A Quick Homeowner Reminder Before the April 1 Deadline
As we get closer to the April 1st deadline, I wanted to share a quick reminder for homeowners.
I’m still surprised by how many people who purchased their primary residence in the past couple of years never filed for their Homestead Exemption — which means they may be paying more property tax than necessary.
What Is a Homestead Exemption?
A Homestead Exemption reduces the taxable value of your primary residence, which can lower your annual property tax bill.
It applies only to owner-occupied homes — not rental or investment properties. The best part? Filing is free.
Important Deadline
For most counties in Georgia, the deadline to apply for the 2026 Homestead Exemption is April 1.
If you purchased your home in 2025 and it is your primary residence, this is the time to file.
A Special Note for Fulton County Homeowners 65+
Fulton County voters recently approved new senior homestead exemptions, including a Senior School Tax Exemption.
If you are 65 or older, it’s worth checking whether you qualify and making sure the required documentation has been submitted.
Why I Mention This
When reviewing refinance opportunities for past clients, I’m often surprised to see the homestead exemption was never filed — sometimes even two years after the purchase.
It’s a simple step that can make a meaningful difference in your annual property tax bill.
Bottom Line
If you purchased a home recently, take a moment to confirm that your Homestead Exemption has been filed.
And if you’re a Fulton County homeowner age 65 or older, make sure you’ve submitted the necessary information to take advantage of the new senior exemptions approved last year.
A few minutes of paperwork could save you money every year.
If you’re unsure where to file or need help finding your county’s tax office, I’m always happy to point you in the right direction.
Even if it’s just a quick question. No pressure. Just clarity.
The BankSouth Mortgage Advantage
Experience the speed of ReadyApprove from BankSouth Mortgage, where you can secure conditional approval for conforming loan limits within hours.
With ReadyLoan®, you can make this process even easier. Our digital platform lets you apply, track your loan progress, and submit documents securely—all from your computer or mobile device. You’ll be armed with the confidence to quickly submit an offer, and the seller will see you as a serious, prepared buyer.
Have peace of mind with our FREE one-time rate float-down* and no lender fee refinance** options!
When you purchase your home with me at BankSouth Mortgage, you may be able to refinance later with no lender fees. This program offers flexibility as life changes, with the potential for savings when it matters most.
*One-time float down available on 45-120 day rate locks. Float down must be executed at least 15 days prior to closing and must be at least .125 improvement. **This offer may change or end at any time without notice. “No Lender Fees” refers to waived origination charges. Eligibility conditions apply. Subject to credit and property approval.
Blog post date: Friday, March 13, 2026
