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Kim King
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Q&A with Kim King

What made you decide to be a BankSouth Loan Officer?

There are quite a few reasons I became a BankSouth Mortgage Loan Officer over 5 years ago. After being in the mortgage industry for decades, I wanted to work with a smaller company who values their employees and does what it takes to ensure a smooth and successful financing experience, as well as close loans on time! I talked with a number of people that were employed by BankSouth, many of whom I’ve worked with throughout the years, and I knew this was where I wanted to be. The experience and knowledge at BankSouth Mortgage exceeded my expectations and continues to do so every single year.

List 1-3 reasons you’re different than others in your profession?

I like to be professional, personable and friendly! I want my buyers to be well informed but have fun during the mortgage transaction. Purchasing a home, especially for first time home buyers, can be stressful and emotional, I want my buyers to feel comfortable have a stress free home buying experience!

List up to 3 things you enjoy doing on weekends.

Jeep rides with the top down on a beautiful day!
Watching the Braves & GA Football
Reading

If you could be anywhere than your home state, where would you want to be? Why?

The beach! Sun, fun, and an ocean breeze is good for my soul!

Bio of Kim King

An Atlanta native, Kim has been in the mortgage business for 33 years. She is passionate about serving others and meeting their individual needs. As a mortgage banker, Kim provides exceptional customer service for first-time homebuyers, as well as seasoned purchasers. Her clients love her honest and upfront approach, as well as her knowledge of an array of mortgage programs. Kim and her team are local, experienced professionals, who are ready to assist you with your mortgage needs.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Kim King

4.94
Ratings
124
Total Reviews
Powered by Experience.com
S
Samuel N M
COLUMBIA - TN
Posted on December 31, 2023
5.0
for Kim King
verified-review
Kim King communicated everything very clearly and why we needed what was requested throughout the entire process. The assistants were very helpful as well. Kim King came to our closing to see the entire process through. I can't thank her and the staff enough for helping my wife and I with purchasing the house.
Reply from Kim King
Nathan, Thank you so much for the kind and considerate words! They are truly appreciated! Working with you and Amanda was a joy to both my team and me! Thank you for your trust and confidence!! I wish you nothing but joy and happiness in your new home!
J
Justin S M
CHATSWORTH - GA
Posted on November 10, 2023
5.0
for Kim King
verified-review
Though, the home buying process was stressful with the end goal in sight and such a daunting prospect, it was a delight to be served and to receive abundant support from the team at Bank South. Kim King and the team made me feel very comfortable, and even with all my financial shortcomings, they never led me to believe that they were not doing everything they could to assist me and my family into our first home. The instant kinship with her and Roxie was of such great consolation. My family and I will be forever grateful for all their diligence and hard work even down to the last minute at closing. Oh yeah, my realtor was awesome. Great guy! Love him!
Reply from Kim King
Thank you for your kind words, Justin! It was truly a pleasure working with you and meeting your sweet family at closing! I wish you many, many years of happiness in your new home!! My team and I had two awesome people to work with in your transaction; You and your realtor, aka, Jake Hilderbrand!!
H
Heather P
KENNESAW - GA
Posted on September 19, 2023
5.0
for Kim King
verified-review
Kim was extremely patient with me and my busy schedule- she would send me e-mails with information, as well as follow up texts/calls to touch base and reiterate the most important information/upcoming deadlines. I cannot thank Kim enough- I could not have been able to navigate the home buying process without her!
Reply from Kim King
Thank you for the kind words, Heather and huge congratulation on the purchase of your beautiful home! You were a pleasure to work with!
T
Tiffany S Y
DOUGLASVILLE - GA
Posted on August 11, 2023
5.0
for Kim King
verified-review
The clear and consistent communication was what I loved. I also loved the app. It made things as far as submitting documents a lot easier.
Reply from Kim King
Thank you so much for your positive review, Tiffany! I'm ecstatic to hear that the communication and app were helpful throughout the process. I wish you years of fun and happiness in your new home!
R
Robert T B
ACWORTH - GA
Posted on August 4, 2023
5.0
for Kim King
verified-review
Kim and team are fantastic! The home buying process from start to finish was seamless. I would recommend Kim and team to all of my friends and family - 10 stars!
Reply from Kim King
Thank you for a fantastic review, Robert! My team and I are thrilled that you had a great experience from start to finish! Cheers to tons of years filled with fun and happiness in your new home!!
J
Julie A A
LINDALE - GA
Posted on July 29, 2023
5.0
for Kim King
verified-review
Kim King made everything so easy to understand and she was always available to help me with anything I needed. I’m very grateful to work with someone like her. She was very professional and always polite.🥰
Reply from Kim King
Thank you for the kind words, Julie! It was my pleasure working with you!
K
Kevin M R I
RANGER - GA
Posted on April 22, 2023
5.0
for Kim King
verified-review
Awesome!!!!!!
Reply from Kim King
Thank you Kevin!! I truly enjoyed working with you!!
K
Kimberley A R
DOUGLASVILLE - GA
Posted on August 14, 2022
5.0
for Kim King
verified-review
Kim was very helpful in navigating our loan process and ensuring we received the best rate lock given the ups and downs of the market. We appreciate her willingness to stay on top of things during the process.
V
Viviene E
DOUGLASVILLE - GA
Posted on May 29, 2022
5.0
for Kim King
verified-review
My home buying experience was great from start to finish . My Lender Kim, was very knowledgeable, responsive to my questions and made the process as seamless as possible . I would definitely recommend Kim to all my friends and family .
R
Ricky B H
PINE MOUNTAIN - GA
Posted on May 23, 2022
5.0
for Kim King
verified-review
Thank you Kim!

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