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Home / Articles by Shachi Bhardwaj / Got Your Property Tax Assessment? What to Do Next!

Got Your Property Tax Assessment? What to Do Next!

Mortgage Update with Shachi Bhardwaj

If your mailbox (or inbox) just delivered a surprisingly high property tax assessment… you’re not alone. We just received ours too, and it reminded me that it’s the perfect time to revisit this topic in my Weekly Update.

I’ve personally appealed our property taxes three times—and successfully lowered the assessed value each time. Here’s a quick guide to help you do the same:


How to Appeal Your Property Tax Assessment:

  • Check for Errors: Review your property details for mistakes, especially square footage. Don’t rely on Zillow—those estimates can be inflated.
  • Use a Sketch from an Appraisal: A drawing from a professional appraisal (if you have one) can be powerful evidence.
  • Find Recent Comparable Sales: Look for homes similar in size, age, and quality—not just nearby.
  • Highlight Upgrades in Higher-Priced Homes: If those homes have features like pools, new construction, or luxury finishes—point that out!
  • Use Assessments of Similar Homes: Compare your assessment to others with the same floor plan, age, and builder.
  • Be Reasonable with Your Request: A moderate reduction request has a higher chance of success.
  • Document Everything: Back up your appeal with photos, sale data, appraisals, or sketches—well-organized and clearly presented.

Want Help?

You can file an appeal yourself, or work with a professional service that only charges if they successfully reduce your bill. Some charge a flat fee, others take a percentage of the first year’s savings.


Missed the Homestead Exemption Deadline in Fulton County?

If you missed the April 1st deadline to file for a homestead exemption for 2025, here’s some good news for Fulton County residents:

  • Once you receive your 2025 Notice of Assessment, you have 45 days from that date to still file for this tax year.
    • To qualify, you must have owned and occupied your home as of January 1st, 2025.
    • Don’t miss this second chance to reduce your taxes!

If you’re thinking about appealing or just want a second opinion, I’m happy to help guide you through it—or help you understand how it might impact your escrow and mortgage payments.

Let’s make sure you’re not paying more than you should.


The BankSouth Mortgage Advantage:

Experience the speed of ReadyApprove from BankSouth Mortgage, where you can secure conditional approval for conforming loan limits within hours.

With ReadyLoan®, you can make this process even easier. Our digital platform lets you apply, track your loan progress, and submit documents securely—all from your computer or mobile device. You’ll be armed with the confidence to quickly submit an offer, and the seller will see you as a serious, prepared buyer.

Have peace of mind with our FREE one-time rate float-down* and no lender fee refinance options!

When you purchase your home with me at BankSouth Mortgage, you may be able to refinance later with no lender fees.** This program offers flexibility as life changes, with the potential for savings when it matters most.


* One-time float down available on 45-120 day rate locks. Float down must be executed at least 15 days prior to closing and must be at least .125 improvement. ** This offer may change or end at any time without notice. “No Lender Fees” refers to waived origination charges. Eligibility conditions apply. Subject to credit and property approval.

Blog post date: Friday, June 27, 2025

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Shachi Bhardwaj By Shachi Bhardwaj
The opinions expressed within this article are the author’s and do not necessarily reflect the opinions or views of BankSouth Mortgage or its affiliates.
https://banksouthmortgage.com/wp-content/uploads/2024/07/Shachi_-_Mortgage_Update_Blog_header.png 984 1750 [email protected] https://banksouthmortgage.com/wp-content/uploads/2022/08/BankSouth-Mortgage-Logo.png [email protected]2025-06-27 15:20:102025-06-27 15:20:17Got Your Property Tax Assessment? What to Do Next!
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