
Tips for Securing the Best Mortgage Rates
Credit, Mortgage Process, Rates, TipsSecuring the best mortgage rate can significantly impact your home-buying journey, potentially…

How to Lock in a Mortgage Rate: A Comprehensive Guide
Rates, TipsSecuring the best mortgage rate is a critical step in the home-buying process. Locking in a…

Why Aren’t ARMs More Popular in This Increasing Interest Rate Environment?
Mortgage Process, RatesThe answer to this question involves an intricate dance between risk, time, and interest—all depicted in a single graph: the Treasury Yield Curve.

Overcoming Rising Rates: Solutions to Unlock Your Dream Home with BankSouth Mortgage
Market News, RatesIf you've been keeping up with the news on interest rates, you might feel discouraged about…
Interest Rates: How Are They Determined?
RatesDid you know that mortgage interest rates vary from person to person? Interest rates are based…
“Paying Points” to Buy Down Interest Rates
Rates, TipsIn this interest rate climate, it’s nice to have options for reducing what may otherwise…
Know Your Mortgage Loan Options
Mortgage Programs, Mortgage Types, Rates, TipsMajor types of mortgage loans include:
Fixed-rate loans. Because they offer a monthly…
The Truth About Mortgages
Market News, RatesWe’ve been hearing from clients who are concerned about mortgage interest rates. We’d like…
Why is the Fed hiking rates, and does it affect mortgage rates?
Market News, RatesThe U.S. Federal Reserve has hiked rates a few times this year. You may be wondering, why is…
Fixed-Rate vs. Adjustable-Rate
General, Rates, TipsWhat is an ARM, and does it matter?
When it is time to get a mortgage, it’s important to…
The Fed, Policy Rates and Inflation – What This Means For Mortgage Interest Rates
Market News, RatesAt their most recent meeting, the Federal Reserve moved policy rates up by 0.5%. The Fed’s…
Fighting Inflation, Rate Impact
Rates, TipsLooking to purchase or refinance a home? It may pay to act before rates rise further!
Here’s…