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Jessica Bernstein

Jessica Bernstein

Loan Officer

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Q&A with Jessica Bernstein

What made you decide to be a BankSouth Loan Officer?

I took the leap into the mortgage industry immediately after the housing market crash of 2009. Drawn by the desire to help people accomplish their goals of home ownership, I figured the market could only go up from there… and it sure did!

What accomplishments you’re most proud of?

I am most proud of establishing long standing relationships with real estate agents and clients and increasing my sales volume year after year.

What makes you different than others in your profession?

By employing a hands-on approach, open communication, customer service excellence, and efficiency, I believe in treating every client like they’re my only client. At the end of each transaction, I want everyone to feel knowledgeable and confident in their financing and decision-making.

What do you enjoy doing on weekends?

I enjoy walking my Goldendoodles, Scout and Wallace, playing tennis, and trying new restaurants in Atlanta with my husband, Joe.

Bio of Jessica Bernstein

Jessica has been in the mortgage industry for 14 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Her consistent communication and diligence lay the foundation for a phenomenal customer experience. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jessica Bernstein

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J. Lawrence
Posted on May 12, 2022
Jessica was awesome! She was so helpful throughout the entire process. Anytime I had questions, she was more than willing to chat through them. Home buying can be scary, especially if it’s your first time. But Jessica’s willingness to help me understand all things home buying really put me at ease.
Posted on May 10, 2021
We had such a great experience working with Jessica and Banksouth! The process was efficient and communication was clear and timely. We couldn’t have asked for things to go any smoother! Thank you, Jessica!
Al Terrell
Posted on May 22, 2019
Jessica was very prompt with responses and provided straightforward answers and advice. She would even reach out after hours to crunch numbers and answer questions.
Blair Huckeba
Posted on June 11, 2018
As a realtor, I deal with lenders from various companies on a daily basis. I truly believe Jessica Jakulski is by far the best in the business. So much so that I used her on the purchase of my personal home in May 2017. Jessica is thorough, detail-oriented, honest, responsive, and truly cares about her client. Her goal is not just to get the deal done, but to make a client for life. She consistently exceeds the expectations of not only me, but the clients I refer to her as well. And I have never had a transaction with Jessica NOT close on time. If you want a lender who will thoroughly explain every step of the process to you, respond to your questions (day or night!), fight to get you the best rate, and close your loan on time without hiccups, then Jessica is your girl!

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