Blog - Latest News
Cathy Thompson

Cathy Thompson

Loan Officer

Apply Now Add to Contacts

Q&A with Cathy Thompson

What do you enjoy doing on the weekends?

Spending time with my boys! (Husband Ryan and sons Taylor and Brooks). We are an adventurous crew and hardly ever home on the weekends.

I also enjoy sneaking down to our house in Florida where we fish, boat, scallop, relax, and enjoy the most beautiful sunsets and getting out and about with friends to eat local Athens cuisine. I am a red wine, Cabernet, connoisseur!

If you could live anywhere than your home state, where would you want to be? Why?

The Caribbean, our Florida house, or anywhere with clear blue water. Sunshine, fishing, relaxing all day. Why? Vitamin Sea is good for the soul.

What significant drivers motivated you to learn your profession?

Before becoming a mortgage banker I was a team manager and senior loan processor. I know the ins and outs of this profession. The most enjoyable part of my profession is to see all parties of the transaction, mortgage bankers, buyers, builders, attorneys, agents, etc. all come together and make someone’s dream come true. It takes a team to make that happen. I get to help people buy their dream home! How cool is that?

My why? My family of course! I work hard to play hard. I believe in living life now as tomorrow is not guaranteed.

Bio of Cathy Thompson

Cathy has 20 years of experience in the mortgage industry. She has worked in every part of the origination process. From being a processor to a team manager, she has had experience in working through any issue that could arise on a loan. That experience has molded her into a loan officer who knows how to structure loans so that they fit a client’s best needs. Cathy understands that Communication is key, and she wants individuals to know each transaction, no matter the size, is equally important to her.

Visit Team Page

Mortgage Market Interest Rates

Interest rates for mortgages can vary significantly from one borrower to the next based on the specific details of the transaction. Some of the main factors that affect the interest rate are credit score, down payment or loan-to-value, the type of mortgage, and how long the interest rate is locked.

The information below depicts average rates on a national level. These rates are not specific to BankSouth Mortgage but are provided to give a general idea of where rates are nationally for different loan types. This information is calculated from actual locked rates with customers across 35% of all mortgage transactions nationwide.

Information in this chart is for illustrative purposes only and is not intended as an advertisement. This is not a commitment to lend and does not guarantee the availability of any particular product or interest rate. Rates/terms illustrated in the chart may not be available through BankSouth Mortgage. Rates and information in this chart are powered by OBMMI™ (“Optimal Blue Mortgage Market Indices”). The OBMMI™ methodology takes the average rate of all appropriate interest rates locked through the Optimal Blue, LLC (“Optimal Blue”) product and pricing engine (“PPE”) on a given day. No adjustments to the rates that account for buy-up or buy-down decisions made by individuals are performed. These indices leverage data from Optimal Blue PPE lock requests (approximately 35% of all locks nationwide) aggregated daily and updated nightly with the previous day’s locks. Weekends and holidays are excluded. All applicable product types are included unless otherwise specified. The content contained on this chart is that of Optimal Blue and may change at any time without notice. Optimal Blue makes commercially reasonable efforts to provide reliable information, however it does not guarantee that the information is accurate, current, or suitable for any particular purpose. In addition, this content is, therefore, provided on an “as is” basis and Optimal Blue makes no warranty, guarantee, or promise, concerning the accuracy or timeliness of indices listed and maintained by Optimal Blue nor is Optimal Blue responsible in any manner for any damages whether direct, indirect, special, or consequential, howsoever caused, arising out of use of this web site, or reliance on the information it contains.

What Customers Say About Cathy Thompson

4.8
Ratings
29
Total Reviews
Powered by Experience.com
C
Chandler S B
STATHAM - GA
Posted on December 3, 2023
5.0
verified-review
Cathy was phenomenal. She went above and beyond to set me up with the best case scenario for my loan. She was personable and truly wanted to help in anyway she could. I would highly recommend her!!
A
Alecia D B
BOGART - GA
Posted on December 2, 2023
5.0
verified-review
Cathy referred me to a great realtor and kept in contact with me about everything I needed to know.
R
Robert B B
LEXINGTON - GA
Posted on November 2, 2023
5.0
verified-review
BankSouth was outstanding. Their flexibility, friendly team, and communication made the mortgage process smooth and enjoyable. They tailored a mortgage plan to my needs, had a welcoming team, and kept me informed at every step. Highly recommended!
E
Erin W
WATKINSVILLE - GA
Posted on October 22, 2023
5.0
verified-review
Cathy and her team were extremely prompt in communication and got the loan done with no issues. They were patient with all of our questions throughout the whole process. Would absolutely recommend them to anyone needing a mortgage.
J
James A S
WATKINSVILLE - GA
Posted on October 16, 2023
5.0
verified-review
Cathy helped coordinate everything for us and made it very easy to navigate the steps of acquiring the loan. Thanks!
Reply from Cathy Thompson
Thank you for trusting us and letting us be a part of your special purchase. Congratulations to you both on this new adventure.
M
Mark T S
BLAIRSVILLE - GA
Posted on October 3, 2023
5.0
verified-review
Cathy and her crew were super awesome to work with!
R
Robert G
ATHENS - GA
Posted on September 29, 2023
5.0
verified-review
Cat is the best!!
Reply from Cathy Thompson
Thank you Rob! You were a joy to work with.
K
Kathleen W
ATLANTA - GA
Posted on August 21, 2023
5.0
verified-review
Great communication. Crystal V. Was great in the collecting documents segment. So patient and helpful , made the process very easy! 3rd or 4 th time working with the group.
R
Roman L T
ATHENS - GA
Posted on August 19, 2023
5.0
verified-review
Cathy and the team at BankSouth are phenomenal to work with! They managed to work with my extremely tight turn around and got me to closing in just over two weeks! They were responsive, friendly, knowledgeable and on top of everything! 100% recommend!
M
Melissa R
BOGART - GA
Posted on July 12, 2023
5.0
verified-review
Cathy and Christina made our home purchase seamless and stress-free. They were communicative and encouraging throughout the process and worked great with our realtor. They are wonderful!

Mortgage Calculator

© Copyright 2023 - BankSouth Mortgage Company, LLC. All Rights Reserved. | Web Design by M16 Marketing