Nic Smith

I couldn't imagine my home buying process without BankSouth Mortgage! Rebecca and Luiggi are the best! They kept open lines of communication with my realtor, updated me on all processes, and reached out in a timely manner whenever I needed to upload documents to the portal. I felt like a priority. I recommend BankSouth for all home buyers.

Where do I even begin? I first connected with Nic when I was considering purchasing a townhome. From our very first conversation, I knew I had found the right lender. He communicated clearly, took the time to understand my unique situation as a business owner, and gave me complete confidence in his ability to guide me through the process. Although I wasn't able to purchase a home during that time due to a variety of circumstances, Nic never gave up. Instead, he helped me create a clear plan and explained exactly what I needed to do to become mortgage-ready. As a business owner, I knew my financial situation could be more complex than the average buyer's, but Nic made me feel understood, supported, and reassured every step of the way. Today, I'm proud to say I'm a first-time homeowner because of Nic and his incredible team. After hearing so many stressful homebuying stories, I can honestly say my experience was remarkably seamless. A special thank you to Luiggi, the team's processor, who was exceptional throughout the process. He communicated thoroughly, kept me informed, and was always accessible whenever I had questions. I am truly grateful to Nic, Luiggi, and the entire BankSouth team for their professionalism, dedication, and genuine commitment to helping people and families achieve homeownership. I couldn't recommend them more highly.

Excellent team that will assist you whenever you have questions or concerns. Provided knowledge that will help whomever needs it for their home buying ventures. Thank you for helping me obtain my 1st and new home!

Wonderful team! Always there to support you through the whole loan process. If they didn’t know an answer they would find it for me and it truly made my first home buying experience a breeze at the end of it all.

A seamless a stress free process.

I started to work with Nic Smith and Luiggi Amoretti around April 1st and let me tell you, both guys are AMAZING!! They communicated fast and even helped my buyer with an FHLB program that got his closing cost as well as his down-payment covered. I highly suggest to all future home owners to give them a try, YOU WON'T REGRET IT!

The Smith Rhodes team did an outstanding job throughout our transaction. Their communication was clear, timely, and proactive, which made the entire process smooth from start to finish. I truly appreciate the professionalism and attention to detail they brought to the closing. This success simply could not have happened without them. I look forward to working together again.

The fact that Rebecca showed up for my closing made me even more happy. I appreciate the professionalism and communication.

Luiggi Amoretti was extremely easy to work with and communication was outstanding throughout

The experience was effortless and I was always kept informed of the status.

What a smooth process. Thanks to Rebecca and Will, I’m happily living in my new Rocklyn Home at Emerald Fields in Hudson, Florida. You were always there to answer questions during the process and you quickly resolved a minor insurance matter after the fact. Thanks.

The Smith-Rhoades team at Banksouth Mortgage was Great to work with! Recently, I was fortunate enough to be a buyers agent during this transaction. Will and Rebecca, were with us every step of the way. They helped the buyer feel very comfortable and explained everything to him that he asked in easy to understand terms. They were patient, Time efficient and delightful to work with through the entire process. They saved a lot of stress on our end, even when the closing date was moved up… They Made the transaction seamless. I would recommend working with this team whenever possible!

Nic and his team at BankSouth Mortgage were fantastic to work with! They kept me in the loop every step of the way and made the entire process so easy and stress-free. I truly appreciated their clear communication and support throughout. Highly recommend!

I was beyond satisfied with the service I received! Nic was extremely attentive & always provided a quick response whenever I had a question. Nic also provided exceptional guidance during the entire process before closing day. As a first time homebuyer the whole process is a bit overwhelming but when you have the right guidance it makes a work of a difference. 

My experience with the Smith-Rhoades team was phenomenal. Highly recommended using BankSouth mortgage, Rebecca and Patti we’re very responsive and committed to helping me buy my first home. I couldn’t have done it without them.