Blog - Latest News
Bart Patterson
Apply Now Add to Contacts

Q&A with Bart Patterson

What made you decide to be a BankSouth Loan Officer?

I started my career in the mortgage industry in 1998 not knowing much at all about the business. My first two transactions were for hard-working buyers that had previous credit issues but were working very hard to achieve the dream of home ownership. We were able to work through the obstacles and both families ended up homeowners. I was immediately struck by the service nature of our business and have always embraced the challenge of working through homebuying obstacles.

What do you enjoy doing on weekends?

Easy – talking to homebuyers in need of a mortgage. When not doing that, you can find me at some field, gym, or stadium watching my kids compete in youth athletics.

What significant drivers that motivated you to learn your profession?

I believe in being a life-long learner. Our industry has changed so much in my 25 year career. This has created the need to constantly adapt and improve our processes. Between technology advances, product guideline changes, and the shift in how homebuyers engage the market, I have tried hard to continually learn and adapt to provide the best mortgage experience possible.

Bio of Bart Patterson

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.


Awards

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Bart Patterson

4.98
Ratings
39
Total Reviews
Powered by Experience.com
S
Shelia R C
PENDERGRASS - GA
Posted on February 5, 2024
5.0
verified-review
We had an awesome experience and will recommend BankSouth and Bart Patterson to anyone we know. All questions and concerns were quickly answered and it was a pleasure working with all members of this team. Thank you for everything.
Reply from Bart Patterson
I'm delighted to hear that you had an excellent experience with our team at BankSouth Mortgage. Thank you for your trust, Shelia. Your positive feedback is greatly appreciated and your recommendation means a lot to us. If you have any more questions or need assistance in the future, please don't hesitate to reach out. Thanks again! - Bart Patterson
J
Joshua H
MARIETTA - GA
Posted on February 5, 2024
5.0
verified-review
I was very pleased with my home-buying experience with BankSouth. Everyone I interacted with at this company was extremely helpful! The mobile/web app was nice to have for notifications on tasks to be completed and useful in keeping track of the steps in the entire process. This is my first home and I’m glad that I was able to get it done with BankSouth!
Reply from Bart Patterson
I'm thrilled to hear that you had a positive experience with your first home purchase, Joshua. Our team at BankSouth Mortgage always strives to provide exceptional service, and I'm glad we met your expectations. We're particularly happy you found our mobile/web app useful and easy to navigate. Your satisfaction is our top priority and your feedback is greatly appreciated. Thank you for choosing us for your mortgage needs. If you have any future questions or needs, please don't hesitate to get in touch.
J
Jordan H
MARIETTA - GA
Posted on February 2, 2024
5.0
verified-review
Bart and the BankSouth team made my first home-buying experience very easy.
Reply from Bart Patterson
I'm thrilled to hear that your first home-buying experience with BankSouth Mortgage was an easy and positive one, Jordan! Our team always strives to provide excellent service and make the process as seamless as possible. I'm delighted to know we achieved that for you. Thank you for taking the time to leave a 5-star review! It was a pleasure working with you.
E
Elizabeth M
SANDY SPRINGS - GA
Posted on January 13, 2024
5.0
verified-review
Buying a home can be an intimidating and challenging experience. Therefore, it requires the best support team possible by your side. I can't imagine a better experience than the one I had with Bart and his team. I am very grateful for the recommendation during my home-buying process. Bart and his team assisted me with an expedited closing and provided advice and support during every step. I will be sending friends and family to them in the future.
Reply from Bart Patterson
I'm truly humbled by your kind words, Elizabeth. It was an absolute pleasure to assist you throughout the home-buying process. I'm thrilled to hear that you felt supported and well-advised every step of the way - that's what we strive for at BankSouth Mortgage. Your satisfaction is our topmost priority, and it's great to know we hit the mark with you. We look forward to serving your friends and family in the future and once again, thank you for your trust in us.
H
Hayden R
CUMMING - GA
Posted on December 3, 2023
5.0
verified-review
bart and his team are the best. they made the entire process extremely smooth!
Reply from Bart Patterson
I'm pleased to hear that you found our process to be smooth, Hayden. It's always our aim to provide the best possible service at BankSouth Mortgage. Your kind words mean a lot to me and my team. Thank you for your high rating and positive feedback. We look forward to assisting you again in the future.
K
Kimiya R
CUMMING - GA
Posted on November 28, 2023
5.0
verified-review
bart and his team made this process so stress free and smooth!
Reply from Bart Patterson
Thanks Kimi for your kind review! I hope you and Hayden have many happy years in your new home.
E
Eric H
CONYERS - GA
Posted on November 18, 2023
5.0
verified-review
Consistent and thorough communication.
Reply from Bart Patterson
I sincerely appreciate your feedback, Eric. Communication is key in our line of work, and I'm glad to hear that you found mine to be consistent and thorough. Your 5-star rating means a lot to me and the whole team here at BankSouth Mortgage. Remember, we're always here to assist with any future needs. Thank you for trusting us with your mortgage needs.
R
Richard D
JASPER - GA
Posted on November 1, 2023
5.0
verified-review
Every one was very helpful. I was kept in the loop about everything & you walked me thru everything & helped to understand what was going on.
Reply from Bart Patterson
I'm thrilled to hear that you had a positive experience with us at BankSouth Mortgage, Richard. Your satisfaction is our top priority, and it's reassuring to know that our team's efforts to keep you informed and guide you through each step were successful. We appreciate your 5-star rating and your kind words. Thank you for choosing and trusting us with your mortgage needs.
W
Walter F
DALLAS - GA
Posted on November 1, 2023
5.0
verified-review
Bart and his team were referred to me by my amazing realtor Roxie Hernandez. I've heard horror stories about the mortgage / underwriting process so I came with some built in anxiety. I can truly say that Bart with Bank South made the process a breeze. They stayed in constant contact with me keeping me up to date about where we where in the process and what I could expect. I would recommend Bart and Bank South to anyone for their home purchasing needs! Walt Fizer
Reply from Bart Patterson
Thank you so much for your kind words, Walter. I'm thrilled to hear that our team could alleviate some of your anxiety and make the mortgage process a breeze for you. Keeping our clients informed and at ease is always our goal. It was truly a pleasure to work with you and assist with your home purchasing needs. If you or anyone you know ever need assistance in the future, please don't hesitate to get in touch. Thanks again for choosing BankSouth Mortgage. Best regards, Bart Patterson.
A
Anand T
GAINESVILLE - GA
Posted on September 30, 2023
5.0
verified-review
Guidance & support was superb till the end.
Reply from Bart Patterson
Hi Anand, thank you so much for working with BankSouth Mortgage and for your kind review. We enjoyed working with you and wish you many happy years in your beautiful new home. Thanks, Bart.

Mortgage Calculator

© Copyright 2024 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Web Design by M16 Marketing