Self-employed woman reviewing bills and bank statements at home with laptop and calculator while preparing for a mortgage application

How to Get Mortgage-Ready When You’re Self-Employed

, , ,
Many self-employed borrowers assume they can’t qualify for a mortgage without W-2s, but that’s…

Mortgage Recast: A Smart Way to Lower Your Payment After You Sell

, ,
Picture this: your agent wants your current house spotless and staged so you can snag a top-dollar…

First-Time Buyers Surge in 2025: What 58% Means for Gen Z, Millennials, and the Market

, , ,
The Next Generation of Homebuyers Is Here—and They’re Making a Statement First-time homebuyers…

Unlocking Homeownership: Simplifying the Mortgage Process with ReadyLoan®

,
ReadyLoan®, a digital mortgage platform by BankSouth Mortgage, is revolutionizing the home…

The Pros and Cons of Private Mortgage Insurance (PMI)

,
At BankSouth Mortgage, we understand that the path to homeownership is different for everyone.…

Tips for Securing the Best Mortgage Rates

, , ,
Securing the best mortgage rate can significantly impact your home-buying journey, potentially…
You-Can-Challenge-Inaccurate-Appraisals

You Can Challenge Inaccurate Appraisals

Accurate appraisals play a crucial role in maintaining the integrity of mortgage lending, the…

Why Aren’t ARMs More Popular in This Increasing Interest Rate Environment?

,
The answer to this question involves an intricate dance between risk, time, and interest—all depicted in a single graph: the Treasury Yield Curve.

Navigating the Home-Buying Journey: Your Route to a Successful Purchase with Pre-Approval

The home-buying journey can often feel like a thrilling roller coaster ride. From the excitement of browsing through listings to the exhilarating rush when you find 'the one', each moment is a blend of anticipation and intrigue...

The Basics of Selling Your Home

, , ,
Like buying a new home, selling your home can be an emotional and complex process. You can…

How to Find Your New Home

, , , ,
There are two main ways to search for your new home.  First, you can calculate how much you…
Application Checklist

Application Checklist

, ,
The following is a list of the documents that will be requested at the beginning of the loan…