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Kim King

Kim King

Loan Officer

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Q&A with Kim King

What made you decide to be a BankSouth Loan Officer?

There are quite a few reasons I became a BankSouth Mortgage Loan Officer over 5 years ago. After being in the mortgage industry for decades, I wanted to work with a smaller company who values their employees and does what it takes to ensure a smooth and successful financing experience, as well as close loans on time! I talked with a number of people that were employed by BankSouth, many of whom I’ve worked with throughout the years, and I knew this was where I wanted to be. The experience and knowledge at BankSouth Mortgage exceeded my expectations and continues to do so every single year.

List 1-3 reasons you’re different than others in your profession?

I like to be professional, personable and friendly! I want my buyers to be well informed but have fun during the mortgage transaction. Purchasing a home, especially for first time home buyers, can be stressful and emotional, I want my buyers to feel comfortable have a stress free home buying experience!

List up to 3 things you enjoy doing on weekends.

Jeep rides with the top down on a beautiful day!
Watching the Braves & GA Football
Reading

If you could be anywhere than your home state, where would you want to be? Why?

The beach! Sun, fun, and an ocean breeze is good for my soul!

Bio of Kim King

An Atlanta native, Kim has been in the mortgage business for 33 years. She is passionate about serving others and meeting their individual needs. As a mortgage banker, Kim provides exceptional customer service for first-time homebuyers, as well as seasoned purchasers. Her clients love her honest and upfront approach, as well as her knowledge of an array of mortgage programs. Kim and her team are local, experienced professionals, who are ready to assist you with your mortgage needs.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Kim King

5
Ratings
7
Total Reviews

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sx metallic
Posted on August 31, 2015
5.0
Kim and her team had been very attentive to me as a first time homebuyer. They got me moving along the loan process quickly to fit my tight deadlines!
p
prepderic
Posted on August 30, 2015
5.0
Kim King has a genuine concern for the personhood of each and every person she comes in contact with. She is very attentive to your needs and concerns. I would recommend her to anyone.
z
zuser20150211125532807
Posted on August 29, 2015
5.0
Love her, love her!!! I was a first time home buyer, and she walked with me through every step, explaining everything as we went! I could not have bought my house without her help. Even now, several months later, she makes herself available to me when I have questions. I would recommend her to anyone!
c
christielmalcom
Posted on March 19, 2014
5.0
I just bought my first home!!! Mrs. Kim and the whole team were completely AWESOME!!! Being I was purchasing my first home, I had so many questions, Mrs. Kim and the whole team truly were very knowledgable and answered all my questions very fast!! I never felt like I was a bother to them!! I cannot brag enough on them!!! I truly recommend them to anyone!!!!
Reply from Kim King
It was a pleasure working with you Christie!! Thank you for trusting Starkey Mortgage and me to assist you with the purchase of your first home!! Congratulations!!
a
arnold131
Posted on March 19, 2014
5.0
We have worked with Kim twice now. We were first time owners and didn't know much and she really helped us with the process. The second time I went to the effort to look around and found that we still got the best rate with her and was glad for it. She was very helpful again even though I procrastinated and we had a hard time getting our loan because we had a not sold the other house, but Kim made it easy. Would always recommend her.
u
user5339376
Posted on March 18, 2014
5.0
The process of buying a home is by its very nature, difficult with many documents to gather, much info to process and minute details to watch over throughout the process. Kim was there with us every step of the way, resolving issues and making the process seamless. I would highly recommend Kim and when it comes time to buy a new home or refinance our existing home, I will definitely use her competent services.
u
user50455021
Posted on February 20, 2013
5.0
I have been working wtih Kim King for over five years. She is always available to me and my clients. She is not afraid to push hard to get a deal done on time and is always fighting for the best loan terms for her clients. She will go over and above every time. Though it was not technically her job, she used her contacts within her mortgage company to assist me in getting a foreclosure stopped a few years ago. . .talk about going over and above! You will never regret the decision to use Kim King as a mortgage officer! She's simply amazing!

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