Home / Mortgage Types
Newly built suburban home with modern exterior, driveway, and landscaped front yard

New Construction Homes: What to Know Before You Build in Today’s Market

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Building a new home can offer flexibility, personalization, and modern features, but it also…
Real estate agent showing a home to a young couple with a baby, discussing mortgage options

How Real Estate Agents and Builders Can Help More Clients Get Approved with Flexible Loan Solutions

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Not every buyer fits the traditional mortgage mold, and in today’s shifting market, you can’t…

Mortgage 101: What Every First-Time Homebuyer Needs to Know

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Welcome, future homeowners! At BankSouth Mortgage, we understand that buying your first home…

Discover Your Home’s Value: The Power of Cash-Out Refinancing

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If you're a homeowner, you're most likely sitting on some serious cash with the equity in your…

Revamp Your Home with Renovation Loans: A Head-to-Head Comparison of HomeStyle® vs CHOICERenovation®

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Fannie Mae HomeStyle® and Freddie Mac CHOICERenovation® are two popular renovation loan programs…

Improving Curb Appeal: What to Look For and Ways to Finance It

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Spring is right around the corner, and with it comes warmer temperatures and the anticipation…

Know Your Mortgage Loan Options

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Major types of mortgage loans include: Fixed-rate loans. Because they offer a monthly…
What is a 2-1 Buydown

What is a 2-1 Buydown?

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Reduce mortgage payments for the first two years of the loan with a 2-1 buydown from BankSouth…
Why You Should Consider Refinancing Your Mortgage

Why You Should Consider Refinancing Your Mortgage

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Get a Lower Rate, Take Cash Out of Equity, or Get Rid of PMI When you refinance a loan, you…
What is a renovation loan

What is a renovation loan?

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A renovation loan is a type of loan that borrowers can use to make renovations to their current…
Couple sitting on the floor of their new home surrounded by moving boxes, celebrating together

VA Loans Explained: Benefits, Eligibility, and FAQs

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VA loans can be one of the most powerful home financing options available, but many buyers…

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BankSouth Mortgage Company, LLC, NMLS #690971, is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC. BankSouth Mortgage Company, LLC, is not a bank or other depository institution and is not FDIC-insured. Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.