Blog - Latest News
Keith Spain

Keith Spain

VP, Loan Officer

Apply Now Add to Contacts

Q&A with Keith Spain

What made you decide on a career with BankSouth Mortgage?

I have been with BankSouth Mortgage for more than 13 years and as a finance major I had always been interested in the ins and outs of the real estate transaction. I ended up on the home loan side of the process and I love what I do.

What accomplishments are you most proud of?

I am proud of being ranked among the top ten mortgage bankers in Georgia for the past eight years. It’s been my privilege to have helped more than 300 clients achieve the dream of homeownership in the past year. Most of my clients come from referrals from past clients or real estate partners, so I feel like a good team member to all I work with.

What do you like to do on the weekends?

I enjoy traveling in my free time. Most weekends I am available to my clients 24/7.

Bio of Keith Spain

Customer service, enthusiasm, and follow-up are the words that come to mind when clients and partners are asked about Keith Spain. Since his career began in 1998, he has built a strong reputation in both the real estate and mortgage industry.


Awards

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Keith Spain

4.87
Ratings
461
Total Reviews
Powered by Experience.com
R
Richard T V
MARIETTA - GA
Posted on August 28, 2023
5.0
verified-review
Quick responses! Considerate explanation for first-time homebuyers!
G
Gregory M S
ATLANTA - GA
Posted on August 27, 2023
5.0
verified-review
Excellent customer service. Very thorough and always available to answer questions. Highly recommend!!!
M
Margaret J V
MARIETTA - GA
Posted on August 22, 2023
5.0
verified-review
Keith and his team were quick to respond to all of my questions and made this process so simple and straightforward. I can't recommend them enough
A
Alysia B
Norcross - GA
Posted on July 14, 2023
5.0
verified-review
Keith was attentive, knowledgeable and responsive. Everyone I worked with as BankSouth was. No complaints whatsoever
L
Lonnie A P
VERO BEACH - FL
Posted on July 14, 2023
5.0
verified-review
Keith is the absolute best! Smooth transaction, Keith stays one step ahead watching everything. Pleasure to do business with!
W
Waylon W C
ATLANTA - GA
Posted on July 1, 2023
5.0
verified-review
Keith made the loan process very easy and worked hard to make sure I got the best rate. He’s super responsive and a pleasure to work with.
s
suvirbhatia
-
Posted on June 23, 2023
5.0
Keith and his team at BankSouth were very responsive to my needs, diligent in their response and honest in their capabilities and restrictions. Would highly recommend them
S
Suvir B
ALPHARETTA - GA
Posted on June 23, 2023
5.0
verified-review
Keith and his team at BankSouth were very responsive to my needs, diligent in their response and honest in their capabilities and restrictions. Would highly recommend them
C
Christopher L
ATLANTA - GA
Posted on May 6, 2023
5.0
verified-review
The service was great.
C
Christopher B
DECATUR - GA
Posted on April 30, 2023
5.0
verified-review
Keith always makes the process so easy! Thanks for making this closing as smooth as the others you have helped me with.

Mortgage Calculator

© Copyright 2023 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Web Design by M16 Marketing