Rickey Powell
Senior Loan Officer
- Cell: (229) 326-0668
- 106 W. 8th Street Tifton, GA 31794
- NMLS ID #: 232057
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Rickey Powell
13
Total Reviews
H
Hunter L C
FITZGERALD - GA
Posted on May 27, 2023
Communication!!
D
Deprise C S
FITZGERALD - GA
Posted on May 25, 2023
I appreciate you Rickey! You were there to help give me advice and guidance during the whole process
J
Jeffery T
FITZGERALD - GA
Posted on April 18, 2023
Rickey made it happen!
L
Logan E H
STATESBORO - GA
Posted on April 10, 2023
Very helpful
E
Emelie E T
MOULTRIE - GA
Posted on April 7, 2023
Ricky is very communicative and easy to work with! I felt confidence in his expertise, which left me feeling confident as we navigated the house buying and home loan process. I 10/10 recommend Ricky!
S
Sara L C
TIFTON - GA
Posted on March 31, 2023
Rickey is great. Very knowledgeable and helpful. It made buying a house a really great experience!
M
Morgan R P
NAYLOR - GA
Posted on March 8, 2023
Ricky has to the most patient person there is. He was always available answer to every question my husband or I had. He took a lot of stress off our shoulders knowing that we could trust him. We will only use Ricky if we ever decide to purchase another home in the future.
L
Lucy N A
TY TY - GA
Posted on February 21, 2023
Fast and easy!
J
Joanna W G
TIFTON - GA
Posted on February 8, 2023
..........
J
Jacob H S
TIFTON - GA
Posted on January 13, 2023
Mr. Rickey was fantastic to deal with. He went above and beyond to help me in the home buying process. If you are a 1st time home buyer I couldn't recommend him enough! He was readily available, very helpful, and always willing to answer my questions. 10/10!!
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.