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Home / Articles by Shachi Bhardwaj / From Greek Isles to Swiss Alps: Travel Highlights—and a Mortgage Fun Fact

From Greek Isles to Swiss Alps: Travel Highlights—and a Mortgage Fun Fact

Mortgage Update with Shachi Bhardwaj

Last week I promised to share a few snapshots and highlights from our travels—and let me tell you, this trip was one for the books.

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Open image in lightbox: 007 Open image in lightbox: 007
Open image in lightbox: Athens Open image in lightbox: Athens
Open image in lightbox: Jungfrau1 Open image in lightbox: Jungfrau1
Open image in lightbox: Myknos Open image in lightbox: Myknos
Open image in lightbox: Rhine Falls Open image in lightbox: Rhine Falls
Open image in lightbox: Capri Open image in lightbox: Capri
Open image in lightbox: Ephesus Open image in lightbox: Ephesus
Open image in lightbox: Lauterbrunnen Open image in lightbox: Lauterbrunnen
Open image in lightbox: Rome Open image in lightbox: Rome
Open image in lightbox: Santorini Open image in lightbox: Santorini

Rome & the Cruise

We kicked things off in Rome (our second visit) with some classic sightseeing—wandering around the Colosseum, Vittoriano, and Arch of Constantine. On day two, we ditched the crowds for a small-group golf cart tour that zipped us through some of Rome’s hidden corners. Highly recommend!

From there, we set sail on a 9-day Eastern Mediterranean cruise. Some of the highlights:

  • Amalfi Coast & Capri – Fig-filled croissants in Sorrento, ravioli in Capri, and views that looked straight out of a painting.
  • Mykonos – Whitewashed alleys, blue domes, and the famous windmills.
  • Kusadasi, Turkey – The ruins of Ephesus were jaw-dropping—a city frozen in time.
  • Athens – The Acropolis and Parthenon still stand as a 2,500-year-old architectural mic drop.
  • Santorini & Crete – Santorini was as dreamy as the postcards (though our knees may vote for more time in Crete next trip).

One of the joys of cruising? Everything runs on autopilot—meals, excursions, logistics—all handled. Which made the next leg of our trip… let’s just say “adventurous.”


Switzerland Adventures

Switching from cruise life to Swiss trains was a reality check. We stumbled a bit navigating from Rome’s regional station to Termini, but by week’s end we were pros with the Swiss Rail app (minus one wrong turn to Rhine Falls—thank you to the kind local who pointed us back on track).

Highlights included:

  • Zurich – Dinner at Hiltl, the world’s oldest vegetarian restaurant, plus countryside views that belong on postcards.
  • Lauterbrunnen – Our hotel gave us the #007 James Bond room, and the Jungfrau (“Top of Europe”) felt straight out of a movie.
  • Lausanne – Days along Lake Geneva, strolling through the Olympic Museum, Old Town, and cathedral climbs made for the perfect finale.

Fun Fact Corner: Swiss Housing: Because I can’t resist weaving in a little mortgage trivia…

  • Median Swiss household income: CHF 75k–80k
  • Median home price: ~CHF 1M
  • Minimum down payment: 20%
  • Homeownership rate: ~43% (vs. 65% here in the U.S.)

It reminded me how fortunate U.S. buyers are—with programs that allow as little as 3% down, especially for first-time buyers.


Bottom Line

The trip gave me beautiful memories and fresh perspective: travel makes us grateful for home. Home is always our anchor. Whether it’s a starter home, a vacation getaway, or a forever home, I’m here to help make those possibilities real—with financing that fits your life.

Thanks for letting me share my highlights—I’d love to hear about your dream destination. Where’s on your bucket list? Maybe you’ll inspire our next adventure.


The BankSouth Mortgage Advantage

Experience the speed of ReadyApprove from BankSouth Mortgage, where you can secure conditional approval for conforming loan limits within hours.

With ReadyLoan®, you can make this process even easier. Our digital platform lets you apply, track your loan progress, and submit documents securely—all from your computer or mobile device. You’ll be armed with the confidence to quickly submit an offer, and the seller will see you as a serious, prepared buyer.

Have peace of mind with our FREE one-time rate float-down* and no lender fee refinance options!

When you purchase your home with me at BankSouth Mortgage, you may be able to refinance later with no lender fees.** This program offers flexibility as life changes, with the potential for savings when it matters most.


*One-time float down available on 45-120 day rate locks. Float down must be executed at least 15 days prior to closing and must be at least .125 improvement. ** This offer may change or end at any time without notice. “No Lender Fees” refers to waived origination charges. Eligibility conditions apply. Subject to credit and property approval.

Blog post date: Friday, September 26, 2025

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Shachi Bhardwaj By Shachi Bhardwaj
The opinions expressed within this article are the author’s and do not necessarily reflect the opinions or views of BankSouth Mortgage or its affiliates.
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