Resources in Spanish to Help with the Mortgage Process

Financial institutions handle mortgage applications and closings in English, which can create a challenging language barrier if you prefer Spanish. Thankfully, various resources are available in Spanish to assist you in understanding the mortgage process and your loan documents. This article will introduce resources that can help you through the mortgage process.

Your Home Loan Toolkit

This resource is provided by the Consumer Financial Protection Bureau (CFPB) and is a helpful tool to help you find the right mortgage, understand your loan costs, and prepare to be a homeowner.

Loan Estimate

You will receive this document from your lender in English, and it will contain important details about the loan being offered. We recommend viewing this blank Spanish version to assist you in understanding your Loan Estimate.

Uniform Residential Loan Application

You will receive an English version of your loan application with your initial disclosure package and with your loan closing documents. You can use this Spanish version to help you confirm the information on your application is correct.

• Borrower information
• Additional Borrower
• Lender Loan Information
• Supplemental Consumer Information Form

Closing Disclosure

As you get closer to closing, you will want to view the Spanish version of a blank Closing Disclosure. You will receive a completed Closing Disclosure in English from your lender at least 3 days prior to closing, and it will contain important details about your loan and closing costs.

Step-by-Step Mortgage Guide

This document is provided by Freddie Mac and contains useful information regarding the mortgage process from application through loan closing.

Consumer Financial Protection Bureau Mortgage Information

The CFPB provides a variety of consumer tools on its website that can help you with the mortgage process in your preferred language.

Find a Housing Counselor

The US Department of Housing and Urban Development (HUD) recommends finding a housing counselor that offers services in Spanish. You can search for a counseling agency near you on this page.

At BankSouth Mortgage, we are prepared to guide you through the mortgage process, and our team is here to help you every step of the way.