BankSouth Mortgage Loan Officers Rank in the Top 1% for Customer Satisfaction by Experience.com

BankSouth Mortgage, one of the nation's leading home loan originators, is proud to announce that four of its loan officers have been recognized among the top 1% performers in Customer Satisfaction by Experience.com, a leading provider of Customer…

The New Expectations for Mortgage Excellence: A Personal Connection with an Expert in a Digital World of Convenience

In the constantly evolving landscape of the mortgage industry, many have been swayed by the lure of online lenders with centralized call centers. Yet, as recent industry developments have shown, the wisdom of the traditional approach of having…

National Financial Awareness Day: Building Financial Security Through Homeownership

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Happy National Financial Awareness Day! Today, we celebrate the importance of financial literacy and awareness, empowering individuals to make informed decisions about their money and investments. At BankSouth Mortgage, we believe that understanding…

Utilizing the VA Renovation Loan

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Are you a veteran, an active-duty service member, or a surviving spouse looking to buy a home that needs a little TLC? Or perhaps you're a current homeowner who wants to make some updates to your property to increase its value and improve your…

Navigating the Home-Buying Journey: Your Route to a Successful Purchase with Pre-Approval

The home-buying journey can often feel like a thrilling roller coaster ride. From the excitement of browsing through listings to the exhilarating rush when you find 'the one', each moment is a blend of anticipation and intrigue...

Understanding How Lenders Estimate Property Taxes: What You Need to Know

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When you're applying for a loan, understanding the various costs involved is crucial. One of the significant components of homeownership is property taxes, which can have a significant impact on your monthly payments. However, it's essential…

Understanding FHA Loans: Your Key to Affordable Homeownership

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If you're in the market for a home, you may have come across FHA loans as an option for financing. Historically, an FHA loan, or Federal Housing Administration loan has been a popular choice for many first-time homebuyers and those with lower…

What is an Escrow Payment?

When buying a home, navigating the complex world of real estate transactions can be overwhelming. One term that often arises in the process is "escrow." But what exactly is escrow, what is it used for, and how does it work in a mortgage transaction? Escrow…

BankSouth Mortgage Launches Agent App to Empower Home Search

BankSouth Mortgage has partnered with MobilityRE to offer a new tool that allows their real estate partners to provide a custom, co-branded home search app to their clients. The customized agent apps include the real estate agent’s logo and…

Understanding Loan-Level Price Adjustments (LLPA): A Simple Guide

When navigating the mortgage process, you might come across a term called Loan-Level Price Adjustment, or LLPA. While it may sound complex, it's essential to understand this concept to make the most informed decisions about your mortgage. In…

BankSouth Mortgage’s Fowler Team Awarded 2022 Affiliate of the Year

BankSouth Mortgage proudly announces that The Fowler Team, comprised of Kelli (Sr. Loan Officer) and Jerry Fowler (VP, Producing Production Manager), has been honored with the Affiliate of the Year award by the Lake County Board of Realtors…

Tax Deductions for Homeowners: Mortgage Interest, Property Taxes, and Closing Costs

If you own a home, you may be eligible for certain tax deductions that can help lower the taxes you owe on your federal income tax return. You may be able to deduct the interest you pay on your mortgage loan and any property taxes you pay on…