Tips for Securing the Best Mortgage Rates

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Securing the best mortgage rate can significantly impact your home-buying journey, potentially…

How to Lock in a Mortgage Rate: A Comprehensive Guide

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Securing the best mortgage rate is a critical step in the home-buying process. Locking in a…

Why Aren’t ARMs More Popular in This Increasing Interest Rate Environment?

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The answer to this question involves an intricate dance between risk, time, and interest—all depicted in a single graph: the Treasury Yield Curve.

Overcoming Rising Rates: Solutions to Unlock Your Dream Home with BankSouth Mortgage

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If you've been keeping up with the news on interest rates, you might feel discouraged about…

Interest Rates: How Are They Determined?

Did you know that mortgage interest rates vary from person to person? Interest rates are based…
Buying-Down-Rates-Blog

“Paying Points” to Buy Down Interest Rates

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In this interest rate climate, it’s nice to have options for reducing what may otherwise…

Know Your Mortgage Loan Options

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Major types of mortgage loans include: Fixed-rate loans. Because they offer a monthly…
The-Truth-About-Mortgage-Rates

The Truth About Mortgages

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We’ve been hearing from clients who are concerned about mortgage interest rates. We’d like…
Fed-Rate-Hikes-and-Mortgage-Rates

Why is the Fed hiking rates, and does it affect mortgage rates?

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The U.S. Federal Reserve has hiked rates a few times this year. You may be wondering, why is…
Fixed-vs.-Adjustable

Fixed-Rate vs. Adjustable-Rate

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What is an ARM, and does it matter? When it is time to get a mortgage, it’s important to…
The Fed, Policy Rates and Inflation – What This Means For Mortgage Interest Rates

The Fed, Policy Rates and Inflation – What This Means For Mortgage Interest Rates

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At their most recent meeting, the Federal Reserve moved policy rates up by 0.5%. The Fed’s…
Fighting-Inflation,-Rate-Impact

Fighting Inflation, Rate Impact

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Looking to purchase or refinance a home? It may pay to act before rates rise further! Here’s…