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BankSouth Mortgage graphic showing a line chart of historic mortgage rates from 1971 to 2026. The graph peaks sharply in the early 1980s before steadily declining over the following decades, with a recent increase around 2023. Text reads “Historic Mortgage Rates by Decade: How Today’s Rates Compare.”

Historic Mortgage Rates by Decade: How Today’s Rates Compare

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Today’s mortgage rates are higher than the record-low rates many buyers remember from 2020…
Newly built suburban home with modern exterior, driveway, and landscaped front yard

New Construction Homes: What to Know Before You Build in Today’s Market

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Building a new home can offer flexibility, personalization, and modern features, but it also…
A woman sits at a kitchen table reviewing paperwork while holding a coffee mug, with a notebook and phone nearby in a bright, modern home.

National Home Warranty Day: What Every Homebuyer Should Know Before Closing

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Each year on February 10, National Home Warranty Day serves as a timely reminder for homebuyers…
Young couple unpacking boxes in their new home, symbolizing a hopeful start to homeownership.

Low or No Credit Score? You May Still Qualify for a Mortgage

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A Big Change That Could Help You Qualify For A Home Loan Have you ever been told you couldn’t…

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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.