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Shannon K. Bradshaw

Shannon K. Bradshaw

Senior Loan Officer

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Q&A with Shannon K. Bradshaw

What made you decide to be a BankSouth Loan Officer?

I believe my career chose me. I graduated with a degree in marketing and journalism at UGA. In 2004, I was hired to help a group of mortgage originators market their services to prospective clients and referral partners. I quickly learned the mortgage/home financing language. Understanding the basics of originating a loan was a milestone. Working with this group pulled me into the industry to help people navigate a process they could not otherwise access on their own. The ability to communicate is an essential skill for my chosen field. The desire to help people has always been my calling.

What are some significant drivers that motivated you to learn your profession?

  1. The impact I can have on a current or future homeowner’s financial future.
  2. The importance of creative strategy in an ever-changing industry.
  3. The opportunity to work with so many amazing people from all backgrounds and careers.

Who is someone you admire and why?

My dear friend Elizabeth was diagnosed with appendiceal cancer in July 2019. This extremely rare form of cancer affects 1-2 people per million each year. Elizabeth’s diagnosis was the result of self- advocacy in the face of misdiagnosis. Once diagnosed, she was told she would need to undergo “the mother of All Surgeries”. Elizabeth is a mother of two boys and manages a full-time career as an attorney. She fought HARD… and she won. Elizabeth is grateful for every single day of life. Her strength and resilience embody the everyday “Super Woman”.

Flashback to when you were 10 years old. What do you want to be when you grow up? Why?

At the age of 10, I viewed the world through the eyes of Walt Disney. The magic, the stories, the lessons all resonated with me. I was convinced I would use my creative talents as a Disney animator.

Bio of Shannon K. Bradshaw

As a mortgage banker at BankSouth Mortgage, Shannon Bradshaw places primary emphasis on service and communication with her customers. Maintaining a comprehensive knowledge of BankSouth Mortgage’s growing list of loan product offerings is crucial to providing that exceptional service.


Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

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What Customers Say About Shannon K. Bradshaw

Total Reviews
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James K
Posted on December 4, 2023
Shannon was absolutely incredible during every step of the process. She ensured to actively communicate with us in a timely manner and offered great advice so we could make the best decision for our home. I couldn’t recommend her more!!
Paris V
Posted on December 4, 2023
If we could choose Shannon over and over again we would. We worked with Shannon on our new home build and as first time home buyers we knew absolutely nothing. By the end of the entire journey it felt like we were mortgage experts. Shannon and her team take the time to get to know you as a person, know your needs and develop a relationship that benefits everyone involved. Shannon always made herself available no matter the circumstance and has truly become a friend. We can’t thank her and her team enough for how smooth and easy the entire process was. If you told me home buying would be hard I’d tell you you were lying. Shannon made it as easy as pie!
Amber P
Posted on November 27, 2023
Knowledgeable and so patient. Grateful for the guidance and communication from her and her team.
Posted on November 22, 2023
Shannon was so patient with me. I asked a lot of questions. She always returned my texts or calls promptly. Thank you Shannon.
Reply from Shannon Bradshaw
Thank you for this kind review, Ed. I realize you are probably ready to not have any loan related tasks to complete... HA! But seriously, I appreciate you taking time to acknowledge my efforts. I enjoyed working with you along your path to closing. And we are most certainly going to work together again. Please enjoy your holiday week and I wish you all the best in your new home!
Jennifer R
Posted on November 13, 2023
Shannon is amazing and worked very hard to get us the best rates during this hard time.
Kristen S S
Posted on November 10, 2023
Shannon is incredibly patient, thorough, hardworking and most of all brilliant. We have worked with her over the last 2 years for our new construction home and she was our advocate every step of the way. We highly recommend Shannon and her team!
Lance F
Posted on November 8, 2023
Shannon and team were the best! We haven’t gone through this process in a long time and they made it so easy! Would recommend to all of my friends and family. Couldn’t have been a smoother process from start to finish!
Reply from Shannon Bradshaw
Thank you for taking time to write a review. As I said at the closing, you and Helena are a big part of the success of your experience. I am grateful to have been put in touch with you through Stephanie. We truly made up a dream team. Welcome to Atlanta! Please remain in touch and know I will be here when you need me.
Natasha K
Posted on November 6, 2023
The best experience, worked with Shannon multiple times and always impressed!
Reply from Shannon Bradshaw
Thank you! You are a long time supporter, client, and friend. I appreciate and respect you more than you know! All the best in this new chapter. I fully intend to be part of it! So please stay in touch.
McCall A
Posted on October 30, 2023
Shannon has been an absolute pleasure to work with throughout our home-buying journey. Her professionalism, attention to detail, and dedication to our needs have made this process exceptionally smooth and stress-free. Shannon's prompt communication and proactive approach have instilled confidence in us every step of the way. We genuinely appreciate her outstanding support and guidance, and we couldn't be happier with her assistance in making our dream of owning a home a reality. Thank you, Shannon, for going above and beyond to ensure a successful and enjoyable experience!
Reply from Shannon Bradshaw
McCall - You are truly one of a kind! I cannot thank you and Kierra enough for all you did to make your purchase together a positive experience. Please continue to be the kind, wonderful, and gracious people who make an impact on the world. You certainly made an impact on me. I hope you will remain in touch. And know I will always be a resource for you.
Adam W S
Posted on October 18, 2023
Shannon did such a great job helping with me with my loan when I originally purchased my house back in 2010 that I reached out to her for help with my construction loan. She's the best!
Reply from Shannon Bradshaw
Thank you for taking time to respond to the survey. I am grateful to have clients like you who trust my guidance. This was a unique transaction with the renovation component. I am excited to watch the project unfold. You are in great hands with my construction loan manager. I will be kept in the loop and watching from the sidelines. Very exciting!

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