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Articles by Shachi Bhardwaj

Understanding Home Insurance vs. Flood Insurance

As we enter storm season, it's a good time to clarify some key differences between home insurance…

Is Now the Time to Refinance? Let’s Find Your Sweet Spot

Are you waiting for the “perfect” rate to refinance? If so, you’ll find this information…

The Fed Rate Cut: Why The Mortgage Rate Didn’t Follow

I’ve recently been explaining to many of my clients why mortgage rates didn’t drop after…

Annual Escrow Breakdown: What You Really Need to Know

As fall rolls in, it’s also time for county property tax bills to become due. If you’re…

Your Guide to Comparing Lender Quotes

You’ve found your dream home and completed your due diligence by interviewing different lenders.…

Exciting News on Mortgage Rates & Smart Refinancing Tips

You may have already heard that mortgage interest rates are starting to edge lower. This is…

Navigating the Mortgage Process: Key Steps for a Smooth Closing

I was chatting with a realtor friend last week, and he mentioned that one of his buyers missed…

Home Insurance Essentials: Protect Your Home and Meet Lender Requirements

Home Insurance Overview: Home insurance, also called homeowners or hazard insurance, covers…

Should You Lock Your Mortgage Rate Today?

The CPI inflation data came in lighter than anticipated on Thursday. This meant that prices…

Home Appraisal vs. Home Inspection

I am always right, but I do want to concede and give credit where it is due. My dear husband,…

Understanding Home Appraisals vs. Inspections

I often find myself explaining to first-time buyers the importance and relevance of appraisals…

How to Successfully Appeal Your Property Tax Assessment

You all must have started receiving the dreaded property assessment notices from the county.…

How Cash-Out Refinancing Can Help You Beat Credit Card Debt

As you may have seen in the news, the Federal Reserve has decided to hold its key interest…

Selling Your Home? How a Mortgage Recast Can Save You Money

Are you selling a home and planning to use the proceeds for a significant down payment on your…

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