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Jessica Jakulski Bernstein

Jessica Jakulski Bernstein

Loan Officer

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Q&A with Jessica Jakulski Bernstein

What made you decide to be a BankSouth Loan Officer?

I took the leap into the mortgage industry immediately after the housing market crash of 2009. Drawn by the desire to help people accomplish their goals of home ownership, I figured the market could only go up from there… and it sure did!

What accomplishments you’re most proud of?

I am most proud of establishing long standing relationships with real estate agents and clients and increasing my sales volume year after year.

What makes you different than others in your profession?

By employing a hands-on approach, open communication, customer service excellence, and efficiency, I believe in treating every client like they’re my only client. At the end of each transaction, I want everyone to feel knowledgeable and confident in their financing and decision-making.

What do you enjoy doing on weekends?

I enjoy walking my Goldendoodles, Scout and Wallace, playing tennis, and trying new restaurants in Atlanta with my husband, Joe.

Bio of Jessica Jakulski Bernstein

Jessica has been in the mortgage industry for 14 years and has been a Mortgage Bankers Association of Georgia winner for the past several years. Her consistent communication and diligence lay the foundation for a phenomenal customer experience. Jessica is known for her quick response times and easy-going demeanor. She strives to put each buyer in a loan that fits not just their current situation, but one that will best suit their future needs as well. She especially enjoys working with first-time home buyers; teaching them about mortgages and making sure they feel comfortable during each step. She aspires to make the process as minimally stressful as possible and provides individualized support to her clients as needed.

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Jessica Jakulski Bernstein

Total Reviews
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James W
Posted on November 28, 2023
Jessica was fantastic through the whole process.
Reply from Jessica Jakulski Bernstein
Thank you! Enjoy your new home! Thanks for working with my team!
April K P
Posted on November 15, 2023
Jessica is the best! Buying a house, especially for the first time, can be intimidating, but Jessica was always available for any questions and smoothly guided us through the home buying process. She was very helpful and responsive.
Reply from Jessica Jakulski Bernstein
Thank you, April! I enjoyed working with you!
Kwanyong J P
Posted on November 14, 2023
Jessica was great to work with. She was very quick to answer any questions and offered to explain any part of the process that was unfamiliar to us. She was extremely responsive.
Reply from Jessica Jakulski Bernstein
Thank you! Congrats on your new home! It was a pleasure working with you and April!
Romain B
Posted on November 6, 2023
Jessica was excellent and thanks to her Everything went so smoothly. Thank you
Reply from Jessica Jakulski Bernstein
Thanks Romain! You and Caroline were so easy to work with. Congratulations on your new home!
Chloe H
Posted on October 23, 2023
Very communicative and timely. Answered any questions in detail right away. Gave us the best interest rate available and provided several options for rates and down payment based on our needs.
Reply from Jessica Jakulski Bernstein
Thanks Chloe! It was a pleasure working with you and Trey.
Emerson L
Posted on October 19, 2023
Very helpful
Reply from Jessica Jakulski Bernstein
Thank you for working with my team!
Braden L
Posted on October 15, 2023
Jessica made the process extremely easy! Love working with her
Reply from Jessica Jakulski Bernstein
You guys made the process easy- thanks for working with my team!
Katherine L
Posted on October 13, 2023
Jessica was amazing at helping us through the whole loan process. She explained everything to us in great detail and made the process seamless!
Reply from Jessica Jakulski Bernstein
Thanks Katie! I loved working with you!
Forrest S
Posted on August 31, 2023
She was the best.
Jade P
Posted on August 8, 2023
Jessica was so helpful and assisted and educated me throughout this process. I appreciated the quick turnaround times as I submitted multiple offers in a small timeframe with Jessica's help!

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