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9 search results for: blog

1

Understanding How Lenders Estimate Property Taxes: What You Need to Know

When you’re applying for a loan, understanding the various costs involved is crucial. One of the significant components of homeownership is property taxes, which can have a significant impact on your monthly payments. However, it’s essential to be aware that property tax estimates can vary among lenders. In this blog post, we will provide you […]

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Understanding Loan-Level Price Adjustments (LLPA): A Simple Guide

When navigating the mortgage process, you might come across a term called Loan-Level Price Adjustment, or LLPA. While it may sound complex, it’s essential to understand this concept to make the most informed decisions about your mortgage. In this blog post, we’ll break down the basics of LLPAs in easy-to-understand language, so you can feel […]

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Mortgage Rates

Learn more about our rate lock options, extended rate lock, lock and shop and our complimentary rate float down.

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Non-QM Mortgage Loans

Explore Non‑QM (Non‑Qualified Mortgage) loans at BankSouth Mortgage—tailored for freelancers, gig workers, self‑employed professionals, real estate investors, and borrowers with non‑traditional income. Choose from flexible options like Bank Statement, DSCR (Investor Cash Flow), Asset Qualifier, and 1099 Income loans—with interest‑only choices, low down payment flexibility, and easy application via our ReadyLoan® digital platform.

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Shachi Bhardwaj

With two decades of mortgage experience and a foundation in entrepreneurship, Shachi Bhardwaj has helped hundreds of families, first-time buyers, builders, and relocation clients make confident, informed decisions about homeownership. Since 2005, she has built a network of trusted partners and is honored to be recognized in the Mortgage Bankers Association of Georgia’s Gold Award […]

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ReadyRenovate

Unlock your home's potential with ReadyRenovate. Transform your space into your dream sanctuary with our renovation loans.

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Understanding FHA Loans: Your Key to Affordable Homeownership

If you’re in the market for a home, you may have come across FHA loans as an option for financing. Historically, an FHA loan, or Federal Housing Administration loan has been a popular choice for many first-time homebuyers and those with lower credit scores or limited savings. However, an increasing number of buyers have realized […]

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Home

Enjoy a simpler home mortgage loan process that blends smart technology and personal support. View mortgage loan options and calculators.