About Our Community

Living in Athens / Clarke County

Athens, Georgia, is a city rich in history and culture and located in the heart of Clarke County. With approximately 120,000 residents, Athens is the fifth-largest city in Georgia. It is known for its vibrant music scene, prestigious university, and thriving arts and culture.

The University of Georgia is the heart of Athens and dramatically impacts the city’s economy and culture. Founded in 1785, it is one of the oldest and most prestigious public universities in the United States. With over 38,000 students, the University of Georgia is the largest employer in Athens and a significant economic driver for the city.

UGA is also known for its world-class academic programs, including top-ranked business, journalism, and public health programs. Offering over 170 undergraduate and graduate programs, it has produced many notable alumni, including former U.S. President Jimmy Carter, NFL player Herschel Walker, and Pulitzer Prize-winning author Alice Walker.

Athens has produced many notable musicians, including R.E.M., the B-52’s, and Widespread Panic. The city hosts several music festivals throughout the year, including the Athens Popfest, the Athens Music and Arts Festival, and the AthFest Music and Arts Festival. The city also has a rich cultural heritage reflected in its historic architecture and landmarks, such as the 19th-century Victorian-style homes in the Boulevard Historic District, the restored Morton Theatre, and the Georgia Theatre.

Benefits of a Home Loan in Athens/Clarke County, Georgia

Clarke County has several smaller communities, including Winterville, Bogart, and Watkinsville. Winterville is a small town located just a few miles east of Athens.

• Winterville has a population of around 1,200 people and is known for its historic homes, quiet streets, and friendly community.
• Bogart has a population of around 1,100 people and is known for its rural charm and scenic countryside. There are several parks and outdoor recreation areas, including the North Oconee River Greenway and the Bear Creek Reservoir.
• Watkinsville is a larger community located about 7 miles south of Athens. The city has upwards of 3,000 people and is known for its historic homes, scenic downtown area, and strong sense of community.

The county offers something for everyone, whether rural and a slower pace of life or a more upbeat, urban way of life. With something for everyone to enjoy, it’s no wonder that Athens and Clarke County are great places to call home.

Finding a Home in Athens/Clarke County, Georgia

If you’re considering purchasing a home in Athens or Clarke County, connecting with a local mortgage loan officer can help make the process smoother and less stressful. A mortgage loan officer can guide you through home-buying, from determining your budget to securing financing.

One of the benefits of working with a local mortgage loan officer is their expertise in the local real estate market. They can provide insight into the current market conditions and help you find properties that fit your budget and meet your needs. They also have relationships with local real estate agents, which can help you find homes that may not be listed on public websites.

A mortgage loan officer can help you find the best financing options for your home purchase. They can review your financial situation and help you determine the type of loan best for you. They can also offer advice on improving your credit score, which can help you qualify for better loan terms.

Working with a local mortgage loan officer can save you time and energy. They can help you gather all the necessary paperwork and documentation for the loan application process and guide you through the underwriting and approval process which can help you avoid delays and close your home purchase faster.

Working with a local mortgage loan officer can help you navigate the home-buying process and find the best financing options for your situation. By connecting with a knowledgeable and experienced professional, you can make the home-buying process smoother and less stressful and enjoy the benefits of homeownership in Athens/Clarke County, Georgia.

Whether you’re a first-time homebuyer or an experienced homeowner, purchasing a home in Athens/Clarke County, Georgia, can be an exceptional investment. With a strong sense of community, excellent quality of life, and a thriving real estate market, Athens/Clarke County is a desirable place to call home.

Let’s Get Started

Our team of expert local lenders is here to help make your dream of homeownership in the Athens/Clarke County area a reality. We understand that buying a home is a big decision, and we’re here to guide you every step of the way. With our friendly and knowledgeable team, you’ll have all the support and information you need to make an informed decision.

We invite you to contact one of our expert local lenders today to learn more and start your journey to homeownership in the vibrant area of Athens/Clarke County, Georgia!