Why You Should Consider Refinancing Your Mortgage

Why You Should Consider Refinancing Your Mortgage

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Get a Lower Rate, Take Cash Out of Equity, or Get Rid of PMI When you refinance a loan, you essentially replace the current loan with a new loan. There are a variety of reasons to go through this process, from lowering your interest rate, to…
Secrets-to-Budgeting-for-Your-First-or-Next-Home-Purchase

Secrets to Budgeting for Your First or Next Home Purchase

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Gain a better plan rather than living paycheck-to-paycheck with your next mortgage Homeownership is a goal that most of us have. In order to make this dream come true, future homebuyers need to do some financial planning and budget their money…
What is a renovation loan

What is a renovation loan?

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A renovation loan is a type of loan that borrowers can use to make renovations to their current or future home. It could mean turning a fixer-upper into the home of your dreams. Renovation loans can be taken out at the time of purchase or as…
Do’s and Don’ts During the Mortgage Loan Process at Christmas

Do’s and Don’ts During the Mortgage Loan Process at Christmas

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Don’t Make These Mistakes During the Holidays or You’ll Jeopardize Your Mortgage Loan! Your holiday to-do list is long enough without adding buying a house on top of everything else. There is decorating, shopping, wrapping, and multiple…
Step-by-step VA Loan

Step-by-step VA Loan Process and Highlights

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Are you active or retired military, or even a surviving military spouse? Good news! You may qualify for a VA loan! A VA loan is a type of loan that is guaranteed by the U.S. government to help active or retired military and their spouses obtain…
5-VA-Loan-Questions-Answered

5 VA Loan Questions Answered

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November is National Military Family month, and it also includes Veterans Day on Friday, November 10, 2023. One of the many benefits the US Government provides to past and present members of our armed forces, and qualifying surviving spouses,…
Announces D.C. Aiken as VP, Producing Production Manager

BankSouth Mortgage Announces D.C. Aiken as VP, Producing Production Manager

BankSouth Mortgage is pleased to announce that D.C. Aiken has recently joined BankSouth Mortgage as Vice President, Producing Production Manager. D.C. Aiken, a 44-year resident of the Metro Atlanta Area, graduated from the College of William…
How Buying a Home in Winter Can Save You Money

How Buying a Home in Winter Can Save You Money

Waiting to buy a home until spring or summer seems like the obvious choice for most families. The weather is warmer, kids get to finish out the school year, and there’s (usually) an abundance of homes on the market to choose from. But what…
Thinking about buying a home

Thinking about buying a home in the new year?

If buying a home is on your list of New Year’s resolutions, now is the perfect time to start planning. The more you can prepare for a home purchase, the better off you will be. Here are some top tips to start the process. 1) Evaluate your…