Shannon K. Bradshaw
Senior Loan Officer
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
Recent Posts
March 8, 2023
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What Customers Say About Shannon K. Bradshaw
150
Total Reviews
F
Fernando J Q
Inlet Beach - FL
Posted on May 22, 2023
Shannon and her team are one of the best in the industry. Amazing level all around. Thank you Shannon, Katie and Julie!
F
Francisco A J P
SNELLVILLE - GA
Posted on May 22, 2023
We had a great experience working with Shannon and her team! From the first time we met with her, she told us exactly what to expect in each step of the mortgage process. Our financial situation was particularly special because we were moving back to the US after living in South America for two years; however, Shannon made it really easy for us to apply for a loan and secure a beautiful home in Georgia. We also liked using their ReadyLoan portal to upload documents containing sensitive information as well as e-signing any required documentation. We strongly recommend going with Shannon and her team at BankSouth for your mortgage!
D
David J L
Atlanta - GA
Posted on May 16, 2023
Shannon is great.
J
John E M
Atlanta - GA
Posted on May 6, 2023
Shannon at Bank South was wonderful to work with. She made herself fully available for all questions we had throughout the process and clearly explained all line items on our loan which was especially important to my wife and I as first time home buyers. Would highly recommend.
H
Haley N
MARIETTA - GA
Posted on May 3, 2023
Shannon was amazing at listening to what I needed and giving advice on how to best achieve my goal!
C
Christopher G F
WOODSTOCK - GA
Posted on March 30, 2023
Shannon and her team are simply the best in the business, and part of that is how they really take the time to explain everything to you and make real recommendations based on your own situation. I learned an incredible amount about the buying process by working with her and we came out with exactly what we were looking for and more. Thank you!!
T
Tate S
Atlanta - GA
Posted on March 26, 2023
A tremendous banker who will always take the time to explain and answer your questions.
S
Stephen B E
Roswell - GA
Posted on March 9, 2023
Shannon is always a pleasure to deal with. I always felt like she was trying to get me the best financing available and was always responsive. Highly recommend!
N
Nitya D D A
ATLANTA - GA
Posted on March 4, 2023
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Michael T
Atlanta - GA
Posted on February 9, 2023
Shannon was incredibly helpful and responsive from the moment I reached out. She walked me through the process one step at a time and was always happy to answer any questions I had. I felt taken care of through the mortgage application process and always knew what to expect next; I sincerely appreciated all of her assistance.
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.