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Shannon K. Bradshaw

Shannon K. Bradshaw

VP, Sr. Loan Officer

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Q&A with Shannon K. Bradshaw

What made you decide to be a BankSouth Loan Officer?

I believe my career chose me. I graduated with a degree in marketing and journalism at UGA. In 2004, I was hired to help a group of mortgage originators market their services to prospective clients and referral partners. I quickly learned the mortgage/home financing language. Understanding the basics of originating a loan was a milestone. Working with this group pulled me into the industry to help people navigate a process they could not otherwise access on their own. The ability to communicate is an essential skill for my chosen field. The desire to help people has always been my calling.

What are some significant drivers that motivated you to learn your profession?

  1. The impact I can have on a current or future homeowner’s financial future.
  2. The importance of creative strategy in an ever-changing industry.
  3. The opportunity to work with so many amazing people from all backgrounds and careers.

Who is someone you admire and why?

My dear friend Elizabeth was diagnosed with appendiceal cancer in July 2019. This extremely rare form of cancer affects 1-2 people per million each year. Elizabeth’s diagnosis was the result of self- advocacy in the face of misdiagnosis. Once diagnosed, she was told she would need to undergo “the mother of All Surgeries”. Elizabeth is a mother of two boys and manages a full-time career as an attorney. She fought HARD… and she won. Elizabeth is grateful for every single day of life. Her strength and resilience embody the everyday “Super Woman”.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At the age of 10, I viewed the world through the eyes of Walt Disney. The magic, the stories, the lessons all resonated with me. I was convinced I would use my creative talents as a Disney animator.

Bio of Shannon K. Bradshaw

As a loan officer at BankSouth Mortgage, Shannon Bradshaw places primary emphasis on service and communication with her customers. Maintaining a comprehensive knowledge of BankSouth Mortgage’s growing list of loan product offerings is crucial to providing that exceptional service.


Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

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