Benefits of Partnering with BankSouth Mortgage, a Bank-Backed Lender

Purchasing a home is a complex and often stressful process for a buyer. As a real estate agent, making the process as smooth and stress-free as possible for your clients is of utmost importance. Working with excellent partners is one way to…
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Improving Curb Appeal: What to Look For and Ways to Finance It

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Spring is right around the corner, and with it comes warmer temperatures and the anticipation of sprucing up your curb appeal. It’s a time to paint, play in the dirt, or bring out the power washer to clean things up. Whether you plan on…
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What is a Seller-Paid Buydown?

A seller-paid buydown allows the seller of a home to reduce the buyer’s monthly mortgage payment for an initial period, typically one or two years. To increase their chance of selling their home, sellers will offer this as an incentive to…
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BankSouth Mortgage Launches New Website

As part of its ongoing effort to provide mortgage excellence, BankSouth Mortgage, along with its parent company, BankSouth, is proud to announce the launch of its new mortgage website. The strategic decision to launch www.banksouthmortgage.com…
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How Co-Signing Can Help You Become a Homeowner

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We’ve all heard of the term co-signer, but what does it mean, and how can it serve you in purchasing a home? For the right situation, a co-signer can aid in securing a home loan for a purchaser so that he/she can move forward from renting…
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Buying-Down-Rates-Blog

“Paying Points” to Buy Down Interest Rates

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In this interest rate climate, it’s nice to have options for reducing what may otherwise be considered a high-interest rate. This is where “paying points” to buy down interest rates could be beneficial! It’s a great alternative for today’s…
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The Best Money Saving Tips

The Best Money Saving Tips to Help Grow Your Savings

Saving money can seem like a daunting task, especially if you’re living paycheck to paycheck. But don’t worry – with a little bit of effort and discipline, you can learn how to save money each month. Here are seven simple money-saving…
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The Basics of Selling Your Home

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Like buying a new home, selling your home can be an emotional and complex process. You can use a real estate agent to help or you can try to sell it yourself which is called an FSBO -- For Sale By Owner -- transaction. An FSBO transaction…
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Increasing-Your-Home's-Value

Increasing Your Home’s Value

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For many of us, our home is our largest asset. Maintaining and improving your home can increase its value and build your home equity. In addition to increasing your personal net worth and giving you the means to trade-up, you can borrow from…
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How to Find Your New Home

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There are two main ways to search for your new home.  First, you can calculate how much you can afford, then shop for homes in that price range. Your income, size of down payment, and any equity you have in your current home are the major…
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Know Your Mortgage Loan Options

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Major types of mortgage loans include: Fixed-rate loans. Because they offer a monthly payment that is known and does not change, fixed-rate mortgage loans remain the most popular type. Most fixed-rate mortgages are for loan terms of 15…
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Understand the Variety of Mortgage Lenders & Brokers

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There are hundreds of mortgage lenders on the Web that will prequalify and pre-approve you for a mortgage loan. Major categories of mortgage lenders include: Savings & loans. Also called thrift institutions, savings and loan associations…
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