserman
Posted on December 9, 2023
This experience was so smooth thanks to Jan and her team! They were efficient and communicative during the entire process which created a stress free environment!
Reply from Jan Wagner
Loved working with you Jessica!
Abigale Jane Stangl
Posted on November 15, 2023
Jan, Thank you very much for all of your assistance. You and your team went above and beyond to make my first home buying experience easy. I especially appreciate the attention to finding a solution that helped clear other dept I have in this process, the education your team provided, and the ease of the ReadyLoan interface. My best, Abby
Reply from Jan Wagner
We loved working with you and really like when we can contribute to the entire financial plan. I am so excited for you and will be your lender for life. We will reach out once rates drop to refinance and lower your payment. Thank you for your kind review.
James Anthony Alfano Jr.
Posted on November 2, 2023
Jan and her team are always super helpful and puts us in the best position possible!
Reply from Jan Wagner
Thank you for being such a loyal client. We will do it again when rates fall and we can refinance.
Judeth Horowitz
Posted on November 1, 2023
Jan is thorough, quick, knowledgeable, easy to communicate and work with. And so pleasant!
Reply from Jan Wagner
I really enjoyed working with you. We will do it again when rates drop and we can refinance.
Victoria Pittman Long
Posted on October 27, 2023
The process was simple and straightforward
Reply from Jan Wagner
Thank you, Victoria. Please reach out anytime.

Mortgage Calculator

We're ready to help.

Let's get in touch