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Articles by D.C. Aiken

Market Insights from D.C. Aiken

I Want It All… I Want It Now

My motivation for this week’s article is Queen’s 1989 hit “I Want It All”. While housing continues to slow, home prices are beginning to slide lower; unemployment is on the rise, but the American Consumer continues to spend money that,…
Market Insights from D.C. Aiken

Shopping For a Mortgage… Do You Know What You Are Comparing?

In this week’s article, I relate Elvis Presley's 1974 hit “Suspicious Minds” to how clients shopping for a mortgage should be very suspicious when comparing costs. There is no doubt that the rate and loan program is very important,…
Market Insights from D.C. Aiken

Stop Living In The Past

My inspiration for this week’s article came from Jethro Tull’s 1969 hit “Living in The Past”. It seems that we cannot let go of the 2020-2022 timeframe when we had home prices rising at 10-20% per year in some areas, the multiple bid…
Market Insights from D.C. Aiken

What If?

My inspiration for this week’s article came from Christian singer Matthew West’s 2019 song “What If.” There are many questions and predictions as to where mortgage rates will be heading for the next several months, including the ones…
Market Insights from D.C. Aiken

Where Do We Go From Here?

This week’s “pop” hit comes from the 1970 B-side of the hit album “25 or 6 to 4” from the group Chicago, "Where Do We Go from Here.” The song talks about how we need to come together and now. After the election, that cannot be truer.…
Market Insights from D.C. Aiken

What Is Happening?

Based on the election results last night, the majority of Americans who voted elected Donald Trump. There were many issues on the table, and the “big one” was the economy. The economy has been on everyone’s mind for the past several years,…
Market Insights from D.C. Aiken

Hold On For One More Day

This week’s “pop” hit is Wilson Phillips's 1990 “Hold On.” The song starts with “I know there’s pain...” which cannot be truer when watching what mortgage rates have done over the past 30 days. Mortgage rates have soared to…
Market Insights from D.C. Aiken

For What It’s Worth

This week’s “pop” hit is Buffalo Springfield's March 1966 hit “For What It’s Worth.” Many of the same things that were going on in 1966 are going on once again today. The two political parties currently are at the farthest ends…
Market Insights from D.C. Aiken

Can You Feel It

This week’s “pop” hit is the March of 1980 hit “Can You Feel It” by The Jackson 5. The song talks about feeling the change, and other than the weather changing, we are beginning to feel the change in the real estate market, going…
Market Insights from D.C. Aiken

Shock The Monkey (or the Market)

This week’s “pop” hit is the 1982 hit “Shock The Monkey” by Peter Gabriel. The song describes being shocked by a sudden jolt of electricity, or in our case… totally unexpected economic news. Here is what has happened over the past…
Market Insights from D.C. Aiken

Just A Little Patience

This week’s “pop” hit is the 1988 hit “Patience” by Guns & Roses. It seems everywhere we turn today someone is soliciting us to refinance NOW to a lower rate. Yes, 30-year fixed rates have come down to their current national…
Market Insights from D.C. Aiken

I Can See Clearly Now

This week’s “pop” hit is the 1972 hit “I Can See Clearly Now” by Johnny Nash. The month of September, from a mortgage rate perspective, has been dull with very little movement as the FED did exactly what most of us thought by cutting…
Market Insights from D.C. Aiken

Here Comes the Sun

This week’s “pop” hit is the 1969 hit “Here Comes the Sun” by The Beatles. The lyrics start out, “Little darlin', it's been a long, cold, lonely winter. Little darlin', it feels like years since it's been here”. It has been over…
Market Insights from D.C. Aiken

Under Pressure

This week’s “pop” hit is the October of 1981 “Under Pressure” by Queen & David Bowie. This could not be truer for our friends with the Federal Reserve as more and more data keep coming in showing that we are moving quickly into…