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Jessica Bernstein

Jessica Bernstein

VP, Sr. Loan Officer

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Q&A with Jessica Bernstein

What made you decide to be a BankSouth Loan Officer?

I took the leap into the mortgage industry immediately after the housing market crash of 2009. Drawn by the desire to help people accomplish their goals of home ownership, I figured the market could only go up from there… and it sure did!

What accomplishments you’re most proud of?

I am most proud of establishing long standing relationships with real estate agents and clients and increasing my sales volume year after year.

What makes you different than others in your profession?

By employing a hands-on approach, open communication, customer service excellence, and efficiency, I believe in treating every client like they’re my only client. At the end of each transaction, I want everyone to feel knowledgeable and confident in their financing and decision-making.

What do you enjoy doing on weekends?

I enjoy walking my Goldendoodles, Scout and Wallace, playing tennis, and trying new restaurants in Atlanta with my husband, Joe.

Bio of Jessica Bernstein

Jessica has been in the mortgage industry for 14 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Her consistent communication and diligence lay the foundation for a phenomenal customer experience. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jessica Bernstein

5
Ratings
319
Total Reviews

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L
Lisa Neary
Posted on April 21, 2024
5.0
Jessica was the best!! She was always a call or text away and answered all of the questions we had. As a first time home buyer, there is a lot to learn and she was very knowledgeable. She helped us get the best deal possible and was quick to get us numbers and find something in our budget. We could not have done this without her and I would highly recommend her to friends!!
N
Natalie Fernandez
Posted on April 19, 2024
5.0
Working with Jessica and her team was a real pleasure. They are knowledgeable and very organized to make sure closing goes smoothly. Would highly recommend working with her in the future.
M
Milton Lynn Perry
Posted on April 19, 2024
5.0
Jessica is always a pleasure to deal with. Thoroughly professional and always in contact.
N
Nicholas Frost
Posted on April 18, 2024
5.0
Jessica was very knowledgeable, kind, and helpful throughout the entire process. Her communication and ability to explain everything was outstanding!
J
Jonathan Wheeler Jones
Posted on April 9, 2024
5.0
Jessica made the entire experience for us first time home buyers as painless and smooth as possible. Her communication was fantastic and kept us informed on anything needed on our end.
K
Katherine Nicole Quinley
Posted on April 8, 2024
5.0
Great communication. Very nice
B
Brice Watson Messerly
Posted on April 5, 2024
5.0
Jessica was incredibly knowledgeable, and I felt very confident going through the lending process for my first time. She answered any and all questions I had, and she was great at explaining the information. Jessica was prepared for any scenario, and was able to find an affordable loan for my condo after some options weren’t available. Would recommend Jessica to everyone!
L
Lee Patrick Gutschenritter
Posted on February 26, 2024
5.0
Great work!
A
Alexa Slade Gutschenritter
Posted on February 26, 2024
5.0
Jessica was extremely responsive and had a wealth of knowledge to share. I highly recommend working with her!
N
Nathan Eppinger
Posted on February 19, 2024
5.0
Jessica was very responsive and helpful throughout the entire process!
M
Meghan Ann Gruber
Posted on February 17, 2024
5.0
Jessica has been nothing short of a delight to work with 2x in a row!
R
Roblyn B Jackson
Posted on February 3, 2024
5.0
great work jessica!
L
Lindsay Larson
Posted on January 4, 2024
5.0
Jessica made the process simple and was always available when I had any questions! A lot goes into buying a house and she made it less stressful!
Reply from Jessica Bernstein
Thank you so much, Lindsay! I enjoyed working with you!
C
Conner Sutton
Posted on December 22, 2023
5.0
Jessica was great. She was very easy to communicate with and listened to any concerns we had about the buying process.
E
Eric Terry
Posted on December 17, 2023
5.0
Jessica was a pleasure to work with. Very knowledgeable and responsive.
Reply from Jessica Bernstein
Thanks Eric! I enjoyed working with you!
P
Paula Homma
Posted on December 10, 2023
5.0
Very easy to work with
Reply from Jessica Bernstein
Thank you, Paula! Congratulations on your new home!
B
Blair Ness
Posted on December 7, 2023
5.0
It was not stressful which was the most surprising to me. The process was smooth and not overwhelming. The one thing that I think could be tweaked is the amount of emails you get throughout the process. Its hard to know what of those are important and what you can over look. Just a thought!
Reply from Jessica Bernstein
Thanks Blair! I loved working with your family!
J
Jaron Ness
Posted on December 6, 2023
5.0
This was our first time buying a house and Jessica did an awesome job walking us through the lending process. She was responsive, knowledgeable and happy to answer any questions we had. We would recommend Jessica to anyone looking for a great lender.
Reply from Jessica Bernstein
Thank you so much, Jaron! You guys made the process so fun and easy. Enjoy your new home!
J
James Walton
Posted on November 28, 2023
5.0
Jessica was fantastic through the whole process.
Reply from Jessica Bernstein
Thank you! Enjoy your new home! Thanks for working with my team!
A
April Kaeun Park
Posted on November 15, 2023
5.0
Jessica is the best! Buying a house, especially for the first time, can be intimidating, but Jessica was always available for any questions and smoothly guided us through the home buying process. She was very helpful and responsive.
Reply from Jessica Bernstein
Thank you, April! I enjoyed working with you!

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