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Ivy Eilerman

Ivy Eilerman

VP Producing Production Manager


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Q&A with Ivy Eilerman

What motivates you to learn your profession?

I am the oldest daughter in a group of 6 children, so taking care of people is something that comes naturally to me. In 2001, I applied for a position with a lending company from a newspaper ad. I was hired for the position, and it eventually launched a career that turned into a passion all these years later. Every day, I get to help people and assist homebuyers. I simply love what I do!

What skills or talents do you have that most people don't know about?

In my spare time, I like to play guitar and also enjoy song writing. I have performed in a few shows over the last several years. Recently, I have tried my hand at background acting.
Pertaining to home loans, I believe the characteristics that set my team apart are: commitment, communication, experience, responsibility, responsiveness and community. Over the years, I have been referred to as a ‘miracle worker’ by some of my referral partners and clients.
My team and I have raised more than $10,000 for Habitat for Humanity in 2022 by hosting a local singing competition in Springfield, GA.

What awards have you received in your field?

I am honored to have won several awards in my field, including:

  • 2022 Homebuilders Association of Greater Savannah: Small Team of The Year
  • 2021 MBAG Platinum Award for Excellence in Mortgage Banking (MBA)
  • 2020 Best of The Coastal Empire- Best Mortgage Lender
  • 2020 Effingham’s Most Fab Mortgage Lender

I also serve in the appointed position of Associate Director for Homebuilders Association of Greater Savannah (2016-current) and is the past-President (2019-2020) for Mortgage Bankers Association, Savannah Chapter.

Bio of Ivy Eilerman

Ivy Eilerman was born in Savannah, GA. She grew up in Rincon, GA, the oldest daughter in a family of 6 children. In 2001, she stumbled into her first job in the lending industry, handling cash-out refinance business for a mortgage company in Savannah. “It was a natural fit. Knowing I was offering a service that could help struggling families meant a lot to me,” says Ivy. This satisfied an inherent need to help people, and it’s been the guiding force since then.

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Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

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