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Apply online or through the mobile app, then track your loan progress and securely submit, review, e-sign, and access your documents.
Mortgage Branch
Buying a home in Augusta comes with its own set of opportunities and challenges—whether you're navigating the historic charm of Summerville or the growth in Evans and Grovetown. Many homebuyers struggle with one-size-fits-all lenders who overlook local nuances. BankSouth Mortgage changes that by combining personalized lending options with deep regional insight, ensuring a faster, clearer path to homeownership in the Augusta area.
BankSouth Mortgage brings hometown experience to every transaction. As a Georgia-based lender with a strong presence in Augusta, the team understands the rhythm of the local housing market—from military relocations around Fort Eisenhower to families settling into Columbia County. Unlike national institutions, BankSouth Mortgage delivers in-person service, faster decisions, and tailored solutions driven by people who know the area firsthand.
BankSouth Mortgage offers a broad mix of home financing solutions designed to meet the diverse needs of Augusta buyers, whether you’re purchasing a downtown loft, a new construction home in Martinez, or land near the Savannah River.
Flexible fixed and adjustable-rate options for buyers with strong credit profiles
Government-backed loans that support first-time buyers with smaller down payments
Zero-down financing for veterans, active military, and eligible spouses—ideal for those stationed nearby
100% financing available in eligible rural areas surrounding Augusta*
Higher loan amounts for premium homes that exceed conforming limits
Combine purchase and build costs into a single loan, including fixer-uppers
Special terms for medical professionals starting or growing their practices in the Augusta area
*Please note that the interest on the portion of the loan that exceeds the value of the dwelling is not tax deductible, and you should consult your tax advisor.
BankSouth Mortgage simplifies the mortgage journey by blending technology with personalized guidance. The application process can be initiated online, with loan officers available for one-on-one consultations at any stage.
Apply online or through the mobile app, then track your loan progress and securely submit, review, e-sign, and access your documents.
Proceed with confidence, knowing how much you can afford and increase your negotiating power
BankSouth Mortgage’s local team expedites verifications, appraisals, and underwriting
Finalize your loan with an in-person or remote closing
Borrowers can track every step in real-time via the ReadyLoan® Banksouth Mortgage's easy-to-use, digital home loan platform.
BankSouth Mortgage doesn’t rely on national algorithms to approve your loan—they rely on local knowledge, real conversations, and proven processes tailored to Georgia buyers.
BankSouth Mortgage empowers homebuyers with tools and educational resources to make informed, confident decisions.
The path to homeownership can be derailed by avoidable missteps. BankSouth Mortgage helps buyers stay ahead of the curve by identifying red flags early and providing guidance from day one.
With BankSouth Mortgage, buyers get expert support to match their financial and lifestyle goals—not just the biggest loan they can qualify for.
From urban neighborhoods to lakeside developments, you deserve a mortgage partner who understands your homebuying journey and respects your financial goals. At BankSouth Mortgage, we tailor every mortgage experience to fit your lifestyle, needs, goals, and timeline—offering personalized support, local insight, and tools that make homebuying simpler.
Whether you're:
We offer flexible mortgage solutions including conventional, jumbo, FHA, VA, and bank statement loans.
BankSouth Mortgage’s ReadyLoan® platform delivers digital convenience without sacrificing human touch. Every borrower gets the tools to move fast and the support to make sound decisions.
This digital platform, combined with in-person service from local professionals, gives Augusta buyers a distinct advantage in fast-moving markets.
As Augusta grows in population, industry, and infrastructure, its real estate and lending markets continue to evolve:
Think of mortgage lending like navigating to your new home: national lenders use GPS with a general map, while Banksouth Mortgage uses a local guide who knows the backroads, neighborhoods, school districts, traffic patterns, and shortcuts. That level of context can save you time, stress, and money in Augusta’s fast-paced housing market.
Working with a lender that understands your financial goals, home dreams, and your neighborhood preferences is invaluable, not just helpful. It’s essential. Banksouth Mortgage’s ability to merge local expertise with modern efficiency positions it as a strategic partner for anyone buying a home in or around Augusta.
Telephone: (678) 551-7120
Toll Free: (833) 540-7120
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