This Isn’t About Rates — It’s About YOU!
Before the holiday week begins, I wanted to take a moment to pause — not to talk about mortgages, rates, or FAQs — but to talk about gratitude.
This time of year, always makes me reflect on the people who make my work meaningful. And this year, I am especially thankful for the trust, support, and partnership so many of you have shown me.
To my clients: Thank you for trusting me with one of the biggest financial decisions of your life — whether it was buying your first home, purchasing your 10th investment property, refinancing during a confusing market, or calling me with questions long after closing.
Your trust means everything. You let me guide you, advocate for you, and simplify a process that can often feel overwhelming.
That is a privilege I never take for granted.
To my referral partners: Thank you for thinking of me when your buyers need clarity, calm, and a steady hand.
Thank you for sending your clients my way and believing that I will care for them with the same dedication you do. Your partnership is the backbone of my business, and I value your trust more than I can say.
To our closing attorneys: You help us shine at the finish line.
Thank you for treating our clients like your own, answering last-minute questions, refining the final details, and making sure nothing falls through the cracks.
A smooth closing doesn’t just “happen” — it’s the result of your professionalism, precision, and care.
To my silent soldiers — My BankSouth Team: This deserves bold letters: I could not do this without you.
Behind every smooth approval, every clean clear-to-close, every on-time closing, and every creative marketing request is a team of experts quietly making the magic happen.
You make me shine.
You make it possible for me to keep the promises I make to my clients, referral partners, and builders.
You hold the line when files get complicated, deadlines get tight, and the pressure is high — and you always find a way.
I may be the face they see, but you are the reason I can show up with confidence every single day.
Bottom Line: In a year full of market noise, shifting conditions, and endless “Will rates go up or down?” conversations… the constant has been the people I get to work with and serve.
To all of you — clients, partners, attorneys, and my incredible BankSouth team — thank you for trusting me, supporting me, and making this work so fulfilling.
Wishing you and your family a warm, joyful, and restful Thanksgiving.
With gratitude,
Shachi
P.S.: I’m also grateful the universe aligned all the stars for my pre-birthday dinner at my favorite Michelin-starred chef’s restaurant — Vikas Khanna’s Bungalow in NYC. Truly a memorable start to this season of gratitude.
The BankSouth Mortgage Advantage
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Have peace of mind with our FREE one-time rate float-down* and no lender fee refinance options!
When you purchase your home with me at BankSouth Mortgage, you may be able to refinance later with no lender fees.** This program offers flexibility as life changes, with the potential for savings when it matters most.
*One-time float down available on 45-120 day rate locks. Float down must be executed at least 15 days prior to closing and must be at least .125 improvement. ** This offer may change or end at any time without notice. “No Lender Fees” refers to waived origination charges. Eligibility conditions apply. Subject to credit and property approval.
Blog post date: Thursday, November 20, 2025
