Homebuyer Education Archives - BankSouth Mortgage

Consumer reviewing Buy Now, Pay Later payment options on a smartphone while managing personal finances.

Can Buy Now, Pay Later Affect Mortgage Approval? What Homebuyers Need to Know

Homebuyer Education

Can Buy Now, Pay Later affect mortgage approval? It can, depending on how those payment obligations…

BankSouth Mortgage graphic showing a line chart of historic mortgage rates from 1971 to 2026. The graph peaks sharply in the early 1980s before steadily declining over the following decades, with a recent increase around 2023. Text reads “Historic Mortgage Rates by Decade: How Today’s Rates Compare.”

Historic Mortgage Rates by Decade: How Today’s Rates Compare

Homebuyer Education, Rates

Today’s mortgage rates are higher than the record-low rates many buyers remember from 2020…

Newly built suburban home with modern exterior, driveway, and landscaped front yard

New Construction Homes: What to Know Before You Build in Today’s Market

Homebuyer Education, Mortgage Process, Mortgage Types, Tips

Building a new home can offer flexibility, personalization, and modern features, but it also…

A woman sits at a kitchen table reviewing paperwork while holding a coffee mug, with a notebook and phone nearby in a bright, modern home.

National Home Warranty Day: What Every Homebuyer Should Know Before Closing

Homebuyer Education, Homeowner Benefits

Each year on February 10, National Home Warranty Day serves as a timely reminder for homebuyers…

Young couple unpacking boxes in their new home, symbolizing a hopeful start to homeownership.

Low or No Credit Score? You May Still Qualify for a Mortgage

Credit, Homebuyer Education, Mortgage Process

A Big Change That Could Help You Qualify For A Home Loan Have you ever been told you couldn’t…

Modern two-story suburban home with warm exterior lighting at sunset, representing the dream of homeownership.

Your Complete Homebuyers Guide

Credit, Homebuyer Education, Mortgage Process, Tips

Buying a home is one of life’s biggest milestones, and one of the most exciting. Whether…

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