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Ivan Ramirez

Ivan Ramirez

Loan Officer

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Q&A with Ivan Ramirez

To what do you attribute your success?

• Being responsive to borrowers and agents EVERY TIME.
• Knowing how and when to bring value into any situation. GOOD or BAD.
• Bringing solutions and not problems to the table.
• Fluency in Spanish and English, enabling me to serve more clients and business partners.
• Displaying the right attitude. As John Maxwell says" People may hear your words, but they feel your attitude.

What do you aspire for clients to say about you?

I just want them to say that I was there every time they had a question, concern, or remark and that I made the process so smooth that they will refer me to their family and friends when someone asks if they know a mortgage lender that can help.

Bio of Ivan Ramirez

Meet Ivan Ramirez, your go-to bilingual Spanish-English mortgage loan officer based out of our Duluth, Georgia BankSouth Mortgage loan office. He is a dedicated father to two precious girls and a loving husband to Maria Ramirez for over 15 years. Together, their family cherishes simple moments - from enjoying an ice cream on a sunny day and watching Disney movies, like Aladdin and The Lion King, to embarking on offroad adventures during weekends in the north Georgia Mountains, Tennessee, or South Carolina.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Ivan Ramirez

4.97
Ratings
22
Total Reviews
Powered by Experience.com
E
Elia N
LITHIA SPGS - GA
Posted on April 20, 2024
5.0
verified-review
Muy amable y profesional. Nos ayudó en todo el proceso y fue muy paciente en todo el proceso. Fue claro con nuestras opciones y nos acompañó en todo momento . Excelente servicio.
D
Darwin L N
DACULA - GA
Posted on April 9, 2024
5.0
verified-review
Thank you for all your exelent support and great communication you did awesome service
Reply from Ivan Ramirez
I'm thrilled to hear that you are pleased with the service provided, Darwin. Your feedback is greatly appreciated and it was truly a pleasure to support and communicate with you throughout this process. We strive to provide excellent service at BankSouth Mortgage, and your satisfaction is our top priority. Thank you for your kind words and the five-star review.
J
Jesus R A
LITHONIA - GA
Posted on April 2, 2024
5.0
verified-review
Muy buen servicio recomendado para cualquier persona.
Reply from Ivan Ramirez
Muchas gracias, Jesus, por tu excelente calificación y por recomendarnos. Aquí en BankSouth Mortgage, nos esforzamos por ofrecer el mejor servicio posible a nuestros clientes. Estoy muy contento de saber que tu experiencia conmigo fue positiva. Si necesitas algo más en el futuro, no dudes en contactarme. ¡Gracias de nuevo!
A
Aurea C C
SNELLVILLE - GA
Posted on February 24, 2024
5.0
verified-review
Ivan was very knowledgeable, patient, and positive from beginning to end. The communication with Ivan was great! I appreciate how Ivan made this a fast and smooth process. I would gladly recommend BankSouth and Ivan to anyone going through this process.
Reply from Ivan Ramirez
I am thrilled to hear such positive feedback, Aurea! It was my pleasure to guide you through the process and ensure everything went as smoothly and swiftly as possible. I strive to provide the best communication and service to all. Your recommendation means a lot to me and BankSouth Mortgage. If you or anyone you know ever needs assistance in the future, please don't hesitate to reach out. Thank you again for your kind words and for trusting me with this significant step. Best Regards, Ivan Ramirez.
A
Alvaro M L
GAINESVILLE - GA
Posted on February 12, 2024
5.0
verified-review
Great communication, fast service and very professional. Highly recommend!
Reply from Ivan Ramirez
I'm truly glad to hear that you had such a positive experience, Alvaro. Your feedback is incredibly valuable to us at BankSouth Mortgage. It was my pleasure to provide you with fast and professional service, ensuring your needs were met. I really appreciate your recommendation and I'm here for any future assistance you may need. Thanks again for taking the time to share your experience and for the 5-star rating!
K
Karla L
RIVERDALE - GA
Posted on January 27, 2024
5.0
verified-review
Le agradezco mucho por ser uno de los mejores asesores financieros el es una persona que se toma el tiempo en ayudar en todas las dudas que tiene sobre tu préstamo bancario desde el día uno está con Tigo ayudando asta el final de el sierre yo lo recomiendo
Reply from Ivan Ramirez
Muchas gracias, Karla, por tus amables palabras y por tomarte el tiempo para compartir tu experiencia en BankSouth Mortgage. Estoy muy contento de haber podido ayudarte con tu préstamo bancario y de haber estado contigo hasta el final de tu proceso. Tu satisfacción es mi prioridad número uno y siempre trato de estar a la altura de esas expectativas. ¡Espero trabajar contigo en el futuro!
E
Enedina C O
CARTERSVILLE - GA
Posted on January 12, 2024
5.0
verified-review
Iván Ramirez hizo muy buen trabajo, fue amable en todo momento, y tuve mucha ayuda de su parte , muy agradecida con el
Reply from Ivan Ramirez
Estoy muy agradecido por tus amables palabras, Enedina. Es un placer para mí ayudar y me alegra saber que estuviste satisfecha con el servicio que ofrecí. En BankSouth Mortgage, valoramos mucho tu opinión y tu satisfacción es nuestra principal prioridad. Muchas gracias por tu valiosa evaluación. ¡Espero poder trabajar contigo en el futuro!
B
Brandon B
DAHLONEGA - GA
Posted on January 11, 2024
5.0
verified-review
Ivan helped my wife and I buy our first home and made the whole process super easy!
Reply from Ivan Ramirez
I'm absolutely thrilled to hear that you and your wife had a positive experience with your first home purchase, Brandon. It was my pleasure to guide you through the process and ensure everything went smoothly. At BankSouth Mortgage, we always strive for excellence and your 5-star rating is a testament to that commitment. Thank you for choosing us for your mortgage needs. Looking forward to working with you again in the future.
P
Payton B
DAHLONEGA - GA
Posted on January 11, 2024
5.0
verified-review
Ivan was absolutely amazing! He helped us through the entire process with patience and understanding. As first time home buyers, my husband and I were pretty overwhelmed at first, but thanks to Ivan he broke it down and made the process SO easy. We could not have been happier with how everything turned out!
Reply from Ivan Ramirez
I'm truly pleased to hear about your positive experience, Payton. It was my pleasure to guide you and your husband through the process and help to make it as simple as possible. Your satisfaction is my top priority, and I'm delighted to have exceeded your expectations. Thank you for taking the time to rate BankSouth Mortgage and myself with 5 stars. If you have any more questions or future needs, please do not hesitate to reach out. I enjoyed working with you!
H
Harold L
DACULA - GA
Posted on January 8, 2024
5.0
verified-review
Ivan was incredibly helpful in guiding my wife and me through the process of purchasing our first home. He patiently explained every detail, addressing even our most basic questions and making us feel knowledgeable by the end. Ivan remained accessible throughout the entire journey, extending his support even after the transaction concluded.
Reply from Ivan Ramirez
I am truly honored by your kind words, Harold. It was an absolute pleasure to guide you and your wife through the process of purchasing your first home. Your eagerness to understand every detail made my job even more rewarding. I strive to maintain open communication and continue providing support even after the transaction, and I'm glad that you felt the same. Remember, I am always here for any further assistance. Thanks again for entrusting me and BankSouth Mortgage with such an important milestone in your life.

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