Christie Paulk
Loan Officer
- Cell: (706) 338-5801
- 100 Athens Town Boulevard, Suite 2, Athens, GA 30606
- NMLS ID #: 588635
Q&A with Christie Paulk
What made you decide to be a BankSouth Loan Officer?
Growing up I moved six times within a one-mile radius. This was how my family planned for their retirement. They profited off every home they either bought or built. I learned early on how great an investment real estate can be and how it can change a family’s financial dynamic. This led me to start my career as a loan officer assistant while I was finishing up college.
What accomplishments are you most proud of?
I am self-taught. The loan officer I worked under never showed up for work. I started while I was in college so not only was I studying for school, I was studying the mortgage industry and learning how to become a loan officer by reading regulations, guidelines, and a lot of trial and error. In my second year in the industry, I graduated from the Mortgage Bankers Georgia Future Leaders Program.
Flashback to when you were 10 years old. What do you want to be when you grow up? Why?
I wanted to become a U.S. Marshal. I was a gymnast who learned what mental toughness was at an early age. I enjoyed being pushed to my max and challenged every day to become better. I then sat down and watched the movie U.S. Marshal with my dad which is the exact moment when I said that is what I want to be when I grow up. I think it was the vigorous training Marshals go through that piqued my interest.
What do you enjoy doing on weekends?
Playing golf
Watching my son play sports
Going to the lake or the farm with my family
Bio of Christie Paulk
Christie H. Paulk, an Athens native, attended Oconee County High School and later graduated with her MBA in Business Management from Valdosta State. She has over 15 years of mortgage industry experience in the Athens, Georgia area and has been recognized as a Mortgage Bankers Georgia Future Leaders Program Graduate. Christie’s goal is to provide first-class service and ensure that buying or refinancing your home is an enjoyable experience. She specializes in mortgages for first-time homebuyers, seasoned homeowners, and residential investors. Christie offers expert knowledge on current loan programs as well as new and upcoming products and industry changes. With her extensive background in the real estate and mortgage industry, she is able to consult with her clients and explore their best options. She is always available to take her clients calls and make sure they are comfortable and confident with the mortgage lending process.
Awards
Mortgage Market Interest Rates
Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.
The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.
Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.
What Customers Say About Christie Paulk
378
Total Reviews
H
Holly E P
LAVONIA - GA
Posted on September 22, 2023
Christie and her team did a wonderful job helping me get my home! I would recommend them to anyone.
T
Travis H B
ATHENS - GA
Posted on September 21, 2023
Thanks for your help!
M
Meghan E C
Bethlehem - GA
Posted on September 20, 2023
Christie and her team have been absolutely amazing! We were extremely unhappy with our previous lender option due to a lack of communication and transparency, and we ultimately decided to make a switch at the last minute. BankSouth surpassed our expectations and made the entire process much less confusing and stressful, especially for turning around a loan from start to finish in 30 days! I am very impressed by the communication and overall business practices of BankSouth. I would like to give a shout out to Christie and Alicia and I will always do business with and recommend BankSouth because of their efforts! Thank you again for your help with our first home purchase ever!
S
Shaquille T J
BETHLEHEM - GA
Posted on September 14, 2023
Great communication and very knowledgeable and helpful throughout the process!
W
William L C I
ATHENS - GA
Posted on September 8, 2023
Christie was extremely responsive and transparent.
L
Leslye c S
WINDER - GA
Posted on August 25, 2023
Never got annoyed at questions or concerns. Always helpful. Prompt replies!
N
Nancy V S
Bethlehem - GA
Posted on August 24, 2023
Communication between the Christie Paulk team is amazing and they made our experience smooth and efficient
J
Joshua B Y
SHADY DALE - GA
Posted on August 12, 2023
Christie’s team at BankSouth was top notch from beginning to end! They were very knowledgeable. Communication was perfect. The did everything they could to ensure it all went smoothly. This was the best mortgage transaction I’ve ever had!
B
Billy D B
MONROE - GA
Posted on August 9, 2023
Team Paulk was great all around. I started with a new construction loan and shifted to an existing home purchase. Three contracts later, we closed on our home and Christie’s team was there through it all. They were amazing and quickly pivoted when issues arose. Response times were always extremely fast. They exceeded my expectations all around. Thank you all!
A
Andrew J B
WATKINSVILLE - GA
Posted on August 5, 2023
Clear, concise, and prompt communication from Christie and the team. The mobile app was great and I never had to wonder about the status of certain steps. When I did have questions Christie was very helpful.
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BankSouth Mortgage Company, LLC, NMLS #690971 is not a bank or other depository institution and is not FDIC-insured.
BankSouth Mortgage Company, LLC is a wholly owned subsidiary of BankSouth, NMLS #688851, a federal savings bank and Member FDIC.
Alabama Consumer Credit License #MC 21415 DBA LoanSouth Mortgage.