Education Center

Tips for Quick and Easy Home Improvements

We have all seen the home improvement TV shows where the bathroom or kitchen gets an easy update in an hour or less, but when we try to do that in our own home, somehow a whole weekend goes by and we aren’t even halfway done. Well, here are…

Mortgage Refinancing Checklist: Your Ultimate Resource

Mortgage Process, Mortgage Programs, Tips

Sometimes you need something when you don’t, and other times you think you don’t need something when you do. That’s why we made this list of documents that you may need in order to refinance your mortgage. Every refinance deal is different,…

Why You Should Consider Refinancing Your Mortgage

Homeowner Benefits, Loan Assistance, Mortgage Types, Tips

Get a Lower Rate, Take Cash Out of Equity, or Get Rid of PMI When you refinance a loan, you essentially replace the current loan with a new loan. There are a variety of reasons to go through this process, from lowering your interest rate, to…

Secrets to Budgeting for Your First or Next Home Purchase

Credit, Tips

Gain a better plan rather than living paycheck-to-paycheck with your next mortgage Homeownership is a goal that most of us have. In order to make this dream come true, future homebuyers need to do some financial planning and budget their money…

What is a renovation loan?

General, Homeowner Benefits, Mortgage Programs, Mortgage Types

A renovation loan is a type of loan that borrowers can use to make renovations to their current or future home. It could mean turning a fixer-upper into the home of your dreams. Renovation loans can be taken out at the time of purchase or as…

Your Holiday Mortgage Guide: Navigating Do’s and Don’ts

Credit, Mortgage Process

Don’t Make These Mistakes During the Holidays or You’ll Jeopardize Your Mortgage Loan! Your holiday to-do list is long enough without adding buying a house on top of everything else. There is decorating, shopping, wrapping, and multiple…

Step-by-step VA Loan Process and Highlights

Mortgage Process, Mortgage Programs, Mortgage Types

Are you active or retired military, or even a surviving military spouse? Good news! You may qualify for a VA loan! A VA loan is a type of loan that is guaranteed by the U.S. government to help active or retired military and their spouses obtain…

5 VA Loan Questions Answered

General, Mortgage Programs, Mortgage Types, Tips

November is National Military Family month, and it also includes Veterans Day on Friday, November 10, 2023. One of the many benefits the US Government provides to past and present members of our armed forces, and qualifying surviving spouses,…

BankSouth Mortgage Announces D.C. Aiken as VP, Producing Production Manager

Company News

BankSouth Mortgage is pleased to announce that D.C. Aiken has recently joined BankSouth Mortgage as Vice President, Producing Production Manager. D.C. Aiken, a 44-year resident of the Metro Atlanta Area, graduated from the College of William…

How Buying a Home in Winter Can Save You Money

Tips

Waiting to buy a home until spring or summer seems like the obvious choice for most families. The weather is warmer, kids get to finish out the school year, and there’s (usually) an abundance of homes on the market to choose from. But what…

Thinking about buying a home in the new year?