Bart Patterson
Loan Officer
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Bart Patterson
23
Total Reviews
A
Andrew L M
CUMMING - GA
Posted on April 17, 2023
Great team who was very helpful through the whole process.
A
Alexander S A
MARIETTA - GA
Posted on April 9, 2023
Bart & the team at BankSouth made my first home-buying experience easy and clear.
B
Barbara A D
WOODSTOCK - GA
Posted on November 16, 2022
Bart was very attentive and knowledgeable. He answered questions promptly and always was polite and personable. I would recommend his services to anyone that needed a stress free experience getting a mortgage.
M
Martin H
ATLANTA - GA
Posted on November 16, 2022
Great experience, Bart and the team were very helpful.
G
Gregory J B
ARAGON - GA
Posted on November 14, 2022
Clear instructions and compassionate employees
R
Randall S D J
WOODSTOCK - GA
Posted on November 11, 2022
It was very easy collecting the necessary paperwork to precede with the mortgage application and if I had any questions, they were quickly addressed by Bart. This was truly a "no muss no Fuss" process from start to finish. I will recommend Bank South to any and all that are looking for a mortgage.
S
Sarah H
ATLANTA - GA
Posted on November 10, 2022
Bart was so helpful during this entire process. I came into this with limited knowledge of home buying, but he made it simple and enjoyable. He answered any of my questions immediately. He was also able to take care of all my requests. I will be recommended him to anyone that is buying a home. Thank you for all your help on buying our dream home!
M
Michelle L W
MARIETTA - GA
Posted on August 16, 2022
Bart was awesome to work with. He's provided great advice on more than one loan. His response time to questions is fantastic, most of the time within an hour but certainly responds same day 100% of the time.
S
Sebastian S
DULUTH - GA
Posted on May 28, 2022
Bart took care of every detail end to end. When I had issues, he suggested solutions that were easy to implement and saved me from having to stress. I will definitely return to Bank South for future needs and will be recommending Bart to anyone I know. Thanks again for such a smooth process!!
A
Angela N
BALL GROUND - GA
Posted on May 5, 2022
Bart is an amazing lender in every way! He was very helpful, patient and walked me through the entire process.
Mortgage Calculator
BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.