Jessica Bernstein
VP, Sr. Loan Officer
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Jessica Bernstein
342
Total Reviews
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Tuesday Moriarty
Posted on July 21, 2024
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Lisa Neary
Posted on April 21, 2024
Jessica was the best!! She was always a call or text away and answered all of the questions we had. As a first time home buyer, there is a lot to learn and she was very knowledgeable. She helped us get the best deal possible and was quick to get us numbers and find something in our budget. We could not have done this without her and I would highly recommend her to friends!!
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Natalie Fernandez
Posted on April 19, 2024
Working with Jessica and her team was a real pleasure. They are knowledgeable and very organized to make sure closing goes smoothly. Would highly recommend working with her in the future.
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Milton Lynn Perry
Posted on April 19, 2024
Jessica is always a pleasure to deal with. Thoroughly professional and always in contact.
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Nicholas Frost
Posted on April 18, 2024
Jessica was very knowledgeable, kind, and helpful throughout the entire process. Her communication and ability to explain everything was outstanding!
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Jonathan Wheeler Jones
Posted on April 9, 2024
Jessica made the entire experience for us first time home buyers as painless and smooth as possible. Her communication was fantastic and kept us informed on anything needed on our end.
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Katherine Nicole Quinley
Posted on April 8, 2024
Great communication. Very nice
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Brice Watson Messerly
Posted on April 5, 2024
Jessica was incredibly knowledgeable, and I felt very confident going through the lending process for my first time. She answered any and all questions I had, and she was great at explaining the information. Jessica was prepared for any scenario, and was able to find an affordable loan for my condo after some options weren’t available. Would recommend Jessica to everyone!
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Lee Patrick Gutschenritter
Posted on February 26, 2024
Great work!
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Alexa Slade Gutschenritter
Posted on February 26, 2024
Jessica was extremely responsive and had a wealth of knowledge to share. I highly recommend working with her!
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Nathan Eppinger
Posted on February 19, 2024
Jessica was very responsive and helpful throughout the entire process!
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Meghan Ann Gruber
Posted on February 17, 2024
Jessica has been nothing short of a delight to work with 2x in a row!
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Roblyn B Jackson
Posted on February 3, 2024
great work jessica!
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Lindsay Larson
Posted on January 4, 2024
Jessica made the process simple and was always available when I had any questions! A lot goes into buying a house and she made it less stressful!
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Conner Sutton
Posted on December 22, 2023
Jessica was great. She was very easy to communicate with and listened to any concerns we had about the buying process.
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Eric Terry
Posted on December 17, 2023
Jessica was a pleasure to work with. Very knowledgeable and responsive.
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Paula Homma
Posted on December 10, 2023
Jessica was very easy to work with. The whole loan process was smooth
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Paula Homma
Posted on December 10, 2023
Very easy to work with
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Blair Ness
Posted on December 7, 2023
It was not stressful which was the most surprising to me. The process was smooth and not overwhelming. The one thing that I think could be tweaked is the amount of emails you get throughout the process. Its hard to know what of those are important and what you can over look. Just a thought!
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Jaron Ness
Posted on December 6, 2023
This was our first time buying a house and Jessica did an awesome job walking us through the lending process. She was responsive, knowledgeable and happy to answer any questions we had. We would recommend Jessica to anyone looking for a great lender.
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.