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Bart Patterson
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Q&A with Bart Patterson

What made you decide to be a BankSouth Loan Officer?

I started my career in the mortgage industry in 1998 not knowing much at all about the business. My first two transactions were for hard-working buyers that had previous credit issues but were working very hard to achieve the dream of home ownership. We were able to work through the obstacles and both families ended up homeowners. I was immediately struck by the service nature of our business and have always embraced the challenge of working through homebuying obstacles.

What do you enjoy doing on weekends?

Easy – talking to homebuyers in need of a mortgage. When not doing that, you can find me at some field, gym, or stadium watching my kids compete in youth athletics.

What significant drivers that motivated you to learn your profession?

I believe in being a life-long learner. Our industry has changed so much in my 25 year career. This has created the need to constantly adapt and improve our processes. Between technology advances, product guideline changes, and the shift in how homebuyers engage the market, I have tried hard to continually learn and adapt to provide the best mortgage experience possible.

Bio of Bart Patterson

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.


Awards

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Bart Patterson

5
Ratings
41
Total Reviews

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B
Bobbie Hewatt
Posted on April 18, 2024
5.0
Reply from Bart Patterson
Thank you for your positive feedback, Bobbie! We appreciate your business and hope to continue serving you well in the future. If you have any concerns or questions, please do not hesitate to reach out to me at (404) 583-1146. Congratulations on your new home!
B
Beverly Hewatt
Posted on April 18, 2024
5.0
Communicates very well thru out the process making the approval go much faster. No last minute surprises.
V
Vyom Shrivastava
Posted on April 18, 2024
5.0
Bart helped me a lot throughout the process. He and his team is really understanding and made our process to obtain our loan very smooth. Their communication is splendid and they go above and beyond to help their customers
Reply from Bart Patterson
I'm so glad to hear you had a positive experience, Vyom! My team at BankSouth Mortgage and I strive to provide the best service and communication throughout the loan process. Your feedback is greatly appreciated and it's wonderful to know that we were able to meet your expectations. Thank you for choosing us for your mortgage needs, and we're always here if you need anything in the future.
J
Joshua Hewing
Posted on February 5, 2024
5.0
I was very pleased with my home-buying experience with BankSouth. Everyone I interacted with at this company was extremely helpful! The mobile/web app was nice to have for notifications on tasks to be completed and useful in keeping track of the steps in the entire process. This is my first home and I’m glad that I was able to get it done with BankSouth!
Reply from Bart Patterson
I'm thrilled to hear that you had a positive experience with your first home purchase, Joshua. Our team at BankSouth Mortgage always strives to provide exceptional service, and I'm glad we met your expectations. We're particularly happy you found our mobile/web app useful and easy to navigate. Your satisfaction is our top priority and your feedback is greatly appreciated. Thank you for choosing us for your mortgage needs. If you have any future questions or needs, please don't hesitate to get in touch.
S
Shelia Renee Cooper
Posted on February 5, 2024
5.0
We had an awesome experience and will recommend BankSouth and Bart Patterson to anyone we know. All questions and concerns were quickly answered and it was a pleasure working with all members of this team. Thank you for everything.
Reply from Bart Patterson
I'm delighted to hear that you had an excellent experience with our team at BankSouth Mortgage. Thank you for your trust, Shelia. Your positive feedback is greatly appreciated and your recommendation means a lot to us. If you have any more questions or need assistance in the future, please don't hesitate to reach out. Thanks again! - Bart Patterson
J
Jordan Hewing
Posted on February 2, 2024
5.0
Bart and the BankSouth team made my first home-buying experience very easy.
Reply from Bart Patterson
I'm thrilled to hear that your first home-buying experience with BankSouth Mortgage was an easy and positive one, Jordan! Our team always strives to provide excellent service and make the process as seamless as possible. I'm delighted to know we achieved that for you. Thank you for taking the time to leave a 5-star review! It was a pleasure working with you.
E
Elizabeth Morales-Ramos
Posted on January 13, 2024
5.0
Buying a home can be an intimidating and challenging experience. Therefore, it requires the best support team possible by your side. I can't imagine a better experience than the one I had with Bart and his team. I am very grateful for the recommendation during my home-buying process. Bart and his team assisted me with an expedited closing and provided advice and support during every step. I will be sending friends and family to them in the future.
Reply from Bart Patterson
I'm truly humbled by your kind words, Elizabeth. It was an absolute pleasure to assist you throughout the home-buying process. I'm thrilled to hear that you felt supported and well-advised every step of the way - that's what we strive for at BankSouth Mortgage. Your satisfaction is our topmost priority, and it's great to know we hit the mark with you. We look forward to serving your friends and family in the future and once again, thank you for your trust in us.
H
Hayden Richardson
Posted on December 3, 2023
5.0
bart and his team are the best. they made the entire process extremely smooth!
Reply from Bart Patterson
I'm pleased to hear that you found our process to be smooth, Hayden. It's always our aim to provide the best possible service at BankSouth Mortgage. Your kind words mean a lot to me and my team. Thank you for your high rating and positive feedback. We look forward to assisting you again in the future.
K
Kimiya Richardson
Posted on November 28, 2023
5.0
bart and his team made this process so stress free and smooth!
Reply from Bart Patterson
Thanks Kimi for your kind review! I hope you and Hayden have many happy years in your new home.
E
Eric Hamilton
Posted on November 18, 2023
5.0
Consistent and thorough communication.
Reply from Bart Patterson
I sincerely appreciate your feedback, Eric. Communication is key in our line of work, and I'm glad to hear that you found mine to be consistent and thorough. Your 5-star rating means a lot to me and the whole team here at BankSouth Mortgage. Remember, we're always here to assist with any future needs. Thank you for trusting us with your mortgage needs.
W
Walter Fizer
Posted on November 1, 2023
5.0
Bart and his team were referred to me by my amazing realtor Roxie Hernandez. I've heard horror stories about the mortgage / underwriting process so I came with some built in anxiety. I can truly say that Bart with Bank South made the process a breeze. They stayed in constant contact with me keeping me up to date about where we where in the process and what I could expect. I would recommend Bart and Bank South to anyone for their home purchasing needs! Walt Fizer
Reply from Bart Patterson
Thank you so much for your kind words, Walter. I'm thrilled to hear that our team could alleviate some of your anxiety and make the mortgage process a breeze for you. Keeping our clients informed and at ease is always our goal. It was truly a pleasure to work with you and assist with your home purchasing needs. If you or anyone you know ever need assistance in the future, please don't hesitate to get in touch. Thanks again for choosing BankSouth Mortgage. Best regards, Bart Patterson.
R
Richard Dobbie
Posted on November 1, 2023
5.0
Every one was very helpful. I was kept in the loop about everything & you walked me thru everything & helped to understand what was going on.
Reply from Bart Patterson
I'm thrilled to hear that you had a positive experience with us at BankSouth Mortgage, Richard. Your satisfaction is our top priority, and it's reassuring to know that our team's efforts to keep you informed and guide you through each step were successful. We appreciate your 5-star rating and your kind words. Thank you for choosing and trusting us with your mortgage needs.
A
Anand Tatikayala
Posted on September 30, 2023
5.0
Guidance & support was superb till the end.
Reply from Bart Patterson
Hi Anand, thank you so much for working with BankSouth Mortgage and for your kind review. We enjoyed working with you and wish you many happy years in your beautiful new home. Thanks, Bart.
J
Jay Desai
Posted on August 27, 2023
5.0
Bart went above and beyond to ensure the paperwork was in place at the right time and, most importantly, to ensure the numbers all worked out. He was able to navigate the numerous external hiccups that came our way, remaining calm and confident that everything will work out. I HIGHLY recommend Bart: that's why this is my second (and unlikely to be last) time to utilize Bart for a mortgage.
Reply from Bart Patterson
Thank you Jay, for taking the time to share your kind words. I am so happy to hear that I was able to make the process as smooth and stress-free as possible. It means a lot to me to know that you would come back for a second time. I look forward to working with you again soon!
S
Sadana Indukuri
Posted on August 22, 2023
5.0
BankSouth made our entire home buying experience a breeze! From their transparent processes to their constant communication, they made it easy to understand what my application needed and how to submit the requirements. If there was any questions, they made sure to call me right away so that there was no time lost. Unfortunately our first contract fell through due to the sellers title issues and we were caught in a bind. However, BankSouth came through for us and helped us close on our new house within a record 10 days to keep our rate lock. We are incredibly grateful to the BankSouth team, and we can not recommend them enough to our friends and family.
Reply from Bart Patterson
Thank you very much, Sadana, for your wonderful feedback. It was a pleasure assisting you with the home buying process. I'm glad to hear that you found our processes transparent and communication efficient. I'm also happy to know that we were able to help you close on your new house within the record time, despite the initial hiccups with the sellers. Your recommendation to family and friends means a lot to us. Thank you for choosing BankSouth Mortgage, we look forward to serving you again in the future.
C
Christopher Reid
Posted on August 3, 2023
5.0
Bart has helped me and my wife on several occasions and has been more than helpful and always available to answer any questions. Thanks!
Reply from Bart Patterson
Hi Chris -- thank you so much for your kind review. Best of luck in your new home!
L
Leslie Ouimette Jones
Posted on July 3, 2023
5.0
Bart Patterson at BankSouth was totally professional, provided quick responses, and patiently answered all of my questions. I would highly recommend using him to secure a mortgage. I enjoyed working with him and would do so again. Five star service.
Reply from Bart Patterson
Leslie -- Thank you so much for your kind review and congratulations on your new home!
Y
Yogesh Patel
Posted on June 11, 2023
5.0
Bart was extremely helpful and always pleasant. My emails were answered timely. I had a good experience with him.
Reply from Bart Patterson
Thank you so much for your kind review and congratulations on your beautiful new home!
B
Bobby Worthington II
Posted on May 30, 2023
5.0
Everything went quick and smoothly. Everyone kept me informed of what I needed to know and things I needed to do for an easy transition
Reply from Bart Patterson
Bobby -- thanks for your review and congratulations on your new home!
A
Andrew Lee McClary
Posted on April 16, 2023
5.0
Great team who was very helpful through the whole process.
Reply from Bart Patterson
Thank you so much for the review and congratulations on your new home!

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