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Home / Articles by Shachi Bhardwaj / Magic Kingdom & Mortgage Magic

Magic Kingdom & Mortgage Magic

Mortgage Update with Shachi Bhardwaj

Next week, we’re heading to Orlando for an unforgettable adventure—with our 5- and 4-year-old grandkids in tow (no parents, just us!). It’s their first Disney trip ever, and the excitement is through the roof.

Our plan? A whirlwind of Magic Kingdom, Legoland, and Peppa Pig Park.

But the real magic isn’t just in Mickey ears or roller coasters—it’s in how they see it all. Our 5-year-old even created her own color-coded calendar for June, complete with hair-washing reminders for each park day. (Future loan officer material? We think so!) 😄

As we pack sunscreen, snacks, and Mickey ears, it struck me:
Buying a home is a lot like planning a Disney trip.


Plan for the Life You Want to Live

When working with homebuyers, I often remind them: it’s not just about affording the mortgage. It’s about building a life within the home.

That life might include:

  • Family vacations
  • Dance lessons
  • Soccer Saturdays
  • Hosting backyard BBQs
  • Or simply going out for ice cream on a Friday night

Those little moments—the ones you can’t always quantify—matter.


Don’t Just Budget for the House—Budget for the Life in It

Yes, homeownership is a core part of the American dream. But so is making memories with the people you love.

And that’s tough to do if you’re house-rich but joy-poor.


Here’s Your Gentle Reminder:

  • Budget wisely.
  • Plan for the fun stuff, too.
  • Leave room for joy in your financial journey.

If you’re thinking of buying a home this summer—or know someone who is—I’d love to help. Let’s make sure the numbers support the life you want, not squeeze the joy out of it.

Let’s make room for the magic.


The BankSouth Mortgage Advantage:

Experience the speed of ReadyApprove from BankSouth Mortgage, where you can secure conditional approval for conforming loan limits within hours.

With ReadyLoan®, you can make this process even easier. Our digital platform lets you apply, track your loan progress, and submit documents securely—all from your computer or mobile device. You’ll be armed with the confidence to quickly submit an offer, and the seller will see you as a serious, prepared buyer.

Have peace of mind with our FREE one-time rate float-down* and no lender fee refinance options!

When you purchase your home with me at BankSouth Mortgage, you may be able to refinance later with no lender fees.** This program offers flexibility as life changes, with the potential for savings when it matters most.


* One-time float down available on 45-120 day rate locks. Float down must be executed at least 15 days prior to closing and must be at least .125 improvement. ** This offer may change or end at any time without notice. “No Lender Fees” refers to waived origination charges. Eligibility conditions apply. Subject to credit and property approval.

Blog post date: Thursday, June 5, 2025

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Shachi Bhardwaj By Shachi Bhardwaj
The opinions expressed within this article are the author’s and do not necessarily reflect the opinions or views of BankSouth Mortgage or its affiliates.
https://banksouthmortgage.com/wp-content/uploads/2024/07/Shachi_-_Mortgage_Update_Blog_header.png 984 1750 [email protected] https://banksouthmortgage.com/wp-content/uploads/2022/08/BankSouth-Mortgage-Logo.png [email protected]2025-06-05 20:51:262025-06-05 20:52:58Magic Kingdom & Mortgage Magic
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